Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Borger, TX are $319/month
  • Average car insurance rates in Borger, TX for senior drivers are $2,352/year
  • The cheapest car insurance company in Borger after a DUI is GEICO

Average car insurance rates in Borger, Texas are $319 a month. But with a little research you can get a great deal from the top car insurance companies in Borger, TX. Before you buy Borger, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare Borger car insurance rates with San Antonio car insurance rates, Corpus Christi car insurance rates, or Dallas car insurance rates to make sure you’re getting the best Borger, TX car insurance quotes available.

Need affordable Borger, TX car insurance? Enter your ZIP code to compare Borger car insurance quotes from multiple car insurance companies near you.

Borger, TX Minimum Car Insurance Coverage

Borger, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Borger, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Borger, TX Car Insurance Rates by Coverage Level

Some Borger drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Borger, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Borger, Texas

Insurance Company Low Medium High
Allstate $5,358 $5,430 $5,630
American Family $4,729 $4,848 $5,332
GEICO $2,716 $2,790 $2,924
Nationwide $4,596 $4,046 $4,054
Progressive $4,083 $4,199 $4,357
State Farm $2,574 $2,687 $2,816
USAA $2,364 $2,412 $2,475

Borger, TX Car Insurance Rates by Age, Gender, and Marital Status

Borger, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Borger, TX car insurance, get quotes from multiple car insurance companies in the Borger area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Borger, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,617 $3,674 $3,576 $3,576 $9,094 $11,053 $4,481 $4,710
American Family $3,287 $3,604 $2,859 $3,232 $7,388 $9,808 $4,480 $5,100
GEICO $2,154 $2,277 $1,998 $2,184 $4,462 $4,702 $2,328 $2,374
Nationwide $2,671 $2,729 $2,351 $2,503 $7,453 $9,632 $3,124 $3,393
Progressive $2,373 $2,312 $2,077 $2,138 $9,003 $10,032 $2,841 $2,928
State Farm $1,923 $1,923 $1,700 $1,700 $4,436 $5,627 $2,079 $2,150
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

Borger, TX Car Insurance Rates for Teens

How much is Borger, Texas car insurance for teens? Compare rates from top Borger car insurance companies below to help find the cheapest teen car insurance in Borger, TX.

Annual Car Insurance Rates for Teen Drivers in Borger, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,094 $11,053
American Family $7,388 $9,808
GEICO $4,462 $4,702
Nationwide $7,453 $9,632
Progressive $9,003 $10,032
State Farm $4,436 $5,627
USAA $4,047 $4,518

Borger, TX Car Insurance Rates for Seniors

Before seniors buy Borger, Texas car insurance, they should make sure to shop around. Some Borger, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Borger, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,576 $3,576
American Family $2,859 $3,232
GEICO $1,998 $2,184
Nationwide $2,351 $2,503
Progressive $2,077 $2,138
State Farm $1,700 $1,700
USAA $1,497 $1,531

Borger, TX Car Insurance Rates by Credit History

How does your credit history affect Borger, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Borger, Texas

Insurance Company Poor Fair Good
Allstate $6,978 $5,093 $4,347
American Family $7,029 $4,214 $3,666
GEICO $4,320 $2,459 $1,651
Nationwide $5,100 $4,065 $3,531
Progressive $4,804 $4,080 $3,756
State Farm $3,817 $2,372 $1,888
USAA $3,624 $2,022 $1,606

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Borger, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your Borger, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Borger.

Annual Borger, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,354 $6,467 $6,715 $4,354
American Family $4,564 $5,721 $5,030 $4,564
GEICO $2,390 $3,086 $2,679 $3,086
Nationwide $3,658 $3,658 $5,466 $4,145
Progressive $3,686 $4,670 $4,316 $4,179
State Farm $2,411 $2,741 $3,206 $2,411
USAA $1,833 $2,638 $3,094 $2,103

Borger, TX Car Insurance Rates With a DUI

Even a single DUI can increase your Borger, TX car insurance rates. Compare rates below to see which Borger car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Borger, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,715
American Family $5,030
GEICO $2,679
Nationwide $5,466
Progressive $4,316
State Farm $3,206
USAA $3,094

Borger, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Borger, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Borger companies based on commute time.

Annual Car Insurance Rates by Commute Length in Borger, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,351 $5,594
American Family $4,970 $4,970
GEICO $2,752 $2,868
Nationwide $4,232 $4,232
Progressive $4,213 $4,213
State Farm $2,692 $2,692
USAA $2,385 $2,449

Borger, TX Cheapest Car Insurance Rates

How do the top Borger, Texas car insurance companies’ average rates stack up against the Borger average monthly car insurance rates of $319? Take a look and see.

Best Annual Car Insurance Rates by Company in Borger, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Borger, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Borger, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Borger, Texas

Insurance Company Average Annual Rates
Allstate $5,473
American Family $4,970
GEICO $2,810
Nationwide $4,232
Progressive $4,213
State Farm $2,692
USAA $2,417

Other Factors Affecting Borger, TX Car Insurance Rates

Before you buy Borger, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Borger, TX Car Theft Rates

The car theft rate in Borger, TX will affect your car insurance rates. FBI data shows that the annual car theft rate for Borger, Texas is 35 stolen cars.

Borger, TX Commute Time

How does your Borger, TX commute time compare with the average driver? In Borger, the average commute is 13.0 minutes.

Borger, TX Car Insurance Quotes

Compare Borger, TX car insurance quotes from multiple companies by entering your ZIP code now.