Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Fairhaven, MA are $270/month
  • Average car insurance rates in Fairhaven, MA for senior drivers are $2,025/year
  • The cheapest car insurance company in Fairhaven for teen drivers is State Farm

Average car insurance rates in Fairhaven, Massachusetts are $270 a month. But with a little research you can get a great deal from the top car insurance companies in Fairhaven, MA. Before you buy Fairhaven, Massachusetts car insurance, make sure your coverage meets or exceeds the Massachusetts minimum of 20/40/5.

It may even be helpful to compare Fairhaven car insurance rates with Lynn car insurance rates, Springfield car insurance rates, or Cambridge car insurance rates to make sure you’re getting the best Fairhaven, MA car insurance quotes available.

Need affordable Fairhaven, MA car insurance? Enter your ZIP code to compare Fairhaven car insurance quotes from multiple car insurance companies near you.

Fairhaven, MA Minimum Car Insurance Coverage

Fairhaven, Massachusetts law requires drivers carry a minimum of 20/40/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Fairhaven, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Fairhaven, MA Car Insurance Rates by Coverage Level

Some Fairhaven drivers can get by with the Massachusetts minimum coverage of 20/40/5. Other drivers may need more. See how much your Fairhaven, Massachusetts car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Fairhaven, Massachusetts

Insurance Company Low Medium High
Allstate $3,605 $3,967 $4,156
GEICO $2,708 $3,000 $3,127
Liberty Mutual $4,333 $4,697 $4,880
Progressive $3,611 $4,036 $4,232
State Farm $1,348 $1,511 $1,596
Travelers $3,323 $3,779 $4,014
USAA $1,879 $2,062 $2,142

Fairhaven, MA Car Insurance Rates by Age, Gender, and Marital Status

Fairhaven, Massachusetts car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Fairhaven, MA car insurance, get quotes from multiple car insurance companies in the Fairhaven area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fairhaven, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,365 $2,365 $2,365 $2,365 $8,259 $8,259 $2,649 $2,649
GEICO $2,047 $2,047 $1,899 $1,899 $5,723 $5,723 $2,111 $2,111
Liberty Mutual $3,009 $3,009 $2,622 $2,622 $9,767 $9,767 $3,149 $3,149
Progressive $2,310 $2,310 $2,220 $2,220 $8,809 $8,809 $2,499 $2,499
State Farm $1,000 $1,000 $1,000 $1,000 $2,941 $2,941 $1,000 $1,000
Travelers $2,947 $2,947 $2,601 $2,601 $6,010 $6,010 $3,263 $3,263
USAA $1,492 $1,492 $1,470 $1,470 $3,499 $3,499 $1,649 $1,649

Fairhaven, MA Car Insurance Rates for Teens

How much is Fairhaven, Massachusetts car insurance for teens? Compare rates from top Fairhaven car insurance companies below to help find the cheapest teen car insurance in Fairhaven, MA.

Annual Car Insurance Rates for Teen Drivers in Fairhaven, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,259 $8,259
GEICO $5,723 $5,723
Liberty Mutual $9,767 $9,767
Progressive $8,809 $8,809
State Farm $2,941 $2,941
Travelers $6,010 $6,010
USAA $3,499 $3,499

Fairhaven, MA Car Insurance Rates for Seniors

Before seniors buy Fairhaven, Massachusetts car insurance, they should make sure to shop around. Some Fairhaven, MA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Fairhaven, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,365 $2,365
GEICO $1,899 $1,899
Liberty Mutual $2,622 $2,622
Progressive $2,220 $2,220
State Farm $1,000 $1,000
Travelers $2,601 $2,601
USAA $1,470 $1,470

Fairhaven, MA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Fairhaven, Massachusetts car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Fairhaven.

Annual Fairhaven, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,031 $4,508 $5,067 $3,031
GEICO $2,355 $3,241 $3,698 $2,484
Liberty Mutual $3,655 $4,990 $5,999 $3,903
Progressive $3,324 $4,693 $3,719 $4,102
State Farm $1,180 $1,601 $1,900 $1,261
Travelers $2,883 $3,989 $4,289 $3,660
USAA $1,442 $1,874 $3,181 $1,613

Fairhaven, MA Car Insurance Rates With a DUI

Even a single DUI can increase your Fairhaven, MA car insurance rates. Compare rates below to see which Fairhaven car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Fairhaven, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,067
GEICO $3,698
Liberty Mutual $5,999
Progressive $3,719
State Farm $1,900
Travelers $4,289
USAA $3,181

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Fairhaven, MA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Fairhaven, MA car insurance rates may be. Let’s take a look at average car insurance rates from top Fairhaven companies based on commute time.

Annual Car Insurance Rates by Commute Length in Fairhaven, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,782 $4,037
GEICO $2,890 $3,000
Liberty Mutual $4,455 $4,819
Progressive $3,959 $3,959
State Farm $1,450 $1,521
Travelers $3,529 $3,882
USAA $1,972 $2,084

Fairhaven, MA Cheapest Car Insurance Rates

How do the top Fairhaven, Massachusetts car insurance companies’ average rates stack up against the Fairhaven average monthly car insurance rates of $270? Take a look and see.

Best Annual Car Insurance Rates by Company in Fairhaven, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Fairhaven, MA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Fairhaven, Massachusetts car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Fairhaven, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,909
GEICO $2,945
Liberty Mutual $4,637
Progressive $3,959
State Farm $1,485
Travelers $3,705
USAA $2,028

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Fairhaven, MA Car Insurance Quotes

Compare Fairhaven, MA car insurance quotes from multiple companies by entering your ZIP code now.