Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Bellwood, IL are $378/month
  • Average car insurance rates in Bellwood, IL for senior drivers are $2,545/year
  • The cheapest car insurance company in Bellwood after a DUI is Liberty Mutual

Average car insurance rates in Bellwood, Illinois are $378 a month. But with a little research you can get a great deal from the top car insurance companies in Bellwood, IL. Before you buy Bellwood, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.

It may even be helpful to compare Bellwood car insurance rates with Cicero car insurance rates, Springfield car insurance rates, or Naperville car insurance rates to make sure you’re getting the best Bellwood, IL car insurance quotes available.

Need affordable Bellwood, IL car insurance? Enter your ZIP code to compare Bellwood car insurance quotes from multiple car insurance companies near you.

Bellwood, IL Minimum Car Insurance Coverage

Bellwood, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Bellwood, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Bellwood, IL Car Insurance Rates by Coverage Level

Some Bellwood drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Bellwood, Illinois car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Bellwood, Illinois

Insurance Company Low Medium High
Allstate $7,890 $8,197 $8,542
American Family $4,811 $5,148 $4,943
Farmers $6,341 $6,530 $7,240
GEICO $3,540 $3,862 $4,207
Liberty Mutual $2,745 $2,912 $3,098
Nationwide $4,335 $4,424 $4,389
Progressive $4,136 $4,497 $4,920
State Farm $3,158 $3,358 $3,542
Travelers $3,000 $3,200 $3,410
USAA $3,025 $3,206 $3,390

Bellwood, IL Car Insurance Rates by Age, Gender, and Marital Status

Bellwood, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Bellwood, IL car insurance, get quotes from multiple car insurance companies in the Bellwood area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bellwood, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,255 $5,278 $5,498 $5,498 $13,506 $17,528 $6,308 $6,808
American Family $3,078 $3,078 $2,820 $2,820 $8,757 $12,125 $3,078 $3,981
Farmers $3,536 $3,534 $3,132 $3,329 $15,616 $16,259 $4,031 $4,190
GEICO $2,188 $2,256 $2,129 $2,375 $8,189 $8,588 $2,553 $2,681
Liberty Mutual $1,740 $1,879 $1,436 $1,610 $6,127 $6,821 $1,819 $1,916
Nationwide $2,738 $2,781 $2,429 $2,571 $7,815 $10,024 $3,218 $3,486
Progressive $2,606 $2,456 $2,151 $2,257 $9,518 $10,687 $3,107 $3,359
State Farm $2,004 $2,004 $1,808 $1,808 $6,322 $7,980 $2,271 $2,626
Travelers $1,984 $2,094 $1,814 $1,935 $5,962 $7,505 $2,109 $2,223
USAA $1,899 $1,927 $1,757 $1,719 $6,227 $6,878 $2,504 $2,745

Bellwood, IL Car Insurance Rates for Teens

How much is Bellwood, Illinois car insurance for teens? Compare rates from top Bellwood car insurance companies below to help find the cheapest teen car insurance in Bellwood, IL.

Annual Car Insurance Rates for Teen Drivers in Bellwood, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,506 $17,528
American Family $8,757 $12,125
Farmers $15,616 $16,259
GEICO $8,189 $8,588
Liberty Mutual $6,127 $6,821
Nationwide $7,815 $10,024
Progressive $9,518 $10,687
State Farm $6,322 $7,980
Travelers $5,962 $7,505
USAA $6,227 $6,878

Bellwood, IL Car Insurance Rates for Seniors

Before seniors buy Bellwood, Illinois car insurance, they should make sure to shop around. Some Bellwood, IL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Bellwood, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,498 $5,498
American Family $2,820 $2,820
Farmers $3,132 $3,329
GEICO $2,129 $2,375
Liberty Mutual $1,436 $1,610
Nationwide $2,429 $2,571
Progressive $2,151 $2,257
State Farm $1,808 $1,808
Travelers $1,814 $1,935
USAA $1,757 $1,719

Bellwood, IL Car Insurance Rates by Credit History

How does your credit history affect Bellwood, IL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Bellwood, Illinois

Insurance Company Poor Fair Good
Allstate $10,483 $7,536 $6,611
American Family $6,607 $4,494 $3,800
Farmers $7,614 $6,406 $6,091
GEICO $6,248 $3,021 $2,341
Liberty Mutual $4,140 $2,577 $2,039
Nationwide $5,243 $4,224 $3,680
Progressive $5,144 $4,368 $4,041
State Farm $4,874 $2,919 $2,265
Travelers $3,901 $3,154 $2,554
USAA $4,282 $2,930 $2,409

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Bellwood, IL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Bellwood, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Bellwood.

Annual Bellwood, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,879 $10,012 $9,230 $7,718
American Family $3,662 $5,143 $6,911 $4,153
Farmers $5,655 $7,310 $7,129 $6,721
GEICO $2,567 $4,212 $5,684 $3,017
Liberty Mutual $2,418 $3,468 $3,033 $2,755
Nationwide $3,520 $4,574 $5,386 $4,051
Progressive $3,713 $5,537 $4,118 $4,702
State Farm $3,046 $3,660 $3,353 $3,353
Travelers $2,536 $3,345 $3,735 $3,196
USAA $2,279 $3,285 $4,510 $2,754

Bellwood, IL Car Insurance Rates With a DUI

Even a single DUI can increase your Bellwood, IL car insurance rates. Compare rates below to see which Bellwood car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Bellwood, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,230
American Family $6,911
Farmers $7,129
GEICO $5,684
Liberty Mutual $3,033
Nationwide $5,386
Progressive $4,118
State Farm $3,353
Travelers $3,735
USAA $4,510

Bellwood, IL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Bellwood, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Bellwood companies based on commute time.

Annual Car Insurance Rates by Commute Length in Bellwood, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,210 $8,210
American Family $4,903 $5,031
Farmers $6,704 $6,704
GEICO $3,803 $3,937
Liberty Mutual $2,918 $2,918
Nationwide $4,383 $4,383
Progressive $4,518 $4,518
State Farm $3,270 $3,436
Travelers $3,075 $3,331
USAA $3,117 $3,297

Bellwood, IL Cheapest Car Insurance Rates

How do the top Bellwood, Illinois car insurance companies’ average rates stack up against the Bellwood average monthly car insurance rates of $378? Take a look and see.

Best Annual Car Insurance Rates by Company in Bellwood, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Bellwood, IL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Bellwood, Illinois car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Bellwood, Illinois

Insurance Company Average Annual Rates
Allstate $8,210
American Family $4,967
Farmers $6,704
GEICO $3,870
Liberty Mutual $2,918
Nationwide $4,383
Progressive $4,518
State Farm $3,353
Travelers $3,203
USAA $3,207

Other Factors Affecting Bellwood, IL Car Insurance Rates

Before you buy Bellwood, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Bellwood, IL Commute Time

How does your Bellwood, IL commute time compare with the average driver? In Bellwood, the average commute is 27.7 minutes.

Bellwood, IL Car Insurance Quotes

Compare Bellwood, IL car insurance quotes from multiple companies by entering your ZIP code now.