A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Jun 7, 2022

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Just What's Essential

  • Average car insurance rates in Delta, OH for senior drivers are $1,390/year
  • The cheapest car insurance company in Delta for teen drivers is American Family
  • Average car insurance rates in Delta, OH are $224/month

Average car insurance rates in Delta, Ohio are $224 a month. But with a little research you can get a great deal from the top car insurance companies in Delta, OH. Before you buy Delta, Ohio car insurance, make sure your coverage meets or exceeds the Ohio minimum of 25/50/25.

It may even be helpful to compare Delta car insurance rates with Cincinnati car insurance rates, Hamilton car insurance rates, or Lorain car insurance rates to make sure you’re getting the best Delta, OH car insurance quotes available.

Need affordable Delta, OH car insurance? Enter your ZIP code to compare Delta car insurance quotes from multiple car insurance companies near you.

Delta, OH Minimum Car Insurance Coverage

Delta, Ohio law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Delta, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Delta, OH Car Insurance Rates by Coverage Level

Some Delta drivers can get by with the Ohio minimum coverage of 25/50/25. Other drivers may need more. See how much your Delta, Ohio car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Delta, Ohio

Insurance Company Low Medium High
Allstate $2,935 $3,021 $3,124
American Family $1,331 $1,366 $1,371
Farmers $3,170 $3,295 $3,581
GEICO $1,548 $1,595 $1,665
Liberty Mutual $4,020 $4,189 $4,307
Nationwide $3,479 $3,060 $2,930
Progressive $3,454 $3,600 $3,866
State Farm $2,333 $2,467 $2,576
Travelers $2,646 $2,762 $2,768
USAA $1,323 $1,379 $1,440

Delta, OH Car Insurance Rates by Age, Gender, and Marital Status

Delta, Ohio car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Delta, OH car insurance, get quotes from multiple car insurance companies in the Delta area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Delta, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,025 $2,018 $1,824 $1,950 $5,589 $6,399 $2,131 $2,279
American Family $872 $905 $790 $796 $2,535 $2,756 $1,069 $1,125
Farmers $1,769 $1,764 $1,559 $1,646 $7,853 $8,147 $1,982 $2,068
GEICO $1,157 $1,127 $1,096 $1,110 $3,091 $2,874 $1,281 $1,083
Liberty Mutual $1,950 $2,126 $1,502 $1,821 $10,157 $11,472 $2,077 $2,271
Nationwide $2,102 $2,111 $1,898 $1,911 $5,405 $6,959 $2,251 $2,616
Progressive $1,876 $1,763 $1,566 $1,619 $8,351 $9,408 $2,227 $2,307
State Farm $1,471 $1,471 $1,318 $1,318 $4,619 $5,805 $1,709 $1,957
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Delta, OH Car Insurance Rates for Teens

How much is Delta, Ohio car insurance for teens? Compare rates from top Delta car insurance companies below to help find the cheapest teen car insurance in Delta, OH.

Annual Car Insurance Rates for Teen Drivers in Delta, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,589 $6,399
American Family $2,535 $2,756
Farmers $7,853 $8,147
GEICO $3,091 $2,874
Liberty Mutual $10,157 $11,472
Nationwide $5,405 $6,959
Progressive $8,351 $9,408
State Farm $4,619 $5,805
Travelers $5,411 $8,570
USAA $2,571 $2,863

Delta, OH Car Insurance Rates for Seniors

Before seniors buy Delta, Ohio car insurance, they should make sure to shop around. Some Delta, OH car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Delta, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,824 $1,950
American Family $790 $796
Farmers $1,559 $1,646
GEICO $1,096 $1,110
Liberty Mutual $1,502 $1,821
Nationwide $1,898 $1,911
Progressive $1,566 $1,619
State Farm $1,318 $1,318
Travelers $1,247 $1,242
USAA $798 $797

Delta, OH Car Insurance Rates by Credit History

How does your credit history affect Delta, OH car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Delta, Ohio

Insurance Company Poor Fair Good
Allstate $3,886 $2,830 $2,365
American Family $1,797 $1,228 $1,042
Farmers $3,793 $3,203 $3,049
GEICO $1,918 $1,602 $1,287
Liberty Mutual $5,978 $3,665 $2,873
Nationwide $3,808 $3,069 $2,592
Progressive $4,083 $3,535 $3,302
State Farm $3,504 $2,165 $1,707
Travelers $3,045 $2,653 $2,480
USAA $1,792 $1,268 $1,081

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Delta, OH Car Insurance Rates by Driver History

How does a single speeding ticket affect your Delta, Ohio car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Delta.

Annual Delta, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,548 $3,075 $3,605 $2,879
American Family $1,301 $1,374 $1,374 $1,374
Farmers $2,760 $3,556 $3,469 $3,610
GEICO $1,088 $1,569 $2,282 $1,471
Liberty Mutual $3,510 $4,493 $4,595 $4,090
Nationwide $2,533 $3,217 $4,077 $2,799
Progressive $3,138 $4,268 $3,348 $3,806
State Farm $2,238 $2,679 $2,459 $2,459
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,062 $1,422 $1,861 $1,176

Delta, OH Car Insurance Rates With a DUI

Even a single DUI can increase your Delta, OH car insurance rates. Compare rates below to see which Delta car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Delta, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,605
American Family $1,374
Farmers $3,469
GEICO $2,282
Liberty Mutual $4,595
Nationwide $4,077
Progressive $3,348
State Farm $2,459
Travelers $3,940
USAA $1,861

Delta, OH Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Delta, OH car insurance rates may be. Let’s take a look at average car insurance rates from top Delta companies based on commute time.

Annual Car Insurance Rates by Commute Length in Delta, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,027 $3,027
American Family $1,340 $1,372
Farmers $3,349 $3,349
GEICO $1,575 $1,629
Liberty Mutual $4,172 $4,172
Nationwide $3,156 $3,156
Progressive $3,640 $3,640
State Farm $2,397 $2,520
Travelers $2,726 $2,726
USAA $1,328 $1,433

Delta, OH Cheapest Car Insurance Rates

How do the top Delta, Ohio car insurance companies’ average rates stack up against the Delta average monthly car insurance rates of $224? Take a look and see.

Best Annual Car Insurance Rates by Company in Delta, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Delta, OH Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Delta, Ohio car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Delta, Ohio

Insurance Company Average Annual Rates
Allstate $3,027
American Family $1,356
Farmers $3,349
GEICO $1,602
Liberty Mutual $4,172
Nationwide $3,156
Progressive $3,640
State Farm $2,459
Travelers $2,726
USAA $1,380

Other Factors Affecting Delta, OH Car Insurance Rates

Before you buy Delta, Ohio car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Delta, OH Commute Time

How does your Delta, OH commute time compare with the average driver? In Delta, the average commute is 24.4 minutes.

Delta, OH Car Insurance Quotes

Compare Delta, OH car insurance quotes from multiple companies by entering your ZIP code now.