Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Cheyenne for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Cheyenne after a DUI is State Farm
  • Average car insurance rates in Cheyenne, WY for senior drivers are $1,762/year

Average car insurance rates in Cheyenne, Wyoming are $244 a month. But with a little research you can get a great deal from the top car insurance companies in Cheyenne, WY. Before you buy Cheyenne, Wyoming car insurance, make sure your coverage meets or exceeds the Wyoming minimum of 25/50/20.

It may even be helpful to compare Cheyenne car insurance rates with Casper car insurance rates, Evanston car insurance rates, or Rawlins car insurance rates to make sure you’re getting the best Cheyenne, WY car insurance quotes available.

Need affordable Cheyenne, WY car insurance? Enter your ZIP code to compare Cheyenne car insurance quotes from multiple car insurance companies near you.

Cheyenne, WY Minimum Car Insurance Coverage

Cheyenne, Wyoming law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Cheyenne, Wyoming

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheyenne, WY Car Insurance Rates by Coverage Level

Some Cheyenne drivers can get by with the Wyoming minimum coverage of 25/50/20. Other drivers may need more. See how much your Cheyenne, Wyoming car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Cheyenne, Wyoming

Insurance Company Low Medium High
Allstate $4,316 $4,424 $4,558
Farmers $3,119 $3,211 $3,318
GEICO $3,231 $3,291 $3,339
Liberty Mutual $1,925 $2,034 $2,169
State Farm $2,228 $2,311 $2,391
USAA $2,212 $2,281 $2,357

Cheyenne, WY Car Insurance Rates by Age, Gender, and Marital Status

Cheyenne, Wyoming car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Cheyenne, WY car insurance, get quotes from multiple car insurance companies in the Cheyenne area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cheyenne, Wyoming

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,548 $2,681 $2,141 $2,336 $8,728 $11,069 $2,840 $3,116
Farmers $2,352 $2,352 $2,211 $2,211 $4,282 $7,439 $2,439 $2,439
GEICO $2,511 $2,560 $2,428 $2,428 $4,638 $6,000 $2,792 $2,936
Liberty Mutual $1,326 $1,342 $1,093 $1,272 $3,860 $4,332 $1,470 $1,644
State Farm $1,509 $1,509 $1,298 $1,298 $4,043 $5,384 $1,573 $1,866
USAA $1,359 $1,364 $1,186 $1,242 $4,163 $5,120 $1,797 $2,036

Cheyenne, WY Car Insurance Rates for Teens

How much is Cheyenne, Wyoming car insurance for teens? Compare rates from top Cheyenne car insurance companies below to help find the cheapest teen car insurance in Cheyenne, WY.

Annual Car Insurance Rates for Teen Drivers in Cheyenne, Wyoming

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,728 $11,069
Farmers $4,282 $7,439
GEICO $4,638 $6,000
Liberty Mutual $3,860 $4,332
State Farm $4,043 $5,384
USAA $4,163 $5,120

Cheyenne, WY Car Insurance Rates for Seniors

Before seniors buy Cheyenne, Wyoming car insurance, they should make sure to shop around. Some Cheyenne, WY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Cheyenne, Wyoming

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,141 $2,336
Farmers $2,211 $2,211
GEICO $2,428 $2,428
Liberty Mutual $1,093 $1,272
State Farm $1,298 $1,298
USAA $1,186 $1,242

Cheyenne, WY Car Insurance Rates by Credit History

How does your credit history affect Cheyenne, WY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Cheyenne, Wyoming

Insurance Company Poor Fair Good
Allstate $5,531 $4,197 $3,570
Farmers $3,449 $3,255 $2,944
GEICO $3,720 $3,163 $2,977
Liberty Mutual $2,329 $2,003 $1,795
State Farm $3,006 $2,130 $1,794
USAA $3,834 $1,762 $1,254

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Cheyenne, WY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Cheyenne, Wyoming car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Cheyenne.

Annual Cheyenne, Wyoming Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,827 $4,564 $4,891 $4,448
Farmers $2,432 $2,880 $4,970 $2,581
GEICO $2,165 $2,881 $4,489 $3,612
Liberty Mutual $1,444 $2,251 $2,452 $2,023
State Farm $2,120 $2,501 $2,310 $2,310
USAA $1,788 $2,175 $3,223 $1,947

Cheyenne, WY Car Insurance Rates With a DUI

Even a single DUI can increase your Cheyenne, WY car insurance rates. Compare rates below to see which Cheyenne car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Cheyenne, Wyoming

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,891
Farmers $4,970
GEICO $4,489
Liberty Mutual $2,452
State Farm $2,310
USAA $3,223

Cheyenne, WY Car Insurance Rates by ZIP Code

Just like Cheyenne car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Cheyenne, WY car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Cheyenne, Wyoming

ZIP Code Average Annual Rates
82001 $2,931
82007 $2,923
82009 $2,931

Cheyenne, WY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Cheyenne, WY car insurance rates may be. Let’s take a look at average car insurance rates from top Cheyenne companies based on commute time.

Annual Car Insurance Rates by Commute Length in Cheyenne, Wyoming

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,328 $4,537
Farmers $3,216 $3,216
GEICO $3,234 $3,339
Liberty Mutual $2,043 $2,043
State Farm $2,229 $2,391
USAA $2,257 $2,310

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Cheyenne, WY Cheapest Car Insurance Rates

How do the top Cheyenne, Wyoming car insurance companies’ average rates stack up against the Cheyenne average monthly car insurance rates of $244? Take a look and see.

Best Annual Car Insurance Rates by Company in Cheyenne, Wyoming

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheyenne, WY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Cheyenne, Wyoming car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Cheyenne, Wyoming

Insurance Company Average Annual Rates
Allstate $4,432
Farmers $3,216
GEICO $3,287
Liberty Mutual $2,043
State Farm $2,310
USAA $2,283

Other Factors Affecting Cheyenne, WY Car Insurance Rates

Before you buy Cheyenne, Wyoming car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Cheyenne, WY Car Theft Rates

The car theft rate in Cheyenne, WY will affect your car insurance rates. FBI data shows that the annual car theft rate for Cheyenne, Wyoming is 216 stolen cars.

Cheyenne, WY Commute Time

How does your Cheyenne, WY commute time compare with the average driver? In Cheyenne, the average commute is 14.3 minutes.

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Cheyenne, WY Car Insurance Quotes

Compare Cheyenne, WY car insurance quotes from multiple companies by entering your ZIP code now.