Auto-Owners vs Safeco Car Insurance for 2023
Auto-Owners and Safeco are two leading car insurance providers with a strong reputation for providing reliable coverage at competitive prices.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Mar 30, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Mar 30, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Car insurance is an essential investment that can protect you from unforeseen accidents and damages. However, with so many car insurance companies to choose from, it can be challenging to find the right one that fits your budget and coverage needs. In this review, we will compare Auto-Owners car insurance vs Safeco car insurance for 2023, two of the most popular car insurance companies in the market, and help you make an informed decision.
Company’s History and Mission
Auto-Owners Insurance was founded in 1916 by Vern Moulton, who saw an opportunity to provide affordable insurance to farmers in Michigan. Today, the company is still based in Lansing, Michigan, and has expanded its operations to 26 states. Auto-Owners Insurance’s mission is to provide exceptional insurance coverage and customer service to its policyholders.
Safeco Insurance was founded in 1923 by Hawthorne K. Dent. The company’s headquarters are located in Seattle, Washington, and it operates in all 50 states. Safeco Insurance’s mission is to provide high-quality insurance products and exceptional customer service to its policyholders.
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Main Products and Services
Auto-Owners and Safeco offer a range of car insurance products and services to meet the diverse needs of their customers. Here are some of the main products and services offered by both companies:
Auto-Owners Insurance:
- Liability Coverage
- Collision Coverage
- Comprehensive Coverage
- Personal Injury Protection (PIP)
- Uninsured/Underinsured Motorist Coverage
- Roadside Assistance
- Rental Car Reimbursement
- Pet Injury Coverage
Safeco Insurance:
- Liability Coverage
- Collision Coverage
- Comprehensive Coverage
- Personal Injury Protection (PIP)
- Uninsured/Underinsured Motorist Coverage
- Roadside Assistance
- Rental Car Reimbursement
- Pet Coverage
Different Types of Discounts Available to Customers
Both Auto-Owners and Safeco offer various discounts to their customers to help them save money on their car insurance premiums. Here are some of the different types of discounts available to customers:
Auto-Owners Insurance:
- Multi-Policy Discount
- Safe Driver Discount
- Student Away at School Discount
- Good Student Discount
- Paid-in-Full Discount
- Green Discount
- Anti-Theft Discount
- Mature Driver Discount
- Teen Driver Monitoring Discount
- Life Multi-Policy Discount
Safeco Insurance:
- Multi-Policy Discount
- Safe Driver Discount
- Accident Prevention Course Discount
- Teen Safety Rewards Discount
- Good Student Discount
- Low Mileage Discount
- Homeowner Discount
- Anti-Theft Device Discount
- New Car Replacement Discount
- Equipment Discount
Customer Reviews of the Company
Before choosing a car insurance company, it is essential to read customer reviews to get a better understanding of the company’s reputation and customer service. Here is a summary of customer reviews of Auto-Owners and Safeco:
Auto-Owners Insurance:
- A.M. Best gives Auto-Owners Insurance an A++ rating for financial stability, which is the highest rating possible.
- J.D. Power gives Auto-Owners Insurance a rating of 4 out of 5 for customer satisfaction, which is above average.
- The Better Business Bureau gives Auto-Owners Insurance an A+ rating, which is the highest rating possible.
Safeco Insurance:
- A.M. Best gives Safeco Insurance an A rating for financial stability.
- J.D. Power gives Safeco Insurance a rating of 3 out of 5 for customer satisfaction, which is average.
- The Better Business Bureau gives Safeco Insurance an A+ rating.
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FAQ
Q: How do I qualify for discounts with Auto-Owners and Safeco?
A: To qualify for discounts with Auto-Owners and Safeco, you must meet specific requirements, such as having a good driving record or bundling multiple policies.
Q: Can I get a quote online?
A: Yes, both Auto-Owners and Safeco allow you to get a quote online.
Q: How do I file a claim?
A: To file a claim with Auto-Owners or Safeco, you can contact their claims department by phone or online.
Q: Does Auto-Owners or Safeco offer roadside assistance?
A: Yes, both Auto-Owners and Safeco offer roadside assistance as part of their car insurance coverage.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.