Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Hastings, NE are $269/month
  • The cheapest car insurance company in Hastings for teen drivers is American Family
  • Average car insurance rates in Hastings, NE for senior drivers are $1,846/year

Average car insurance rates in Hastings, Nebraska are $269 a month. But with a little research you can get a great deal from the top car insurance companies in Hastings, NE. Before you buy Hastings, Nebraska car insurance, make sure your coverage meets or exceeds the Nebraska minimum of 25/50/25.

It may even be helpful to compare Hastings car insurance rates with Omaha car insurance rates, North Platte car insurance rates, or Norfolk car insurance rates to make sure you’re getting the best Hastings, NE car insurance quotes available.

Need affordable Hastings, NE car insurance? Enter your ZIP code to compare Hastings car insurance quotes from multiple car insurance companies near you.

Hastings, NE Minimum Car Insurance Coverage

Hastings, Nebraska law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Hastings, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Hastings, NE Car Insurance Rates by Coverage Level

Some Hastings drivers can get by with the Nebraska minimum coverage of 25/50/25. Other drivers may need more. See how much your Hastings, Nebraska car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Hastings, Nebraska

Insurance Company Low Medium High
Allstate $2,601 $2,668 $2,751
American Family $2,007 $2,085 $1,983
Farmers $3,677 $3,778 $4,031
GEICO $3,714 $3,801 $3,899
Liberty Mutual $5,695 $5,828 $6,055
Nationwide $2,581 $2,531 $2,506
Progressive $3,637 $3,775 $3,938
State Farm $2,093 $2,186 $2,289
USAA $2,240 $2,310 $2,390

Hastings, NE Car Insurance Rates by Age, Gender, and Marital Status

Hastings, Nebraska car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Hastings, NE car insurance, get quotes from multiple car insurance companies in the Hastings area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hastings, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,824 $1,738 $1,632 $1,647 $5,073 $5,358 $2,039 $2,075
American Family $1,612 $1,612 $1,471 $1,471 $2,721 $4,024 $1,577 $1,709
Farmers $2,196 $2,181 $1,968 $2,073 $8,433 $8,686 $2,489 $2,606
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $3,116 $3,384 $2,462 $2,998 $13,188 $14,826 $3,274 $3,627
Nationwide $1,761 $1,816 $1,578 $1,687 $4,115 $5,125 $2,035 $2,201
Progressive $2,175 $2,118 $1,786 $1,845 $7,955 $8,992 $2,611 $2,786
State Farm $1,405 $1,405 $1,241 $1,241 $3,923 $4,987 $1,555 $1,759
USAA $1,386 $1,387 $1,255 $1,301 $4,254 $5,105 $1,802 $2,019

Hastings, NE Car Insurance Rates for Teens

How much is Hastings, Nebraska car insurance for teens? Compare rates from top Hastings car insurance companies below to help find the cheapest teen car insurance in Hastings, NE.

Annual Car Insurance Rates for Teen Drivers in Hastings, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,073 $5,358
American Family $2,721 $4,024
Farmers $8,433 $8,686
GEICO $6,043 $7,918
Liberty Mutual $13,188 $14,826
Nationwide $4,115 $5,125
Progressive $7,955 $8,992
State Farm $3,923 $4,987
USAA $4,254 $5,105

Hastings, NE Car Insurance Rates for Seniors

Before seniors buy Hastings, Nebraska car insurance, they should make sure to shop around. Some Hastings, NE car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Hastings, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,632 $1,647
American Family $1,471 $1,471
Farmers $1,968 $2,073
GEICO $2,841 $2,734
Liberty Mutual $2,462 $2,998
Nationwide $1,578 $1,687
Progressive $1,786 $1,845
State Farm $1,241 $1,241
USAA $1,255 $1,301

Hastings, NE Car Insurance Rates by Credit History

How does your credit history affect Hastings, NE car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Hastings, Nebraska

Insurance Company Poor Fair Good
Allstate $3,302 $2,526 $2,192
American Family $2,715 $1,852 $1,507
Farmers $4,385 $3,639 $3,463
GEICO $4,349 $3,775 $3,290
Liberty Mutual $8,459 $5,104 $4,015
Nationwide $3,048 $2,433 $2,138
Progressive $4,367 $3,638 $3,346
State Farm $3,179 $1,907 $1,481
USAA $3,088 $2,085 $1,767

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Hastings, NE Car Insurance Rates by Driver History

How does a single speeding ticket affect your Hastings, Nebraska car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Hastings.

Annual Hastings, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,325 $2,620 $3,152 $2,595
American Family $1,979 $2,163 $1,979 $1,979
Farmers $3,237 $4,154 $4,050 $3,874
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $5,030 $5,917 $6,421 $6,069
Nationwide $1,807 $2,603 $3,703 $2,045
Progressive $3,226 $4,692 $3,602 $3,614
State Farm $2,025 $2,354 $2,189 $2,189
USAA $1,758 $2,208 $3,297 $1,991

Hastings, NE Car Insurance Rates With a DUI

Even a single DUI can increase your Hastings, NE car insurance rates. Compare rates below to see which Hastings car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Hastings, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,152
American Family $1,979
Farmers $4,050
GEICO $5,286
Liberty Mutual $6,421
Nationwide $3,703
Progressive $3,602
State Farm $2,189
USAA $3,297

Hastings, NE Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Hastings, NE car insurance rates may be. Let’s take a look at average car insurance rates from top Hastings companies based on commute time.

Annual Car Insurance Rates by Commute Length in Hastings, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,673 $2,673
American Family $2,009 $2,041
Farmers $3,829 $3,829
GEICO $3,746 $3,863
Liberty Mutual $5,859 $5,859
Nationwide $2,540 $2,540
Progressive $3,784 $3,784
State Farm $2,133 $2,245
USAA $2,286 $2,341

Hastings, NE Cheapest Car Insurance Rates

How do the top Hastings, Nebraska car insurance companies’ average rates stack up against the Hastings average monthly car insurance rates of $269? Take a look and see.

Best Annual Car Insurance Rates by Company in Hastings, Nebraska

Category Insurance Company
Teenagers American Family
Seniors State Farm
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Hastings, NE Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Hastings, Nebraska car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Hastings, Nebraska

Insurance Company Average Annual Rates
Allstate $2,673
American Family $2,025
Farmers $3,829
GEICO $3,805
Liberty Mutual $5,859
Nationwide $2,540
Progressive $3,784
State Farm $2,189
USAA $2,314

Other Factors Affecting Hastings, NE Car Insurance Rates

Before you buy Hastings, Nebraska car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Hastings, NE Commute Time

How does your Hastings, NE commute time compare with the average driver? In Hastings, the average commute is 15.8 minutes.

Hastings, NE Traffic

Spending time in Hastings traffic can lead to higher car insurance rates. According to INRIX data, Hastings, NE ranks as the 577th-most congested with traffic in the world.

Hastings, NE Car Insurance Quotes

Compare Hastings, NE car insurance quotes from multiple companies by entering your ZIP code now.