Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Holyoke for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Holyoke after a DUI is Liberty Mutual
  • Average car insurance rates in Holyoke, CO are $327/month

Average car insurance rates in Holyoke, Colorado are $327 a month. But with a little research you can get a great deal from the top car insurance companies in Holyoke, CO. Before you buy Holyoke, Colorado car insurance, make sure your coverage meets or exceeds the Colorado minimum of 25/50/15.

It may even be helpful to compare Holyoke car insurance rates with Aurora car insurance rates, Denver car insurance rates, or Fort Collins car insurance rates to make sure you’re getting the best Holyoke, CO car insurance quotes available.

Need affordable Holyoke, CO car insurance? Enter your ZIP code to compare Holyoke car insurance quotes from multiple car insurance companies near you.

Holyoke, CO Minimum Car Insurance Coverage

Holyoke, Colorado law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Holyoke, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Holyoke, CO Car Insurance Rates by Coverage Level

Some Holyoke drivers can get by with the Colorado minimum coverage of 25/50/15. Other drivers may need more. See how much your Holyoke, Colorado car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Holyoke, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,434 $3,690 $3,722
Farmers $4,863 $5,345 $6,011
GEICO $3,185 $3,419 $3,820
Liberty Mutual $2,570 $2,703 $2,863
Nationwide $4,103 $4,041 $3,980
Progressive $4,092 $4,332 $4,546
State Farm $2,882 $3,036 $3,193
USAA $3,452 $3,588 $3,726

Holyoke, CO Car Insurance Rates by Age, Gender, and Marital Status

Holyoke, Colorado car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Holyoke, CO car insurance, get quotes from multiple car insurance companies in the Holyoke area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Holyoke, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,475 $2,475 $2,230 $2,230 $5,988 $8,011 $2,475 $3,035
Farmers $3,254 $3,239 $2,950 $3,146 $11,621 $11,775 $3,588 $3,679
GEICO $2,260 $2,431 $2,315 $2,572 $6,794 $7,203 $2,081 $2,141
Liberty Mutual $1,814 $1,793 $1,539 $1,689 $5,342 $5,822 $1,835 $1,861
Nationwide $2,701 $2,762 $2,404 $2,557 $6,746 $8,703 $3,096 $3,361
Progressive $2,767 $2,603 $2,337 $2,350 $8,643 $9,684 $3,137 $3,068
State Farm $1,980 $1,980 $1,746 $1,746 $5,292 $6,756 $2,200 $2,596
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Holyoke, CO Car Insurance Rates for Teens

How much is Holyoke, Colorado car insurance for teens? Compare rates from top Holyoke car insurance companies below to help find the cheapest teen car insurance in Holyoke, CO.

Annual Car Insurance Rates for Teen Drivers in Holyoke, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,988 $8,011
Farmers $11,621 $11,775
GEICO $6,794 $7,203
Liberty Mutual $5,342 $5,822
Nationwide $6,746 $8,703
Progressive $8,643 $9,684
State Farm $5,292 $6,756
USAA $5,826 $6,723

Holyoke, CO Car Insurance Rates for Seniors

Before seniors buy Holyoke, Colorado car insurance, they should make sure to shop around. Some Holyoke, CO car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Holyoke, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,230 $2,230
Farmers $2,950 $3,146
GEICO $2,315 $2,572
Liberty Mutual $1,539 $1,689
Nationwide $2,404 $2,557
Progressive $2,337 $2,350
State Farm $1,746 $1,746
USAA $2,298 $2,340

Holyoke, CO Car Insurance Rates by Credit History

How does your credit history affect Holyoke, CO car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Holyoke, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,704 $3,340 $2,802
Farmers $6,279 $5,093 $4,847
GEICO $4,182 $3,475 $2,767
Liberty Mutual $3,878 $2,369 $1,888
Nationwide $4,899 $3,858 $3,367
Progressive $4,956 $4,190 $3,824
State Farm $4,220 $2,709 $2,182
USAA $5,346 $3,014 $2,405

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Holyoke, CO Car Insurance Rates by Driver History

How does a single speeding ticket affect your Holyoke, Colorado car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Holyoke.

Annual Holyoke, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,676 $3,796 $4,955 $3,033
Farmers $4,584 $5,849 $5,764 $5,429
GEICO $2,489 $3,823 $4,295 $3,292
Liberty Mutual $2,373 $2,780 $2,891 $2,804
Nationwide $3,080 $4,250 $5,431 $3,404
Progressive $3,768 $5,127 $3,980 $4,419
State Farm $2,825 $3,250 $3,037 $3,037
USAA $2,644 $3,195 $5,527 $2,989

Holyoke, CO Car Insurance Rates With a DUI

Even a single DUI can increase your Holyoke, CO car insurance rates. Compare rates below to see which Holyoke car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Holyoke, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,071
American Family $4,955
Farmers $5,764
GEICO $4,295
Liberty Mutual $2,891
Nationwide $5,431
Progressive $3,980
State Farm $3,037
USAA $5,527

Holyoke, CO Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Holyoke, CO car insurance rates may be. Let’s take a look at average car insurance rates from top Holyoke companies based on commute time.

Annual Car Insurance Rates by Commute Length in Holyoke, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,538 $3,692
Farmers $5,406 $5,406
GEICO $3,392 $3,557
Liberty Mutual $2,712 $2,712
Nationwide $4,041 $4,041
Progressive $4,324 $4,324
State Farm $2,964 $3,110
USAA $3,485 $3,692

Holyoke, CO Cheapest Car Insurance Rates

How do the top Holyoke, Colorado car insurance companies’ average rates stack up against the Holyoke average monthly car insurance rates of $327? Take a look and see.

Best Annual Car Insurance Rates by Company in Holyoke, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Holyoke, CO Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Holyoke, Colorado car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Holyoke, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,615
Farmers $5,406
GEICO $3,475
Liberty Mutual $2,712
Nationwide $4,041
Progressive $4,324
State Farm $3,037
USAA $3,589

Other Factors Affecting Holyoke, CO Car Insurance Rates

Before you buy Holyoke, Colorado car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Holyoke, CO Commute Time

How does your Holyoke, CO commute time compare with the average driver? In Holyoke, the average commute is 15.0 minutes.

Holyoke, CO Car Insurance Quotes

Compare Holyoke, CO car insurance quotes from multiple companies by entering your ZIP code now.