Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Heath for teen drivers is USAA
  • The annual number of car thefts in Heath is 19.
  • Average car insurance rates in Heath, OH for senior drivers are $1,460/year

Average car insurance rates in Heath, Ohio are $233 a month. But with a little research you can get a great deal from the top car insurance companies in Heath, OH. Before you buy Heath, Ohio car insurance, make sure your coverage meets or exceeds the Ohio minimum of 25/50/25.

It may even be helpful to compare Heath car insurance rates with Columbus car insurance rates, Akron car insurance rates, or Cincinnati car insurance rates to make sure you’re getting the best Heath, OH car insurance quotes available.

Need affordable Heath, OH car insurance? Enter your ZIP code to compare Heath car insurance quotes from multiple car insurance companies near you.

Heath, OH Minimum Car Insurance Coverage

Heath, Ohio law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Heath, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Heath, OH Car Insurance Rates by Coverage Level

Some Heath drivers can get by with the Ohio minimum coverage of 25/50/25. Other drivers may need more. See how much your Heath, Ohio car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Heath, Ohio

Insurance Company Low Medium High
Allstate $3,197 $3,284 $3,388
American Family $1,490 $1,524 $1,522
Farmers $3,058 $3,171 $3,422
GEICO $1,793 $1,843 $1,917
Liberty Mutual $4,221 $4,411 $4,539
Nationwide $3,678 $3,222 $3,073
Progressive $3,043 $3,118 $3,258
State Farm $2,566 $2,689 $2,791
Travelers $3,031 $3,140 $3,133
USAA $1,400 $1,459 $1,523

Heath, OH Car Insurance Rates by Age, Gender, and Marital Status

Heath, Ohio car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Heath, OH car insurance, get quotes from multiple car insurance companies in the Heath area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Heath, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,210 $2,210 $1,981 $2,122 $6,033 $6,912 $2,339 $2,510
American Family $935 $971 $855 $858 $2,922 $3,171 $1,160 $1,222
Farmers $1,727 $1,723 $1,523 $1,603 $7,461 $7,743 $1,933 $2,023
GEICO $1,334 $1,296 $1,251 $1,264 $3,589 $3,339 $1,483 $1,255
Liberty Mutual $2,074 $2,267 $1,595 $1,943 $10,614 $11,997 $2,213 $2,420
Nationwide $2,215 $2,226 $1,999 $2,013 $5,680 $7,325 $2,374 $2,764
Progressive $1,632 $1,545 $1,356 $1,399 $7,145 $8,049 $1,963 $2,027
State Farm $1,631 $1,631 $1,451 $1,451 $4,975 $6,252 $1,892 $2,171
Travelers $1,448 $1,471 $1,435 $1,426 $6,141 $9,648 $1,508 $1,735
USAA $887 $895 $842 $843 $2,721 $3,032 $1,186 $1,281

Heath, OH Car Insurance Rates for Teens

How much is Heath, Ohio car insurance for teens? Compare rates from top Heath car insurance companies below to help find the cheapest teen car insurance in Heath, OH.

Annual Car Insurance Rates for Teen Drivers in Heath, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,033 $6,912
American Family $2,922 $3,171
Farmers $7,461 $7,743
GEICO $3,589 $3,339
Liberty Mutual $10,614 $11,997
Nationwide $5,680 $7,325
Progressive $7,145 $8,049
State Farm $4,975 $6,252
Travelers $6,141 $9,648
USAA $2,721 $3,032

Heath, OH Car Insurance Rates for Seniors

Before seniors buy Heath, Ohio car insurance, they should make sure to shop around. Some Heath, OH car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Heath, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,981 $2,122
American Family $855 $858
Farmers $1,523 $1,603
GEICO $1,251 $1,264
Liberty Mutual $1,595 $1,943
Nationwide $1,999 $2,013
Progressive $1,356 $1,399
State Farm $1,451 $1,451
Travelers $1,435 $1,426
USAA $842 $843

Heath, OH Car Insurance Rates by Credit History

How does your credit history affect Heath, OH car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Heath, Ohio

Insurance Company Poor Fair Good
Allstate $4,230 $3,070 $2,569
American Family $2,009 $1,369 $1,157
Farmers $3,648 $3,075 $2,929
GEICO $2,220 $1,851 $1,483
Liberty Mutual $6,300 $3,851 $3,021
Nationwide $4,013 $3,232 $2,728
Progressive $3,534 $3,044 $2,841
State Farm $3,823 $2,362 $1,861
Travelers $3,471 $3,017 $2,816
USAA $1,898 $1,342 $1,143

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Heath, OH Car Insurance Rates by Driver History

How does a single speeding ticket affect your Heath, Ohio car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Heath.

Annual Heath, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,777 $3,348 $3,903 $3,131
American Family $1,448 $1,533 $1,533 $1,533
Farmers $2,656 $3,414 $3,330 $3,468
GEICO $1,256 $1,814 $2,629 $1,707
Liberty Mutual $3,693 $4,728 $4,839 $4,301
Nationwide $2,663 $3,389 $4,300 $2,945
Progressive $2,709 $3,674 $2,881 $3,293
State Farm $2,450 $2,913 $2,682 $2,682
Travelers $2,286 $2,976 $4,485 $2,659
USAA $1,123 $1,504 $1,971 $1,244

Heath, OH Car Insurance Rates With a DUI

Even a single DUI can increase your Heath, OH car insurance rates. Compare rates below to see which Heath car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Heath, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,903
American Family $1,533
Farmers $3,330
GEICO $2,629
Liberty Mutual $4,839
Nationwide $4,300
Progressive $2,881
State Farm $2,682
Travelers $4,485
USAA $1,971

Heath, OH Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Heath, OH car insurance rates may be. Let’s take a look at average car insurance rates from top Heath companies based on commute time.

Annual Car Insurance Rates by Commute Length in Heath, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,290 $3,290
American Family $1,493 $1,530
Farmers $3,217 $3,217
GEICO $1,819 $1,883
Liberty Mutual $4,390 $4,390
Nationwide $3,324 $3,324
Progressive $3,140 $3,140
State Farm $2,617 $2,747
Travelers $3,101 $3,101
USAA $1,406 $1,516

Heath, OH Cheapest Car Insurance Rates

How do the top Heath, Ohio car insurance companies’ average rates stack up against the Heath average monthly car insurance rates of $233? Take a look and see.

Best Annual Car Insurance Rates by Company in Heath, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Heath, OH Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Heath, Ohio car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Heath, Ohio

Insurance Company Average Annual Rates
Allstate $3,290
American Family $1,512
Farmers $3,217
GEICO $1,851
Liberty Mutual $4,390
Nationwide $3,324
Progressive $3,140
State Farm $2,682
Travelers $3,101
USAA $1,461

Other Factors Affecting Heath, OH Car Insurance Rates

Before you buy Heath, Ohio car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Heath, OH Car Theft Rates

The car theft rate in Heath, OH will affect your car insurance rates. FBI data shows that the annual car theft rate for Heath, Ohio is 19 stolen cars.

Heath, OH Commute Time

How does your Heath, OH commute time compare with the average driver? In Heath, the average commute is 20.7 minutes.

Heath, OH Car Insurance Quotes

Compare Heath, OH car insurance quotes from multiple companies by entering your ZIP code now.