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PostSuppose you have a car which is stored the majority of the time. You only take it out once a month to drive it around the block and keep it running, or perhaps you only use it two or three weeks out of the year at your vacation home. Do you really need to keep...
Suppose you have a car which is stored the majority of the t...
PostAuto insurance pays for damage to vehicles involved in a car accident, or damaged by environmental factors such as wind. Once you’ve filed a claim, they begin the process of evaluating the situation. After a car accident, you may be wondering how much the insurance company will pay for your repairs. What if it’s not...
Auto insurance pays for damage to vehicles involved in a car...
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PostMany people enjoy riding dirt bikes, four-wheelers, snowmobiles, Jeeps, and other off-road vehicles. However, if you enjoy hitting the trails, don’t make a crucial error when insuring these vehicles. They are under the mistaken impression that their auto policy or homeowners insurance will cover damages caused to or by their operation of these vehicles. This...
Many people enjoy riding dirt bikes, four-wheelers, snowmobi...
PostWhether you’re a college student borrowing your parent’s car, a friend swapping driving shifts on a long road trip or a designated driver coming home from a party, sometimes the occasion arises when you need to drive someone else’s vehicle. Most of the time, this happens safely and there are no concerns. Sometimes, however, accidents...
Whether you’re a college student borrowing your parent...
PostOff-road vehicles are can be a lot of fun but, if you are not properly covered, it may cost you. They are not typically covered under a standard car insurance policy. You will need a special policy to cover any off-road vehicles you own such as dirt bikes, all-terrain vehicles, and 4x4s. Not all car...
Off-road vehicles are can be a lot of fun but, if you are no...
PostYou may know that you have the legal right to refuse a breathalyzer test. But did you know that doing so may have serious consequences? Refusing to submit to a breathalyzer is considered a criminal offense in some states and you can receive jail time or loss of driving privileges. In most states, you give...
You may know that you have the legal right to refuse a breat...
PostStolen tires and rims will only be covered under your car insurance policy if you have the proper coverage in place. In other words, if all you have is the minimum liability required by your state, you are only covered for bodily injury, property damage, and personal injury protection as mandated. Rims and tires are...
Stolen tires and rims will only be covered under your car in...
PostDepending on the terms of your policy and the state you reside in, your car insurance can expire anywhere between six and twelve months after your original start date. For example, if your first day of coverage begins on June 1st and you have a six-month policy, the expiration date will most likely be December...
Depending on the terms of your policy and the state you resi...
PostCar insurance can be expensive, and many people want to avoid purchasing their own auto insurance policy if it isn’t absolutely necessary. If you live with someone who already has car insurance, do you need to buy a separate policy? Do you have to be listed on their policy in order to be covered by...
Car insurance can be expensive, and many people want to avoi...
PostWhen it comes to car accidents, damage coverage is very straightforward: Either a car will be repaired by insurance, or it won’t. Injury coverage is much more complicated, however, and depends upon a number of factors. Injury coverage is determined largely by state law, so specifics coverage will vary from one state to the next....
When it comes to car accidents, damage coverage is very stra...
PostIf you have a large family, you may be concerned about whether your car insurance will cover all members of your household. If you share a car with your spouse, should both of you be listed on the policy? If your children occasionally borrow the car, should you add them as drivers? What if someone...
If you have a large family, you may be concerned about wheth...
PostChoosing the right car insurance company can seem like a challenging task but today’s drivers have many advantages over previous generations. Car insurance companies have always fiercely competed for your business but the internet has proven to be a valuable resource to assist in finding affordable car insurance rates than ever before. With just a...
Choosing the right car insurance company can seem like a cha...
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