Does My Education Level Affect My Car Insurance?

Car insurance premiums vary from one person to the next. Generally, car insurance companies charge higher rates to people who pose a higher risk. Individuals who are likely to get into car accidents will pay more for insurance. So will people who drive expensive cars. Risk factors are not always easy to predict in advance,…

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Who Has the Best Vanishing Deductible Policy?

Many car insurance companies have begun to offer deductible reduction programs, but two of the best-known providers with that option are Allstate and Nationwide. On the surface, both companies appear to be offering very similar products. Once you research them, however, differences become more evident. If you’re considering buying insurance from one of these companies,…

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What is the Esurance Discount for Facebook Users?

Esurance built its foundation on utilizing modern technology to reach a wide array of customers. Although the company is now owned by Allstate, it operates independently. Its customer service and claims departments are separate from Allstate’s, and it provides a different set of discounts. Unlike its parent company, Esurance operates entirely online. All sales are…

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How much does Driving School lower car insurance rates?

In order to obtain a basic driver’s license, an individual must undergo some sort of driver’s education course and complete a driving test. For most people, this occurs when they’re 16, although some states extend the driver’s education process with an additional step so that drivers do not get unrestricted licenses until age 18. Nevertheless,…

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What is a Discount Double Check?

The “Discount Double Check” is a program offered by State Farm Insurance as a way for its customers be sure they are saving as much as possible on their automobile insurance premiums. Customers of other insurance companies may also use the Discount Double Check program to see if State Farm would save them money over…

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Do Senior Citizens get car insurance discounts?

While young and inexperienced drivers pay the most for car insurance, plenty of discounts exist for mature drivers. People over the age of 50 are able to take advantage of several discount programs through nearly all car insurance companies. Although savings may not be instantaneous, most senior drivers will see their rates begin to decrease…

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How can I get a good student discount on car insurance?

Car insurance is most expensive for teenagers and young adults. Until you have a few years of driving experience any car insurance company must rely on statistical information about other people your age in order to set your premiums. Unfortunately, young people are more likely to be involved in auto crashes than any other age…

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Do military personnel get car insurance discounts?

Multiple companies offer discounts to military personnel and veterans, and car insurance is no exception. Some car insurance companies specialize in coverage for military families while others just offer another discount to members of the military alongside your typical good driver, vehicle safety and other discounts. However you buy car insurance it’s important to obtain…

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Will a security system lower my car insurance rates?

We are all looking for ways to lower our car insurance rates, and one of the ways we may be able to save money is by taking advantage of discounts available from insurance companies for a variety of factors. For example, if you work in a certain profession, such as teaching or medicine, you may…

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Will anti-lock brakes lower my car insurance rates?

Trying to find every possible discount on your car insurance? Of course you are; so is everyone else. These days, even saving a few dollars on your premiums is important. Have you considered the safety features your car already has, and are you sure you are getting maximum discounts for those features? One type of…

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