Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Bloomfield, IA for senior drivers are $1,687/year
  • The cheapest car insurance company in Bloomfield after a DUI is Progressive
  • Average car insurance rates in Bloomfield, IA are $252/month

Average car insurance rates in Bloomfield, Iowa are $252 a month. But with a little research you can get a great deal from the top car insurance companies in Bloomfield, IA. Before you buy Bloomfield, Iowa car insurance, make sure your coverage meets or exceeds the Iowa minimum of 20/40/15.

It may even be helpful to compare Bloomfield car insurance rates with Sioux City car insurance rates, Council Bluffs car insurance rates, or Iowa City car insurance rates to make sure you’re getting the best Bloomfield, IA car insurance quotes available.

Need affordable Bloomfield, IA car insurance? Enter your ZIP code to compare Bloomfield car insurance quotes from multiple car insurance companies near you.

Bloomfield, IA Minimum Car Insurance Coverage

Bloomfield, Iowa law requires drivers carry a minimum of 20/40/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Bloomfield, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Bloomfield, IA Car Insurance Rates by Coverage Level

Some Bloomfield drivers can get by with the Iowa minimum coverage of 20/40/15. Other drivers may need more. See how much your Bloomfield, Iowa car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Bloomfield, Iowa

Insurance Company Low Medium High
Allstate $2,717 $2,813 $2,900
American Family $3,115 $3,265 $2,900
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,769 $2,621 $2,531
Progressive $2,395 $2,522 $2,626
State Farm $2,267 $2,378 $2,455
Travelers $5,374 $5,820 $6,000
USAA $1,772 $1,872 $1,954

Bloomfield, IA Car Insurance Rates by Age, Gender, and Marital Status

Bloomfield, Iowa car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Bloomfield, IA car insurance, get quotes from multiple car insurance companies in the Bloomfield area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bloomfield, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,896 $1,833 $1,674 $1,707 $5,256 $5,883 $2,083 $2,149
American Family $2,002 $2,002 $1,788 $1,788 $5,297 $7,457 $2,002 $2,414
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,849 $1,904 $1,643 $1,762 $4,176 $5,431 $2,084 $2,273
Progressive $1,821 $1,771 $1,500 $1,550 $4,180 $4,731 $2,195 $2,368
State Farm $1,585 $1,585 $1,376 $1,376 $4,054 $5,171 $1,776 $2,010
Travelers $2,596 $2,652 $2,507 $2,519 $11,409 $18,272 $2,691 $3,203
USAA $1,253 $1,270 $1,147 $1,174 $3,349 $3,563 $1,506 $1,665

Bloomfield, IA Car Insurance Rates for Teens

How much is Bloomfield, Iowa car insurance for teens? Compare rates from top Bloomfield car insurance companies below to help find the cheapest teen car insurance in Bloomfield, IA.

Annual Car Insurance Rates for Teen Drivers in Bloomfield, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,256 $5,883
American Family $5,297 $7,457
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,176 $5,431
Progressive $4,180 $4,731
State Farm $4,054 $5,171
Travelers $11,409 $18,272
USAA $3,349 $3,563

Bloomfield, IA Car Insurance Rates for Seniors

Before seniors buy Bloomfield, Iowa car insurance, they should make sure to shop around. Some Bloomfield, IA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Bloomfield, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,674 $1,707
American Family $1,788 $1,788
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,643 $1,762
Progressive $1,500 $1,550
State Farm $1,376 $1,376
Travelers $2,507 $2,519
USAA $1,147 $1,174

Bloomfield, IA Car Insurance Rates by Credit History

How does your credit history affect Bloomfield, IA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Bloomfield, Iowa

Insurance Company Poor Fair Good
Allstate $3,357 $2,673 $2,400
American Family $3,947 $2,900 $2,434
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,217 $2,506 $2,198
Progressive $2,995 $2,393 $2,156
State Farm $3,371 $2,085 $1,644
Travelers $6,452 $5,501 $5,240
USAA $2,456 $1,684 $1,458

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Bloomfield, IA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Bloomfield, Iowa car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Bloomfield.

Annual Bloomfield, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,409 $2,896 $3,260 $2,676
American Family $2,233 $3,268 $4,246 $2,627
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,900 $2,746 $3,759 $2,155
Progressive $2,030 $3,285 $2,198 $2,544
State Farm $2,206 $2,527 $2,366 $2,366
Travelers $4,188 $5,563 $7,449 $5,724
USAA $1,427 $1,912 $2,487 $1,638

Bloomfield, IA Car Insurance Rates With a DUI

Even a single DUI can increase your Bloomfield, IA car insurance rates. Compare rates below to see which Bloomfield car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Bloomfield, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,260
American Family $4,246
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,759
Progressive $2,198
State Farm $2,366
Travelers $7,449
USAA $2,487

Bloomfield, IA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Bloomfield, IA car insurance rates may be. Let’s take a look at average car insurance rates from top Bloomfield companies based on commute time.

Annual Car Insurance Rates by Commute Length in Bloomfield, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,744 $2,877
American Family $3,057 $3,130
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,640 $2,640
Progressive $2,514 $2,514
State Farm $2,310 $2,423
Travelers $5,731 $5,731
USAA $1,798 $1,934

Bloomfield, IA Cheapest Car Insurance Rates

How do the top Bloomfield, Iowa car insurance companies’ average rates stack up against the Bloomfield average monthly car insurance rates of $252? Take a look and see.

Best Annual Car Insurance Rates by Company in Bloomfield, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Bloomfield, IA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Bloomfield, Iowa car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Bloomfield, Iowa

Insurance Company Average Annual Rates
Allstate $2,810
American Family $3,093
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,640
Progressive $2,514
State Farm $2,366
Travelers $5,731
USAA $1,866

Other Factors Affecting Bloomfield, IA Car Insurance Rates

Before you buy Bloomfield, Iowa car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Bloomfield, IA Commute Time

How does your Bloomfield, IA commute time compare with the average driver? In Bloomfield, the average commute is 16.4 minutes.

Bloomfield, IA Car Insurance Quotes

Compare Bloomfield, IA car insurance quotes from multiple companies by entering your ZIP code now.