Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Homedale for teen drivers is State Farm
  • Average car insurance rates in Homedale, ID for senior drivers are $1,474/year
  • Average car insurance rates in Homedale, ID are $232/month

Average car insurance rates in Homedale, Idaho are $232 a month. But with a little research you can get a great deal from the top car insurance companies in Homedale, ID. Before you buy Homedale, Idaho car insurance, make sure your coverage meets or exceeds the Idaho minimum of 25/50/15.

It may even be helpful to compare Homedale car insurance rates with Meridian car insurance rates, Pocatello car insurance rates, or Coeur d’Alene car insurance rates to make sure you’re getting the best Homedale, ID car insurance quotes available.

Need affordable Homedale, ID car insurance? Enter your ZIP code to compare Homedale car insurance quotes from multiple car insurance companies near you.

Homedale, ID Minimum Car Insurance Coverage

Homedale, Idaho law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Homedale, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Homedale, ID Car Insurance Rates by Coverage Level

Some Homedale drivers can get by with the Idaho minimum coverage of 25/50/15. Other drivers may need more. See how much your Homedale, Idaho car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Homedale, Idaho

Insurance Company Low Medium High
Allstate $3,747 $3,912 $4,103
American Family $3,705 $3,879 $3,502
Farmers $2,880 $3,004 $3,241
GEICO $2,357 $2,510 $2,679
Liberty Mutual $2,141 $2,249 $2,367
Nationwide $2,732 $2,912 $2,669
State Farm $1,687 $1,785 $1,874
Travelers $3,138 $3,225 $3,173
USAA $1,817 $1,864 $1,920

Homedale, ID Car Insurance Rates by Age, Gender, and Marital Status

Homedale, Idaho car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Homedale, ID car insurance, get quotes from multiple car insurance companies in the Homedale area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Homedale, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,204 $2,182 $1,934 $2,003 $8,354 $9,689 $2,436 $2,564
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,505 $1,495 $1,326 $1,406 $7,398 $7,662 $1,729 $1,815
GEICO $1,800 $1,775 $1,711 $1,662 $3,935 $4,884 $2,476 $1,880
Liberty Mutual $1,426 $1,538 $1,158 $1,290 $4,493 $4,992 $1,515 $1,606
Nationwide $1,886 $1,932 $1,699 $1,806 $4,597 $5,674 $2,203 $2,374
State Farm $1,099 $1,099 $989 $989 $3,277 $4,124 $1,240 $1,436
Travelers $1,351 $1,373 $1,354 $1,348 $6,568 $10,347 $1,435 $1,653
USAA $1,100 $1,103 $1,070 $1,059 $3,565 $3,999 $1,458 $1,579

Homedale, ID Car Insurance Rates for Teens

How much is Homedale, Idaho car insurance for teens? Compare rates from top Homedale car insurance companies below to help find the cheapest teen car insurance in Homedale, ID.

Annual Car Insurance Rates for Teen Drivers in Homedale, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,354 $9,689
American Family $7,355 $9,596
Farmers $7,398 $7,662
GEICO $3,935 $4,884
Liberty Mutual $4,493 $4,992
Nationwide $4,597 $5,674
State Farm $3,277 $4,124
Travelers $6,568 $10,347
USAA $3,565 $3,999

Homedale, ID Car Insurance Rates for Seniors

Before seniors buy Homedale, Idaho car insurance, they should make sure to shop around. Some Homedale, ID car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Homedale, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,934 $2,003
American Family $1,859 $1,859
Farmers $1,326 $1,406
GEICO $1,711 $1,662
Liberty Mutual $1,158 $1,290
Nationwide $1,699 $1,806
State Farm $989 $989
Travelers $1,354 $1,348
USAA $1,070 $1,059

Homedale, ID Car Insurance Rates by Credit History

How does your credit history affect Homedale, ID car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Homedale, Idaho

Insurance Company Poor Fair Good
Allstate $5,174 $3,517 $3,072
American Family $4,776 $3,404 $2,905
Farmers $3,426 $2,915 $2,785
GEICO $3,057 $2,443 $2,047
Liberty Mutual $3,217 $1,974 $1,565
Nationwide $3,312 $2,666 $2,336
State Farm $2,502 $1,582 $1,261
Travelers $3,643 $3,061 $2,833
USAA $2,742 $1,585 $1,273

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Homedale, ID Car Insurance Rates by Driver History

How does a single speeding ticket affect your Homedale, Idaho car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Homedale.

Annual Homedale, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,215 $4,061 $4,569 $3,838
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,651 $3,363 $3,158 $2,995
GEICO $1,557 $2,470 $3,431 $2,604
Liberty Mutual $1,871 $2,340 $2,420 $2,378
Nationwide $2,113 $2,748 $3,848 $2,377
State Farm $1,626 $1,938 $1,782 $1,782
Travelers $1,969 $2,792 $4,837 $3,118
USAA $1,341 $1,908 $2,595 $1,623

Homedale, ID Car Insurance Rates With a DUI

Even a single DUI can increase your Homedale, ID car insurance rates. Compare rates below to see which Homedale car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Homedale, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,569
American Family $4,444
Farmers $3,158
GEICO $3,431
Liberty Mutual $2,420
Nationwide $3,848
State Farm $1,782
Travelers $4,837
USAA $2,595

Homedale, ID Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Homedale, ID car insurance rates may be. Let’s take a look at average car insurance rates from top Homedale companies based on commute time.

Annual Car Insurance Rates by Commute Length in Homedale, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,921 $3,921
American Family $3,619 $3,771
Farmers $3,042 $3,042
GEICO $2,473 $2,558
Liberty Mutual $2,252 $2,252
Nationwide $2,771 $2,771
State Farm $1,740 $1,824
Travelers $3,179 $3,179
USAA $1,844 $1,889

Homedale, ID Cheapest Car Insurance Rates

How do the top Homedale, Idaho car insurance companies’ average rates stack up against the Homedale average monthly car insurance rates of $232? Take a look and see.

Best Annual Car Insurance Rates by Company in Homedale, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Homedale, ID Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Homedale, Idaho car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Homedale, Idaho

Insurance Company Average Annual Rates
Allstate $3,921
American Family $3,695
Farmers $3,042
GEICO $2,516
Liberty Mutual $2,252
Nationwide $2,771
State Farm $1,782
Travelers $3,179
USAA $1,867

Other Factors Affecting Homedale, ID Car Insurance Rates

Before you buy Homedale, Idaho car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Homedale, ID Commute Time

How does your Homedale, ID commute time compare with the average driver? In Homedale, the average commute is 22.3 minutes.

Homedale, ID Car Insurance Quotes

Compare Homedale, ID car insurance quotes from multiple companies by entering your ZIP code now.