Affordable Car Insurance Rates in Casper, WY (2021)
Car insurance rates in Casper, WY are $249/month on average. By law, Wyoming drivers need to carry at least 25/50/20 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Casper car insurance companies to get the coverage you need at the best rates available.
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Written by
Gianetta Palmer
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Reviewed by
Melanie Musson
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UPDATED: Aug 2, 2021
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- The cheapest car insurance company in Casper for teen drivers is Liberty Mutual
- The cheapest car insurance company in Casper after a DUI is State Farm
- The annual number of car thefts in Casper is 138.
Average car insurance rates in Casper, Wyoming are $249 a month. But with a little research you can get a great deal from the top car insurance companies in Casper, WY. Before you buy Casper, Wyoming car insurance, make sure your coverage meets or exceeds the Wyoming minimum of 25/50/20.
It may even be helpful to compare Casper car insurance rates with Evanston car insurance rates, Laramie car insurance rates, or Rawlins car insurance rates to make sure you’re getting the best Casper, WY car insurance quotes available.
Need affordable Casper, WY car insurance? Enter your ZIP code to compare Casper car insurance quotes from multiple car insurance companies near you.
Table of Contents
Casper, WY Minimum Car Insurance Coverage
Casper, Wyoming law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Casper, WY Car Insurance Rates by Coverage Level
Some Casper drivers can get by with the Wyoming minimum coverage of 25/50/20. Other drivers may need more. See how much your Casper, Wyoming car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,272 | $4,373 | $4,499 |
| Farmers | $3,235 | $3,337 | $3,456 |
| GEICO | $3,214 | $3,276 | $3,327 |
| Liberty Mutual | $1,826 | $1,937 | $2,077 |
| State Farm | $2,232 | $2,329 | $2,421 |
| USAA | $2,610 | $2,678 | $2,753 |
Casper, WY Car Insurance Rates by Age, Gender, and Marital Status
Casper, Wyoming car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Casper, WY car insurance, get quotes from multiple car insurance companies in the Casper area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,526 | $2,659 | $2,122 | $2,315 | $8,609 | $10,910 | $2,816 | $3,091 |
| Farmers | $2,448 | $2,448 | $2,302 | $2,302 | $4,458 | $7,705 | $2,539 | $2,539 |
| GEICO | $2,493 | $2,540 | $2,410 | $2,410 | $4,643 | $6,001 | $2,772 | $2,911 |
| Liberty Mutual | $1,268 | $1,285 | $1,048 | $1,219 | $3,668 | $4,116 | $1,403 | $1,567 |
| State Farm | $1,520 | $1,520 | $1,308 | $1,308 | $4,074 | $5,424 | $1,584 | $1,880 |
| USAA | $1,585 | $1,588 | $1,380 | $1,442 | $4,924 | $6,062 | $2,093 | $2,366 |
Casper, WY Car Insurance Rates for Teens
How much is Casper, Wyoming car insurance for teens? Compare rates from top Casper car insurance companies below to help find the cheapest teen car insurance in Casper, WY.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,609 | $10,910 |
| Farmers | $4,458 | $7,705 |
| GEICO | $4,643 | $6,001 |
| Liberty Mutual | $3,668 | $4,116 |
| State Farm | $4,074 | $5,424 |
| USAA | $4,924 | $6,062 |
Casper, WY Car Insurance Rates for Seniors
Before seniors buy Casper, Wyoming car insurance, they should make sure to shop around. Some Casper, WY car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,122 | $2,315 |
| Farmers | $2,302 | $2,302 |
| GEICO | $2,410 | $2,410 |
| Liberty Mutual | $1,048 | $1,219 |
| State Farm | $1,308 | $1,308 |
| USAA | $1,380 | $1,442 |
Casper, WY Car Insurance Rates by Credit History
How does your credit history affect Casper, WY car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,465 | $4,148 | $3,530 |
| Farmers | $3,585 | $3,383 | $3,060 |
| GEICO | $3,704 | $3,149 | $2,964 |
| Liberty Mutual | $2,221 | $1,909 | $1,710 |
| State Farm | $3,029 | $2,146 | $1,807 |
| USAA | $4,530 | $2,056 | $1,454 |
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Casper, WY Car Insurance Rates by Driver History
How does a single speeding ticket affect your Casper, Wyoming car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Casper.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,784 | $4,511 | $4,832 | $4,397 |
| Farmers | $2,528 | $2,994 | $5,165 | $2,684 |
| GEICO | $2,159 | $2,870 | $4,465 | $3,595 |
| Liberty Mutual | $1,379 | $2,145 | $2,336 | $1,927 |
| State Farm | $2,132 | $2,523 | $2,327 | $2,327 |
| USAA | $2,100 | $2,556 | $3,776 | $2,288 |
Casper, WY Car Insurance Rates With a DUI
Even a single DUI can increase your Casper, WY car insurance rates. Compare rates below to see which Casper car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,832 |
| Farmers | $5,165 |
| GEICO | $4,465 |
| Liberty Mutual | $2,336 |
| State Farm | $2,327 |
| USAA | $3,776 |
Casper, WY Car Insurance Rates by ZIP Code
Just like Casper car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Casper, WY car insurance rates fluctuate by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 82604 | $2,992 |
| 82609 | $2,992 |
Casper, WY Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Casper, WY car insurance rates may be. Let’s take a look at average car insurance rates from top Casper companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,278 | $4,484 |
| Farmers | $3,343 | $3,343 |
| GEICO | $3,220 | $3,325 |
| Liberty Mutual | $1,947 | $1,947 |
| State Farm | $2,245 | $2,409 |
| USAA | $2,649 | $2,711 |
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Casper, WY Cheapest Car Insurance Rates
How do the top Casper, Wyoming car insurance companies’ average rates stack up against the Casper average monthly car insurance rates of $249? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Liberty Mutual |
| Clean Record | Liberty Mutual |
| With 1 Accident | Liberty Mutual |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Liberty Mutual |
Casper, WY Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Casper, Wyoming car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,381 |
| Farmers | $3,343 |
| GEICO | $3,272 |
| Liberty Mutual | $1,947 |
| State Farm | $2,327 |
| USAA | $2,680 |
Other Factors Affecting Casper, WY Car Insurance Rates
Before you buy Casper, Wyoming car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Casper, WY Car Theft Rates
The car theft rate in Casper, WY will affect your car insurance rates. FBI data shows that the annual car theft rate for Casper, Wyoming is 138 stolen cars.
Casper, WY Commute Time
How does your Casper, WY commute time compare with the average driver? In Casper, the average commute is 19.9 minutes.
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Casper, WY Car Insurance Quotes
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