Farmers vs National General Car Insurance for 2023

When it comes to finding the right car insurance provider, it’s essential to compare various options to ensure you’re getting the best deal. Farmers and National General are two of the most popular car insurance companies on the market, but which one is better? In this article, we’ll compare Farmers vs. National General car insurance and provide you with all the information you need to make an informed decision.

Interesting Attributes of Farmers car insurance vs National General car insurance.

Before we dive into the details, let’s highlight some interesting attributes of Farmers vs National General car insurance:

• Farmers is a well-established insurance company that has been in business for over 90 years, offering various insurance products and services.
• National General is a relatively new insurance company, founded in 1920, but it has rapidly become a popular option, especially for high-risk drivers.
• Both companies offer unique discounts that can help you save money on your car insurance premiums.

Company History and Mission:

Farmers Insurance was founded in 1928 by John C. Tyler and Thomas E. Leavey, with a mission to provide quality insurance products to farmers in rural areas. The company quickly expanded its offerings, and today, it’s one of the largest insurance companies in the US, serving over 10 million households across all 50 states.

National General Insurance, on the other hand, was founded in 1920 as the Motors Insurance Corporation, offering car insurance to General Motors employees. Over time, the company expanded its offerings to other customers, and in 2013, it rebranded as National General Insurance.

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Products and Services Offered:

Both Farmers and National General offer a range of car insurance products and services to customers. Farmers Insurance offers liability coverage, collision coverage, comprehensive coverage, and more. Additionally, the company also offers specialty insurance products such as antique car insurance and rideshare insurance.

National General Insurance also offers similar car insurance coverage options, but the company is particularly known for offering coverage to high-risk drivers who might have a hard time finding coverage elsewhere. The company’s high-risk auto insurance includes coverage for drivers with a poor driving record, drivers who have been convicted of a DUI, and drivers who are under 25 years old.

Cost of Services and States Covered:

When it comes to the cost of car insurance, both Farmers and National General offer competitive rates. Farmers Insurance’s rates vary depending on your driving record, location, and other factors, but the company offers various discounts that can help you save money on your premiums.

National General Insurance also offers competitive rates, especially for high-risk drivers. The company’s rates vary depending on factors such as your driving record, location, and type of car, but like Farmers, National General also offers discounts that can help you save money on your premiums.

Both companies offer car insurance coverage in all 50 states, so you can get coverage no matter where you live.

Discounts Available:

Both Farmers and National General offer various discounts to help customers save money on their car insurance premiums. Some of the discounts available from Farmers include:

• Multi-policy discount
• Good driver discount
• Safe driver discount
• Homeowner discount
• Student discount

National General also offers several discounts, including:

• Low mileage discount
• Safe driver discount
• Homeowner discount
• Multi-car discount
• Anti-theft device discount

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Customer Reviews:

Overall, both Farmers and National General have positive reviews from customers. Farmers Insurance has an A+ rating from the Better Business Bureau and has received positive reviews for its claims handling and customer service.

National General Insurance also has an A+ rating from the Better Business Bureau and has received positive reviews for its customer service and affordable rates. However, some customers have reported issues with claims handling and communication.

FAQs:

Q: How can I get a quote

A: You can get a quote from Farmers or National General by visiting their websites or calling their customer service numbers. To get an accurate quote, you’ll need to provide information about your car, driving history, and other personal details.

Q: Can I customize my coverage to fit my needs?

A: Yes, both Farmers and National General offer customizable coverage options. You can choose your coverage limits, deductibles, and other options to create a policy that fits your needs and budget.

Q: What should I do if I get into an accident?

A: If you get into an accident, you should first make sure that you and any passengers are safe. Then, exchange insurance information with the other driver and take photos of the damage. Finally, contact your insurance company to report the accident and begin the claims process.

Q: Does Farmers or National General offer roadside assistance?

A: Yes, both companies offer roadside assistance as an optional add-on to your car insurance policy. This can help you get back on the road quickly if you experience a breakdown, flat tire, or other issue while driving.

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