Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Hot Sulphur Springs after a DUI is Liberty Mutual
  • Average car insurance rates in Hot Sulphur Springs, CO for senior drivers are $2,205/year
  • The cheapest car insurance company in Hot Sulphur Springs for teen drivers is Liberty Mutual

Average car insurance rates in Hot Sulphur Springs, Colorado are $311 a month. But with a little research you can get a great deal from the top car insurance companies in Hot Sulphur Springs, CO. Before you buy Hot Sulphur Springs, Colorado car insurance, make sure your coverage meets or exceeds the Colorado minimum of 25/50/15.

It may even be helpful to compare Hot Sulphur Springs car insurance rates with Fort Collins car insurance rates, Arvada car insurance rates, or Denver car insurance rates to make sure you’re getting the best Hot Sulphur Springs, CO car insurance quotes available.

Need affordable Hot Sulphur Springs, CO car insurance? Enter your ZIP code to compare Hot Sulphur Springs car insurance quotes from multiple car insurance companies near you.

Hot Sulphur Springs, CO Minimum Car Insurance Coverage

Hot Sulphur Springs, Colorado law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Hot Sulphur Springs, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Hot Sulphur Springs, CO Car Insurance Rates by Coverage Level

Some Hot Sulphur Springs drivers can get by with the Colorado minimum coverage of 25/50/15. Other drivers may need more. See how much your Hot Sulphur Springs, Colorado car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Hot Sulphur Springs, Colorado

Insurance Company Low Medium High
Allstate $4,897 $5,177 $5,511
American Family $3,605 $3,834 $3,832
Farmers $4,156 $4,627 $5,280
GEICO $2,892 $3,096 $3,442
Liberty Mutual $2,666 $2,785 $2,926
Nationwide $3,535 $3,511 $3,491
Progressive $3,751 $4,046 $4,307
State Farm $3,044 $3,241 $3,440
USAA $3,096 $3,225 $3,356

Hot Sulphur Springs, CO Car Insurance Rates by Age, Gender, and Marital Status

Hot Sulphur Springs, Colorado car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Hot Sulphur Springs, CO car insurance, get quotes from multiple car insurance companies in the Hot Sulphur Springs area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hot Sulphur Springs, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,186 $2,984 $2,870 $2,899 $11,016 $11,562 $3,512 $3,531
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,796 $2,776 $2,537 $2,723 $10,196 $10,278 $3,072 $3,124
GEICO $2,017 $2,193 $2,090 $2,332 $6,178 $6,577 $1,852 $1,906
Liberty Mutual $1,877 $1,861 $1,571 $1,724 $5,460 $5,977 $1,907 $1,962
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,453 $2,292 $2,130 $2,124 $8,406 $9,407 $2,770 $2,696
State Farm $2,033 $2,033 $1,825 $1,825 $5,850 $7,382 $2,275 $2,709
USAA $2,166 $2,173 $2,054 $2,068 $5,365 $6,151 $2,787 $3,043

Hot Sulphur Springs, CO Car Insurance Rates for Teens

How much is Hot Sulphur Springs, Colorado car insurance for teens? Compare rates from top Hot Sulphur Springs car insurance companies below to help find the cheapest teen car insurance in Hot Sulphur Springs, CO.

Annual Car Insurance Rates for Teen Drivers in Hot Sulphur Springs, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,016 $11,562
American Family $6,230 $8,345
Farmers $10,196 $10,278
GEICO $6,178 $6,577
Liberty Mutual $5,460 $5,977
Nationwide $5,929 $7,587
Progressive $8,406 $9,407
State Farm $5,850 $7,382
USAA $5,365 $6,151

