Century vs Loya Car Insurance for 2023

If you’re in the market for car insurance, chances are you’ve come across both Century and Loya Insurance. In this article, we’ll compare Century car insurance vs Loya car insurance, examining their history, products and services, pricing, customer reviews, and more. Whether you’re a new driver or looking to switch providers, this guide will help you make an informed decision.

Interesting Attributes of Century and Loya Car Insurance:

• Both Century and Loya Insurance have been in the car insurance industry for over 50 years.
• Century Insurance was awarded an A+ rating by the Better Business Bureau, while Loya Insurance received an A- rating.
• Loya Insurance is known for offering competitive rates, particularly for high-risk drivers.

Company History and Mission:

Century Insurance was founded in 1956 and is headquartered in Michigan. The company’s mission is to provide quality insurance products and excellent customer service to their clients. Loya Insurance, on the other hand, was founded in 1974 and is headquartered in Texas. Their mission is to provide affordable car insurance to drivers of all backgrounds.

Products and Services: Both Century and Loya Insurance offer a range of car insurance products, including liability coverage, collision coverage, and comprehensive coverage. Additionally, Century Insurance offers personal injury protection and uninsured motorist coverage, while Loya Insurance offers roadside assistance and rental reimbursement.

In terms of pricing, both Century and Loya Insurance offer competitive rates. However, Loya Insurance is known for offering particularly low rates for high-risk drivers, such as those with poor credit or a history of accidents.

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Century and Loya Car Insurance for 2023 Discounts:

Century and Loya Insurance offer a range of discounts to their customers. Some of the most common discounts include:

• Safe driver discounts for drivers with a clean driving record
• Multi-policy discounts for customers who bundle their car insurance with other types of insurance, such as homeowners or renters insurance
• Good student discounts for young drivers who maintain a high GPA
• Military discounts for active duty and retired military members

Customer Reviews:

Both Century and Loya Insurance have received mixed reviews from customers. On the one hand, many customers praise Century Insurance for their excellent customer service and competitive rates. However, some customers have reported issues with claim processing and billing.

Similarly, Loya Insurance has received praise for their low rates and easy-to-use website. However, some customers have reported issues with customer service and claim processing.

FAQs:

Q: What states does Century Insurance operate in?

A: Century Insurance currently offers coverage in Arizona, Illinois, Indiana, Michigan, and Ohio.

Q: Does Loya Insurance offer roadside assistance?

A: Yes, Loya Insurance offers roadside assistance as part of their car insurance policies.

Q: How do I qualify for a safe driver discount with Century Insurance?

A: To qualify for a safe driver discount with Century Insurance, you must have a clean driving record for a certain period of time, typically three to five years.

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