Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Clifton for teen drivers is GEICO
  • Average car insurance rates in Clifton, CO for senior drivers are $1,940/year
  • Average car insurance rates in Clifton, CO are $276/month

Average car insurance rates in Clifton, Colorado are $276 a month. But with a little research you can get a great deal from the top car insurance companies in Clifton, CO. Before you buy Clifton, Colorado car insurance, make sure your coverage meets or exceeds the Colorado minimum of 25/50/15.

It may even be helpful to compare Clifton car insurance rates with Fort Collins car insurance rates, Lakewood car insurance rates, or Denver car insurance rates to make sure you’re getting the best Clifton, CO car insurance quotes available.

Need affordable Clifton, CO car insurance? Enter your ZIP code to compare Clifton car insurance quotes from multiple car insurance companies near you.

Clifton, CO Minimum Car Insurance Coverage

Clifton, Colorado law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Clifton, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Clifton, CO Car Insurance Rates by Coverage Level

Some Clifton drivers can get by with the Colorado minimum coverage of 25/50/15. Other drivers may need more. See how much your Clifton, Colorado car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Clifton, Colorado

Insurance Company Low Medium High
Allstate $5,328 $5,545 $5,807
American Family $3,084 $3,335 $3,379
Farmers $3,789 $4,285 $4,980
GEICO $1,937 $2,099 $2,361
Liberty Mutual $2,216 $2,342 $2,494
Nationwide $2,909 $2,928 $2,941
Progressive $3,233 $3,517 $3,767
State Farm $2,579 $2,779 $2,972
USAA $2,824 $2,955 $3,086

Clifton, CO Car Insurance Rates by Age, Gender, and Marital Status

Clifton, Colorado car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Clifton, CO car insurance, get quotes from multiple car insurance companies in the Clifton area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clifton, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,381 $3,150 $3,030 $3,064 $11,889 $12,477 $3,725 $3,761
American Family $2,235 $2,235 $2,022 $2,022 $5,392 $7,258 $2,235 $2,730
Farmers $2,534 $2,511 $2,297 $2,483 $9,671 $9,727 $2,784 $2,807
GEICO $1,347 $1,474 $1,426 $1,613 $4,225 $4,478 $1,236 $1,259
Liberty Mutual $1,548 $1,500 $1,316 $1,446 $4,708 $5,138 $1,566 $1,584
Nationwide $1,952 $1,982 $1,754 $1,845 $4,935 $6,278 $2,246 $2,417
Progressive $2,127 $1,989 $1,867 $1,858 $7,320 $8,170 $2,391 $2,323
State Farm $1,710 $1,710 $1,550 $1,550 $5,082 $6,409 $1,920 $2,282
USAA $1,982 $1,981 $1,889 $1,894 $4,940 $5,652 $2,541 $2,762

Clifton, CO Car Insurance Rates for Teens

How much is Clifton, Colorado car insurance for teens? Compare rates from top Clifton car insurance companies below to help find the cheapest teen car insurance in Clifton, CO.

Annual Car Insurance Rates for Teen Drivers in Clifton, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,889 $12,477
American Family $5,392 $7,258
Farmers $9,671 $9,727
GEICO $4,225 $4,478
Liberty Mutual $4,708 $5,138
Nationwide $4,935 $6,278
Progressive $7,320 $8,170
State Farm $5,082 $6,409
USAA $4,940 $5,652

Clifton, CO Car Insurance Rates for Seniors

Before seniors buy Clifton, Colorado car insurance, they should make sure to shop around. Some Clifton, CO car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Clifton, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,030 $3,064
American Family $2,022 $2,022
Farmers $2,297 $2,483
GEICO $1,426 $1,613
Liberty Mutual $1,316 $1,446
Nationwide $1,754 $1,845
Progressive $1,867 $1,858
State Farm $1,550 $1,550
USAA $1,889 $1,894

Clifton, CO Car Insurance Rates by Credit History

How does your credit history affect Clifton, CO car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Clifton, Colorado

Insurance Company Poor Fair Good
Allstate $7,087 $5,463 $4,129
American Family $4,225 $3,029 $2,544
Farmers $5,057 $4,102 $3,896
GEICO $2,554 $2,132 $1,710
Liberty Mutual $3,348 $2,061 $1,644
Nationwide $3,525 $2,806 $2,447
Progressive $3,976 $3,406 $3,135
State Farm $3,855 $2,478 $1,998
USAA $4,369 $2,495 $2,001

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Clifton, CO Car Insurance Rates by Driver History

How does a single speeding ticket affect your Clifton, Colorado car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Clifton.

Annual Clifton, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,713 $5,432 $6,724 $5,370
American Family $2,414 $3,444 $4,471 $2,736
Farmers $3,672 $4,725 $4,664 $4,345
GEICO $1,510 $2,341 $2,722 $1,956
Liberty Mutual $2,065 $2,412 $2,499 $2,428
Nationwide $2,267 $3,072 $3,877 $2,488
Progressive $3,038 $4,251 $3,203 $3,530
State Farm $2,543 $3,011 $2,777 $2,777
USAA $2,163 $2,632 $4,590 $2,435

Clifton, CO Car Insurance Rates With a DUI

Even a single DUI can increase your Clifton, CO car insurance rates. Compare rates below to see which Clifton car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Clifton, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,724
American Family $4,471
Farmers $4,664
GEICO $2,722
Liberty Mutual $2,499
Nationwide $3,877
Progressive $3,203
State Farm $2,777
USAA $4,590

Clifton, CO Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Clifton, CO car insurance rates may be. Let’s take a look at average car insurance rates from top Clifton companies based on commute time.

Annual Car Insurance Rates by Commute Length in Clifton, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,560 $5,560
American Family $3,196 $3,336
Farmers $4,352 $4,352
GEICO $2,090 $2,174
Liberty Mutual $2,351 $2,351
Nationwide $2,926 $2,926
Progressive $3,506 $3,506
State Farm $2,708 $2,845
USAA $2,872 $3,038

Clifton, CO Cheapest Car Insurance Rates

How do the top Clifton, Colorado car insurance companies’ average rates stack up against the Clifton average monthly car insurance rates of $276? Take a look and see.

Best Annual Car Insurance Rates by Company in Clifton, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Clifton, CO Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Clifton, Colorado car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Clifton, Colorado

Insurance Company Average Annual Rates
Allstate $5,560
American Family $3,266
Farmers $4,352
GEICO $2,132
Liberty Mutual $2,351
Nationwide $2,926
Progressive $3,506
State Farm $2,777
USAA $2,955

Other Factors Affecting Clifton, CO Car Insurance Rates

Before you buy Clifton, Colorado car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Clifton, CO Commute Time

How does your Clifton, CO commute time compare with the average driver? In Clifton, the average commute is 19.8 minutes.

Clifton, CO Car Insurance Quotes

Compare Clifton, CO car insurance quotes from multiple companies by entering your ZIP code now.