Hot Sulphur Springs, CO Car Insurance Rates for Seniors

Before seniors buy Hot Sulphur Springs, Colorado car insurance, they should make sure to shop around. Some Hot Sulphur Springs, CO car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Hot Sulphur Springs, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,870 $2,899
American Family $2,316 $2,316
Farmers $2,537 $2,723
GEICO $2,090 $2,332
Liberty Mutual $1,571 $1,724
Nationwide $2,085 $2,204
Progressive $2,130 $2,124
State Farm $1,825 $1,825
USAA $2,054 $2,068

Hot Sulphur Springs, CO Car Insurance Rates by Credit History

How does your credit history affect Hot Sulphur Springs, CO car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Hot Sulphur Springs, Colorado

Insurance Company Poor Fair Good
Allstate $6,625 $5,105 $3,855
American Family $4,893 $3,473 $2,906
Farmers $5,452 $4,414 $4,197
GEICO $3,780 $3,143 $2,506
Liberty Mutual $4,002 $2,434 $1,942
Nationwide $4,245 $3,363 $2,929
Progressive $4,584 $3,918 $3,602
State Farm $4,498 $2,893 $2,334
USAA $4,786 $2,717 $2,174

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Hot Sulphur Springs, CO Car Insurance Rates by Driver History

How does a single speeding ticket affect your Hot Sulphur Springs, Colorado car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Hot Sulphur Springs.

Annual Hot Sulphur Springs, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,432 $5,099 $6,228 $5,020
American Family $2,779 $3,940 $5,160 $3,151
Farmers $3,967 $5,079 $5,009 $4,695
GEICO $2,239 $3,440 $3,949 $2,945
Liberty Mutual $2,440 $2,857 $2,985 $2,888
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,496 $4,878 $3,689 $4,075
State Farm $2,982 $3,501 $3,242 $3,242
USAA $2,359 $2,868 $5,018 $2,659

Hot Sulphur Springs, CO Car Insurance Rates With a DUI

Even a single DUI can increase your Hot Sulphur Springs, CO car insurance rates. Compare rates below to see which Hot Sulphur Springs car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Hot Sulphur Springs, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,228
American Family $5,160
Farmers $5,009
GEICO $3,949
Liberty Mutual $2,985
Nationwide $4,685
Progressive $3,689
State Farm $3,242
USAA $5,018

Hot Sulphur Springs, CO Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Hot Sulphur Springs, CO car insurance rates may be. Let’s take a look at average car insurance rates from top Hot Sulphur Springs companies based on commute time.

Annual Car Insurance Rates by Commute Length in Hot Sulphur Springs, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,195 $5,195
American Family $3,678 $3,837
Farmers $4,688 $4,688
GEICO $3,075 $3,212
Liberty Mutual $2,792 $2,792
Nationwide $3,512 $3,512
Progressive $4,035 $4,035
State Farm $3,164 $3,319
USAA $3,134 $3,317

Hot Sulphur Springs, CO Cheapest Car Insurance Rates

How do the top Hot Sulphur Springs, Colorado car insurance companies’ average rates stack up against the Hot Sulphur Springs average monthly car insurance rates of $311? Take a look and see.

Best Annual Car Insurance Rates by Company in Hot Sulphur Springs, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Hot Sulphur Springs, CO Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Hot Sulphur Springs, Colorado car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Hot Sulphur Springs, Colorado

Insurance Company Average Annual Rates
Allstate $5,195
American Family $3,757
Farmers $4,688
GEICO $3,143
Liberty Mutual $2,792
Nationwide $3,512
Progressive $4,035
State Farm $3,242
USAA $3,226

Other Factors Affecting Hot Sulphur Springs, CO Car Insurance Rates

Before you buy Hot Sulphur Springs, Colorado car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Hot Sulphur Springs, CO Commute Time

How does your Hot Sulphur Springs, CO commute time compare with the average driver? In Hot Sulphur Springs, the average commute is 24.0 minutes.

Hot Sulphur Springs, CO Car Insurance Quotes

Compare Hot Sulphur Springs, CO car insurance quotes from multiple companies by entering your ZIP code now.