How to Fight a Traffic Ticket [Expert Advice & Insurance Tips]

You know that dreaded feeling. You’re driving along on the highway or road, jamming out to your favorite hits and thinking over your day when suddenly you hear sirens behind you. You feel a lump of sheer panic rise to your chest, hoping against hope that those sirens aren’t meant for you. Chances are, you’ll…

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How much will my car insurance increase after a ticket?

People are always looking for ways to save money on car insurance. Unless you want to stop driving altogether, you will always need to carry an insurance policy, which makes saving money on premiums a top priority. Although there are many discounts that you might qualify for, the best way to ensure that your premiums…

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Do Non-Moving Violations Affect Insurance?

Car insurance rates are determined by a number of complex factors. Items outside of your control, like your age and gender, play a role in setting your car insurance premiums. The single greatest contributor to insurance costs is a person’s driving record, including a history of accidents or traffic citations. Once a person’s rates increase…

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What kind of tickets affect car insurance?

It’s a fact of life that traffic tickets affect insurance. In addition to fines for the infraction, your car insurance rates will likely increase. But, do all traffic violations raise insurance? Not all traffic infractions will affect car insurance rates the same, and not all insurance companies will raise rates the same. So what kind…

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How much does car insurance cost with a DUI?

Driving under the influence is one of the most dangerous activities that people partake in on any given day. Auto accidents are one of the leading causes of deaths for young people, and as many as half of fatal car accidents are caused by drunk driving. In order to curb these fatalities and reduce the…

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When do Traffic Ticket Points go away?

If you have been pulled over and received a traffic citation, or “ticket,” any time in the last five to seven years, you probably have “points” on your driving record. Points are part of a system used by many states to track the number and severity of driver’s offenses. An accumulation of points can affect…

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Can a speeding ticket cancel my car insurance?

Auto insurance premiums are determined by a number of different factors. Essentially, car insurance companies determine the cost of premiums by assessing a driver’s risk of being involved in an accident. High-risk drivers are those who have been involved in accidents in the past or who engage in risky driving behaviors. A poor driving history…

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Will a speeding ticket increase my car insurance rates?

Car insurance rates are calculated based on how likely a driver is to be involved in a motor vehicle collision. Insurance companies like to attract customers who will never need to file claims; in order to do this, they offer the lowest rates to people who have safe driving habits and histories clean of accidents…

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Do parking tickets increase my car insurance rates?

Car insurance rates are determined by multiple factors. Some of them are within the insured person’s direct sphere of control: how many claims he’s filed, what kind of car he drives, what coverage he chooses to carry on the policy. Other factors are based on a person’s demographics, and cannot be easily changed: marital status,…

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