Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Bethany, MO for senior drivers are $1,814/year
  • The cheapest car insurance company in Bethany after a DUI is State Farm
  • Average car insurance rates in Bethany, MO are $264/month

Average car insurance rates in Bethany, Missouri are $264 a month. But with a little research you can get a great deal from the top car insurance companies in Bethany, MO. Before you buy Bethany, Missouri car insurance, make sure your coverage meets or exceeds the Missouri minimum of 25/50/25.

It may even be helpful to compare Bethany car insurance rates with Independence car insurance rates, Blue Springs car insurance rates, or Lee’s Summit car insurance rates to make sure you’re getting the best Bethany, MO car insurance quotes available.

Need affordable Bethany, MO car insurance? Enter your ZIP code to compare Bethany car insurance quotes from multiple car insurance companies near you.

Bethany, MO Minimum Car Insurance Coverage

Bethany, Missouri law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Bethany, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Bethany, MO Car Insurance Rates by Coverage Level

Some Bethany drivers can get by with the Missouri minimum coverage of 25/50/25. Other drivers may need more. See how much your Bethany, Missouri car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Bethany, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $3,015 $3,180 $3,046
Farmers $3,964 $4,157 $4,452
GEICO $2,834 $3,012 $3,140
Liberty Mutual $3,959 $4,196 $4,375
Nationwide $2,034 $2,171 $2,254
Progressive $2,824 $3,104 $3,364
State Farm $2,297 $2,415 $2,519
USAA $2,371 $2,452 $2,554

Bethany, MO Car Insurance Rates by Age, Gender, and Marital Status

Bethany, Missouri car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Bethany, MO car insurance, get quotes from multiple car insurance companies in the Bethany area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bethany, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $2,050 $2,050 $1,818 $1,818 $5,392 $7,044 $2,050 $2,421
Farmers $2,386 $2,382 $2,143 $2,257 $9,236 $9,551 $2,714 $2,858
GEICO $2,024 $2,239 $1,569 $1,946 $5,985 $6,361 $1,902 $1,938
Liberty Mutual $2,599 $2,822 $2,144 $2,404 $8,412 $9,341 $2,747 $2,942
Nationwide $1,447 $1,489 $1,284 $1,374 $3,569 $4,627 $1,643 $1,792
Progressive $1,992 $1,887 $1,626 $1,670 $5,951 $6,713 $2,436 $2,503
State Farm $1,611 $1,611 $1,405 $1,405 $4,143 $5,283 $1,798 $2,025
USAA $1,523 $1,516 $1,356 $1,392 $4,422 $5,416 $1,911 $2,134

Bethany, MO Car Insurance Rates for Teens

How much is Bethany, Missouri car insurance for teens? Compare rates from top Bethany car insurance companies below to help find the cheapest teen car insurance in Bethany, MO.

Annual Car Insurance Rates for Teen Drivers in Bethany, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,392 $7,044
Farmers $9,236 $9,551
GEICO $5,985 $6,361
Liberty Mutual $8,412 $9,341
Nationwide $3,569 $4,627
Progressive $5,951 $6,713
State Farm $4,143 $5,283
USAA $4,422 $5,416

Bethany, MO Car Insurance Rates for Seniors

Before seniors buy Bethany, Missouri car insurance, they should make sure to shop around. Some Bethany, MO car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Bethany, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,818 $1,818
Farmers $2,143 $2,257
GEICO $1,569 $1,946
Liberty Mutual $2,144 $2,404
Nationwide $1,284 $1,374
Progressive $1,626 $1,670
State Farm $1,405 $1,405
USAA $1,356 $1,392

Bethany, MO Car Insurance Rates by Credit History

How does your credit history affect Bethany, MO car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Bethany, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $4,026 $2,830 $2,384
Farmers $4,807 $3,979 $3,787
GEICO $4,138 $2,694 $2,154
Liberty Mutual $6,008 $3,645 $2,877
Nationwide $2,550 $2,088 $1,821
Progressive $3,604 $2,962 $2,726
State Farm $3,146 $2,201 $1,884
USAA $4,127 $1,897 $1,352

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Bethany, MO Car Insurance Rates by Driver History

How does a single speeding ticket affect your Bethany, Missouri car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Bethany.

Annual Bethany, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,352 $3,334 $3,979 $2,656
Farmers $3,674 $4,475 $4,384 $4,231
GEICO $2,406 $3,024 $3,967 $2,585
Liberty Mutual $3,052 $4,340 $4,498 $4,816
Nationwide $1,725 $2,170 $2,844 $1,873
Progressive $2,735 $3,527 $2,988 $3,138
State Farm $2,250 $2,571 $2,410 $2,410
USAA $1,998 $2,393 $3,276 $2,169

Bethany, MO Car Insurance Rates With a DUI

Even a single DUI can increase your Bethany, MO car insurance rates. Compare rates below to see which Bethany car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Bethany, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $3,979
Farmers $4,384
GEICO $3,967
Liberty Mutual $4,498
Nationwide $2,844
Progressive $2,988
State Farm $2,410
USAA $3,276

Bethany, MO Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Bethany, MO car insurance rates may be. Let’s take a look at average car insurance rates from top Bethany companies based on commute time.

Annual Car Insurance Rates by Commute Length in Bethany, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,049 $3,112
Farmers $4,191 $4,191
GEICO $2,934 $3,057
Liberty Mutual $4,176 $4,176
Nationwide $2,153 $2,153
Progressive $3,097 $3,097
State Farm $2,352 $2,468
USAA $2,369 $2,548

Bethany, MO Cheapest Car Insurance Rates

How do the top Bethany, Missouri car insurance companies’ average rates stack up against the Bethany average monthly car insurance rates of $264? Take a look and see.

Best Annual Car Insurance Rates by Company in Bethany, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Bethany, MO Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Bethany, Missouri car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Bethany, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,080
Farmers $4,191
GEICO $2,995
Liberty Mutual $4,176
Nationwide $2,153
Progressive $3,097
State Farm $2,410
USAA $2,459

Other Factors Affecting Bethany, MO Car Insurance Rates

Before you buy Bethany, Missouri car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Bethany, MO Commute Time

How does your Bethany, MO commute time compare with the average driver? In Bethany, the average commute is 20.8 minutes.

Bethany, MO Car Insurance Quotes

Compare Bethany, MO car insurance quotes from multiple companies by entering your ZIP code now.