A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Waynesboro for teen drivers is USAA
  • Average car insurance rates in Waynesboro, MS are $315/month
  • The cheapest car insurance company in Waynesboro after a DUI is State Farm

Average car insurance rates in Waynesboro, Mississippi are $315 a month. But with a little research you can get a great deal from the top car insurance companies in Waynesboro, MS. Before you buy Waynesboro, Mississippi car insurance, make sure your coverage meets or exceeds the Mississippi minimum of 25/50/25.

It may even be helpful to compare Waynesboro car insurance rates with Southaven car insurance rates, Jackson car insurance rates, or Olive Branch car insurance rates to make sure you’re getting the best Waynesboro, MS car insurance quotes available.

Need affordable Waynesboro, MS car insurance? Enter your ZIP code to compare Waynesboro car insurance quotes from multiple car insurance companies near you.

Waynesboro, MS Minimum Car Insurance Coverage

Waynesboro, Mississippi law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Waynesboro, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Waynesboro, MS Car Insurance Rates by Coverage Level

Some Waynesboro drivers can get by with the Mississippi minimum coverage of 25/50/25. Other drivers may need more. See how much your Waynesboro, Mississippi car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Waynesboro, Mississippi

Insurance Company Low Medium High
Allstate $5,428 $5,596 $5,774
GEICO $4,200 $4,432 $4,587
Liberty Mutual $4,302 $4,543 $4,841
Nationwide $2,750 $2,887 $3,050
Progressive $3,859 $4,276 $4,558
State Farm $2,586 $2,716 $2,883
Travelers $3,584 $3,799 $3,943
USAA $1,956 $2,073 $2,222

Waynesboro, MS Car Insurance Rates by Age, Gender, and Marital Status

Waynesboro, Mississippi car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Waynesboro, MS car insurance, get quotes from multiple car insurance companies in the Waynesboro area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waynesboro, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,073 $2,928 $2,726 $2,787 $12,655 $13,500 $3,510 $3,615
GEICO $3,240 $3,071 $2,958 $2,749 $7,862 $7,470 $5,278 $2,622
Liberty Mutual $2,690 $2,910 $2,160 $2,418 $9,679 $10,753 $2,865 $3,023
Nationwide $2,142 $2,203 $1,919 $2,035 $4,311 $5,491 $2,431 $2,633
Progressive $2,512 $2,380 $2,061 $2,011 $9,214 $10,325 $2,604 $2,739
State Farm $1,734 $1,734 $1,547 $1,547 $4,938 $6,196 $1,930 $2,202
Travelers $1,723 $1,756 $1,627 $1,632 $7,565 $11,991 $1,800 $2,108
USAA $1,406 $1,393 $1,308 $1,325 $3,485 $4,145 $1,716 $1,893

Waynesboro, MS Car Insurance Rates for Teens

How much is Waynesboro, Mississippi car insurance for teens? Compare rates from top Waynesboro car insurance companies below to help find the cheapest teen car insurance in Waynesboro, MS.

Annual Car Insurance Rates for Teen Drivers in Waynesboro, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,655 $13,500
GEICO $7,862 $7,470
Liberty Mutual $9,679 $10,753
Nationwide $4,311 $5,491
Progressive $9,214 $10,325
State Farm $4,938 $6,196
Travelers $7,565 $11,991
USAA $3,485 $4,145

Waynesboro, MS Car Insurance Rates for Seniors

Before seniors buy Waynesboro, Mississippi car insurance, they should make sure to shop around. Some Waynesboro, MS car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Waynesboro, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,726 $2,787
GEICO $2,958 $2,749
Liberty Mutual $2,160 $2,418
Nationwide $1,919 $2,035
Progressive $2,061 $2,011
State Farm $1,547 $1,547
Travelers $1,627 $1,632
USAA $1,308 $1,325

Waynesboro, MS Car Insurance Rates by Credit History

How does your credit history affect Waynesboro, MS car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Waynesboro, Mississippi

Insurance Company Poor Fair Good
Allstate $6,473 $5,742 $4,583
GEICO $6,643 $3,763 $2,812
Liberty Mutual $6,545 $4,000 $3,141
Nationwide $3,407 $2,765 $2,516
Progressive $4,800 $4,091 $3,802
State Farm $3,932 $2,385 $1,868
Travelers $4,290 $3,494 $3,542
USAA $2,855 $1,853 $1,544

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Waynesboro, MS Car Insurance Rates by Driver History

How does a single speeding ticket affect your Waynesboro, Mississippi car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Waynesboro.

Annual Waynesboro, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,706 $5,562 $6,767 $5,362
GEICO $2,717 $4,150 $6,358 $4,401
Liberty Mutual $3,240 $5,162 $5,293 $4,553
Nationwide $2,310 $2,952 $3,762 $2,559
Progressive $3,626 $4,876 $4,157 $4,265
State Farm $2,485 $3,026 $2,701 $2,701
Travelers $3,303 $3,460 $4,733 $3,605
USAA $1,627 $2,076 $2,822 $1,809

Waynesboro, MS Car Insurance Rates With a DUI

Even a single DUI can increase your Waynesboro, MS car insurance rates. Compare rates below to see which Waynesboro car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Waynesboro, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,767
GEICO $6,358
Liberty Mutual $5,293
Nationwide $3,762
Progressive $4,157
State Farm $2,701
Travelers $4,733
USAA $2,822

Waynesboro, MS Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Waynesboro, MS car insurance rates may be. Let’s take a look at average car insurance rates from top Waynesboro companies based on commute time.

Annual Car Insurance Rates by Commute Length in Waynesboro, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,599 $5,599
GEICO $4,395 $4,418
Liberty Mutual $4,562 $4,562
Nationwide $2,896 $2,896
Progressive $4,231 $4,231
State Farm $2,664 $2,792
Travelers $3,775 $3,775
USAA $2,020 $2,148

Waynesboro, MS Cheapest Car Insurance Rates

How do the top Waynesboro, Mississippi car insurance companies’ average rates stack up against the Waynesboro average monthly car insurance rates of $315? Take a look and see.

Best Annual Car Insurance Rates by Company in Waynesboro, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Waynesboro, MS Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Waynesboro, Mississippi car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Waynesboro, Mississippi

Insurance Company Average Annual Rates
Allstate $5,599
GEICO $4,406
Liberty Mutual $4,562
Nationwide $2,896
Progressive $4,231
State Farm $2,728
Travelers $3,775
USAA $2,084

Other Factors Affecting Waynesboro, MS Car Insurance Rates

Before you buy Waynesboro, Mississippi car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Waynesboro, MS Commute Time

How does your Waynesboro, MS commute time compare with the average driver? In Waynesboro, the average commute is 26.2 minutes.

Waynesboro, MS Car Insurance Quotes

Compare Waynesboro, MS car insurance quotes from multiple companies by entering your ZIP code now.