Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Castle Pines, CO are $320/month
  • The cheapest car insurance company in Castle Pines for teen drivers is USAA
  • Average car insurance rates in Castle Pines, CO for senior drivers are $2,260/year

Average car insurance rates in Castle Pines, Colorado are $320 a month. But with a little research you can get a great deal from the top car insurance companies in Castle Pines, CO. Before you buy Castle Pines, Colorado car insurance, make sure your coverage meets or exceeds the Colorado minimum of 25/50/15.

It may even be helpful to compare Castle Pines car insurance rates with Fort Collins car insurance rates, Greeley car insurance rates, or Centennial car insurance rates to make sure you’re getting the best Castle Pines, CO car insurance quotes available.

Need affordable Castle Pines, CO car insurance? Enter your ZIP code to compare Castle Pines car insurance quotes from multiple car insurance companies near you.

Castle Pines, CO Minimum Car Insurance Coverage

Castle Pines, Colorado law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Castle Pines, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Castle Pines, CO Car Insurance Rates by Coverage Level

Some Castle Pines drivers can get by with the Colorado minimum coverage of 25/50/15. Other drivers may need more. See how much your Castle Pines, Colorado car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Castle Pines, Colorado

Insurance Company Low Medium High
Allstate $5,032 $5,311 $5,645
American Family $3,493 $3,773 $3,825
Farmers $4,486 $5,077 $5,902
GEICO $2,818 $3,098 $3,549
Liberty Mutual $2,703 $2,882 $3,101
Nationwide $3,598 $3,626 $3,644
Progressive $3,787 $4,111 $4,390
State Farm $3,194 $3,450 $3,696
USAA $3,025 $3,187 $3,348

Castle Pines, CO Car Insurance Rates by Age, Gender, and Marital Status

Castle Pines, Colorado car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Castle Pines, CO car insurance, get quotes from multiple car insurance companies in the Castle Pines area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Castle Pines, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,190 $2,971 $2,894 $2,920 $11,544 $12,179 $3,470 $3,467
American Family $2,527 $2,527 $2,280 $2,280 $6,118 $8,226 $2,527 $3,090
Farmers $3,001 $2,972 $2,719 $2,942 $11,471 $11,530 $3,293 $3,314
GEICO $1,971 $2,162 $2,111 $2,416 $6,304 $6,655 $1,802 $1,821
Liberty Mutual $1,935 $1,868 $1,663 $1,831 $5,747 $6,241 $1,942 $1,934
Nationwide $2,407 $2,445 $2,159 $2,274 $6,123 $7,808 $2,774 $2,990
Progressive $2,446 $2,279 $2,142 $2,130 $8,665 $9,673 $2,759 $2,674
State Farm $2,126 $2,126 $1,927 $1,927 $6,296 $7,953 $2,386 $2,829
USAA $2,118 $2,102 $2,034 $2,026 $5,397 $6,162 $2,717 $2,937

Castle Pines, CO Car Insurance Rates for Teens

How much is Castle Pines, Colorado car insurance for teens? Compare rates from top Castle Pines car insurance companies below to help find the cheapest teen car insurance in Castle Pines, CO.

Annual Car Insurance Rates for Teen Drivers in Castle Pines, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,544 $12,179
American Family $6,118 $8,226
Farmers $11,471 $11,530
GEICO $6,304 $6,655
Liberty Mutual $5,747 $6,241
Nationwide $6,123 $7,808
Progressive $8,665 $9,673
State Farm $6,296 $7,953
USAA $5,397 $6,162

Castle Pines, CO Car Insurance Rates for Seniors

Before seniors buy Castle Pines, Colorado car insurance, they should make sure to shop around. Some Castle Pines, CO car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Castle Pines, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,894 $2,920
American Family $2,280 $2,280
Farmers $2,719 $2,942
GEICO $2,111 $2,416
Liberty Mutual $1,663 $1,831
Nationwide $2,159 $2,274
Progressive $2,142 $2,130
State Farm $1,927 $1,927
USAA $2,034 $2,026

Castle Pines, CO Car Insurance Rates by Credit History

How does your credit history affect Castle Pines, CO car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Castle Pines, Colorado

Insurance Company Poor Fair Good
Allstate $6,785 $5,247 $3,957
American Family $4,794 $3,422 $2,874
Farmers $5,991 $4,860 $4,616
GEICO $3,795 $3,155 $2,516
Liberty Mutual $4,134 $2,535 $2,016
Nationwide $4,373 $3,471 $3,023
Progressive $4,639 $3,981 $3,669
State Farm $4,785 $3,075 $2,479
USAA $4,693 $2,698 $2,169

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Castle Pines, CO Car Insurance Rates by Driver History

How does a single speeding ticket affect your Castle Pines, Colorado car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Castle Pines.

Annual Castle Pines, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,513 $5,221 $6,441 $5,143
American Family $2,735 $3,879 $5,073 $3,101
Farmers $4,350 $5,601 $5,527 $5,143
GEICO $2,207 $3,468 $4,073 $2,872
Liberty Mutual $2,536 $2,975 $3,078 $2,991
Nationwide $2,795 $3,806 $4,817 $3,072
Progressive $3,540 $4,987 $3,735 $4,122
State Farm $3,158 $3,735 $3,446 $3,446
USAA $2,328 $2,849 $4,949 $2,621

Castle Pines, CO Car Insurance Rates With a DUI

Even a single DUI can increase your Castle Pines, CO car insurance rates. Compare rates below to see which Castle Pines car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Castle Pines, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,441
American Family $5,073
Farmers $5,527
GEICO $4,073
Liberty Mutual $3,078
Nationwide $4,817
Progressive $3,735
State Farm $3,446
USAA $4,949

Castle Pines, CO Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Castle Pines, CO car insurance rates may be. Let’s take a look at average car insurance rates from top Castle Pines companies based on commute time.

Annual Car Insurance Rates by Commute Length in Castle Pines, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,329 $5,329
American Family $3,617 $3,777
Farmers $5,155 $5,155
GEICO $3,092 $3,219
Liberty Mutual $2,895 $2,895
Nationwide $3,622 $3,622
Progressive $4,096 $4,096
State Farm $3,360 $3,533
USAA $3,097 $3,277

Castle Pines, CO Cheapest Car Insurance Rates

How do the top Castle Pines, Colorado car insurance companies’ average rates stack up against the Castle Pines average monthly car insurance rates of $320? Take a look and see.

Best Annual Car Insurance Rates by Company in Castle Pines, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Castle Pines, CO Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Castle Pines, Colorado car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Castle Pines, Colorado

Insurance Company Average Annual Rates
Allstate $5,329
American Family $3,697
Farmers $5,155
GEICO $3,155
Liberty Mutual $2,895
Nationwide $3,622
Progressive $4,096
State Farm $3,446
USAA $3,187

Other Factors Affecting Castle Pines, CO Car Insurance Rates

Before you buy Castle Pines, Colorado car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Castle Pines, CO Commute Time

How does your Castle Pines, CO commute time compare with the average driver? In Castle Pines, the average commute is 28.1 minutes.

Castle Pines, CO Car Insurance Quotes

Compare Castle Pines, CO car insurance quotes from multiple companies by entering your ZIP code now.