Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Firestone, CO for senior drivers are $2,121/year
  • The cheapest car insurance company in Firestone after a DUI is Liberty Mutual
  • The cheapest car insurance company in Firestone for teen drivers is USAA

Average car insurance rates in Firestone, Colorado are $301 a month. But with a little research you can get a great deal from the top car insurance companies in Firestone, CO. Before you buy Firestone, Colorado car insurance, make sure your coverage meets or exceeds the Colorado minimum of 25/50/15.

It may even be helpful to compare Firestone car insurance rates with Aurora car insurance rates, Denver car insurance rates, or Greeley car insurance rates to make sure you’re getting the best Firestone, CO car insurance quotes available.

Need affordable Firestone, CO car insurance? Enter your ZIP code to compare Firestone car insurance quotes from multiple car insurance companies near you.

Firestone, CO Minimum Car Insurance Coverage

Firestone, Colorado law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Firestone, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Firestone, CO Car Insurance Rates by Coverage Level

Some Firestone drivers can get by with the Colorado minimum coverage of 25/50/15. Other drivers may need more. See how much your Firestone, Colorado car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Firestone, Colorado

Insurance Company Low Medium High
Allstate $4,613 $4,924 $5,295
American Family $3,348 $3,619 $3,669
Farmers $4,440 $5,023 $5,839
GEICO $2,556 $2,831 $3,298
Liberty Mutual $2,517 $2,676 $2,865
Nationwide $3,489 $3,523 $3,545
Progressive $3,507 $3,884 $4,220
State Farm $2,860 $3,095 $3,324
USAA $2,714 $2,865 $3,016

Firestone, CO Car Insurance Rates by Age, Gender, and Marital Status

Firestone, Colorado car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Firestone, CO car insurance, get quotes from multiple car insurance companies in the Firestone area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Firestone, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,981 $2,780 $2,710 $2,734 $10,675 $11,202 $3,238 $3,232
American Family $2,425 $2,425 $2,191 $2,191 $5,860 $7,883 $2,425 $2,963
Farmers $2,914 $2,887 $2,632 $2,845 $11,482 $11,597 $3,210 $3,236
GEICO $1,816 $1,997 $1,959 $2,246 $5,752 $6,064 $1,655 $1,669
Liberty Mutual $1,742 $1,675 $1,486 $1,638 $5,466 $5,961 $1,758 $1,764
Nationwide $2,341 $2,378 $2,102 $2,213 $5,942 $7,570 $2,697 $2,906
Progressive $2,330 $2,178 $2,065 $2,051 $8,127 $9,065 $2,612 $2,533
State Farm $1,908 $1,908 $1,732 $1,732 $5,652 $7,133 $2,141 $2,538
USAA $1,904 $1,886 $1,833 $1,820 $4,868 $5,552 $2,433 $2,622

Firestone, CO Car Insurance Rates for Teens

How much is Firestone, Colorado car insurance for teens? Compare rates from top Firestone car insurance companies below to help find the cheapest teen car insurance in Firestone, CO.

Annual Car Insurance Rates for Teen Drivers in Firestone, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,675 $11,202
American Family $5,860 $7,883
Farmers $11,482 $11,597
GEICO $5,752 $6,064
Liberty Mutual $5,466 $5,961
Nationwide $5,942 $7,570
Progressive $8,127 $9,065
State Farm $5,652 $7,133
USAA $4,868 $5,552

Firestone, CO Car Insurance Rates for Seniors

Before seniors buy Firestone, Colorado car insurance, they should make sure to shop around. Some Firestone, CO car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Firestone, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,710 $2,734
American Family $2,191 $2,191
Farmers $2,632 $2,845
GEICO $1,959 $2,246
Liberty Mutual $1,486 $1,638
Nationwide $2,102 $2,213
Progressive $2,065 $2,051
State Farm $1,732 $1,732
USAA $1,833 $1,820

Firestone, CO Car Insurance Rates by Credit History

How does your credit history affect Firestone, CO car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Firestone, Colorado

Insurance Company Poor Fair Good
Allstate $6,303 $4,861 $3,668
American Family $4,591 $3,285 $2,760
Farmers $5,903 $4,820 $4,578
GEICO $3,479 $2,895 $2,311
Liberty Mutual $3,825 $2,357 $1,876
Nationwide $4,247 $3,372 $2,937
Progressive $4,396 $3,761 $3,454
State Farm $4,290 $2,761 $2,228
USAA $4,210 $2,429 $1,956

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Firestone, CO Car Insurance Rates by Driver History

How does a single speeding ticket affect your Firestone, Colorado car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Firestone.

Annual Firestone, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,192 $4,849 $5,965 $4,771
American Family $2,623 $3,726 $4,860 $2,973
Farmers $4,302 $5,546 $5,470 $5,083
GEICO $2,029 $3,179 $3,732 $2,638
Liberty Mutual $2,361 $2,760 $2,850 $2,773
Nationwide $2,718 $3,697 $4,674 $2,986
Progressive $3,341 $4,730 $3,524 $3,886
State Farm $2,833 $3,353 $3,093 $3,093
USAA $2,091 $2,560 $4,457 $2,351

Firestone, CO Car Insurance Rates With a DUI

Even a single DUI can increase your Firestone, CO car insurance rates. Compare rates below to see which Firestone car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Firestone, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,965
American Family $4,860
Farmers $5,470
GEICO $3,732
Liberty Mutual $2,850
Nationwide $4,674
Progressive $3,524
State Farm $3,093
USAA $4,457

Firestone, CO Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Firestone, CO car insurance rates may be. Let’s take a look at average car insurance rates from top Firestone companies based on commute time.

Annual Car Insurance Rates by Commute Length in Firestone, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,944 $4,944
American Family $3,469 $3,622
Farmers $5,100 $5,100
GEICO $2,836 $2,954
Liberty Mutual $2,686 $2,686
Nationwide $3,519 $3,519
Progressive $3,870 $3,870
State Farm $3,016 $3,170
USAA $2,785 $2,945

Firestone, CO Cheapest Car Insurance Rates

How do the top Firestone, Colorado car insurance companies’ average rates stack up against the Firestone average monthly car insurance rates of $301? Take a look and see.

Best Annual Car Insurance Rates by Company in Firestone, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Firestone, CO Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Firestone, Colorado car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Firestone, Colorado

Insurance Company Average Annual Rates
Allstate $4,944
American Family $3,545
Farmers $5,100
GEICO $2,895
Liberty Mutual $2,686
Nationwide $3,519
Progressive $3,870
State Farm $3,093
USAA $2,865

Other Factors Affecting Firestone, CO Car Insurance Rates

Before you buy Firestone, Colorado car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Firestone, CO Commute Time

How does your Firestone, CO commute time compare with the average driver? In Firestone, the average commute is 31.3 minutes.

Firestone, CO Car Insurance Quotes

Compare Firestone, CO car insurance quotes from multiple companies by entering your ZIP code now.