Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Kimball, NE for senior drivers are $2,083/year
  • Average car insurance rates in Kimball, NE are $296/month
  • The cheapest car insurance company in Kimball for teen drivers is American Family

Average car insurance rates in Kimball, Nebraska are $296 a month. But with a little research you can get a great deal from the top car insurance companies in Kimball, NE. Before you buy Kimball, Nebraska car insurance, make sure your coverage meets or exceeds the Nebraska minimum of 25/50/25.

It may even be helpful to compare Kimball car insurance rates with Kearney car insurance rates, Bellevue car insurance rates, or Lincoln car insurance rates to make sure you’re getting the best Kimball, NE car insurance quotes available.

Need affordable Kimball, NE car insurance? Enter your ZIP code to compare Kimball car insurance quotes from multiple car insurance companies near you.

Kimball, NE Minimum Car Insurance Coverage

Kimball, Nebraska law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Kimball, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Kimball, NE Car Insurance Rates by Coverage Level

Some Kimball drivers can get by with the Nebraska minimum coverage of 25/50/25. Other drivers may need more. See how much your Kimball, Nebraska car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Kimball, Nebraska

Insurance Company Low Medium High
Allstate $3,732 $3,828 $3,947
American Family $2,161 $2,240 $2,126
Farmers $3,723 $3,826 $4,086
GEICO $4,799 $4,872 $4,956
Liberty Mutual $6,006 $6,130 $6,345
Nationwide $2,570 $2,502 $2,471
Progressive $3,440 $3,587 $3,760
State Farm $2,392 $2,480 $2,579
USAA $2,428 $2,495 $2,573

Kimball, NE Car Insurance Rates by Age, Gender, and Marital Status

Kimball, Nebraska car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Kimball, NE car insurance, get quotes from multiple car insurance companies in the Kimball area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kimball, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,648 $2,530 $2,333 $2,355 $7,180 $7,531 $3,017 $3,091
American Family $1,752 $1,752 $1,592 $1,592 $2,905 $4,247 $1,714 $1,851
Farmers $2,267 $2,261 $2,037 $2,141 $8,406 $8,665 $2,561 $2,688
GEICO $3,833 $3,768 $3,747 $3,606 $7,445 $9,812 $3,441 $3,354
Liberty Mutual $3,302 $3,588 $2,606 $3,170 $13,785 $15,490 $3,480 $3,864
Nationwide $1,782 $1,846 $1,592 $1,711 $3,970 $4,975 $2,035 $2,206
Progressive $2,024 $1,959 $1,660 $1,725 $7,695 $8,681 $2,425 $2,597
State Farm $1,641 $1,641 $1,430 $1,430 $4,327 $5,541 $1,810 $2,049
USAA $1,504 $1,508 $1,354 $1,410 $4,552 $5,488 $1,965 $2,209

Kimball, NE Car Insurance Rates for Teens

How much is Kimball, Nebraska car insurance for teens? Compare rates from top Kimball car insurance companies below to help find the cheapest teen car insurance in Kimball, NE.

Annual Car Insurance Rates for Teen Drivers in Kimball, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,180 $7,531
American Family $2,905 $4,247
Farmers $8,406 $8,665
GEICO $7,445 $9,812
Liberty Mutual $13,785 $15,490
Nationwide $3,970 $4,975
Progressive $7,695 $8,681
State Farm $4,327 $5,541
USAA $4,552 $5,488

Kimball, NE Car Insurance Rates for Seniors

Before seniors buy Kimball, Nebraska car insurance, they should make sure to shop around. Some Kimball, NE car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Kimball, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,333 $2,355
American Family $1,592 $1,592
Farmers $2,037 $2,141
GEICO $3,747 $3,606
Liberty Mutual $2,606 $3,170
Nationwide $1,592 $1,711
Progressive $1,660 $1,725
State Farm $1,430 $1,430
USAA $1,354 $1,410

Kimball, NE Car Insurance Rates by Credit History

How does your credit history affect Kimball, NE car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Kimball, Nebraska

Insurance Company Poor Fair Good
Allstate $4,775 $3,610 $3,122
American Family $2,910 $1,994 $1,623
Farmers $4,457 $3,677 $3,501
GEICO $5,585 $4,834 $4,208
Liberty Mutual $8,911 $5,357 $4,214
Nationwide $3,030 $2,399 $2,114
Progressive $4,133 $3,462 $3,193
State Farm $3,609 $2,163 $1,679
USAA $3,345 $2,249 $1,902

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Kimball, NE Car Insurance Rates by Driver History

How does a single speeding ticket affect your Kimball, Nebraska car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Kimball.

Annual Kimball, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,350 $3,766 $4,500 $3,726
American Family $2,130 $2,314 $2,130 $2,130
Farmers $3,287 $4,199 $4,096 $3,930
GEICO $3,081 $4,482 $6,834 $5,106
Liberty Mutual $5,293 $6,213 $6,754 $6,382
Nationwide $1,773 $2,575 $3,695 $2,016
Progressive $3,058 $4,479 $3,419 $3,427
State Farm $2,317 $2,651 $2,484 $2,484
USAA $1,900 $2,381 $3,562 $2,152

Kimball, NE Car Insurance Rates With a DUI

Even a single DUI can increase your Kimball, NE car insurance rates. Compare rates below to see which Kimball car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Kimball, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,500
American Family $2,130
Farmers $4,096
GEICO $6,834
Liberty Mutual $6,754
Nationwide $3,695
Progressive $3,419
State Farm $2,484
USAA $3,562

Kimball, NE Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Kimball, NE car insurance rates may be. Let’s take a look at average car insurance rates from top Kimball companies based on commute time.

Annual Car Insurance Rates by Commute Length in Kimball, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,836 $3,836
American Family $2,158 $2,193
Farmers $3,878 $3,878
GEICO $4,799 $4,953
Liberty Mutual $6,160 $6,160
Nationwide $2,515 $2,515
Progressive $3,596 $3,596
State Farm $2,420 $2,548
USAA $2,469 $2,528

Kimball, NE Cheapest Car Insurance Rates

How do the top Kimball, Nebraska car insurance companies’ average rates stack up against the Kimball average monthly car insurance rates of $296? Take a look and see.

Best Annual Car Insurance Rates by Company in Kimball, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Kimball, NE Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Kimball, Nebraska car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Kimball, Nebraska

Insurance Company Average Annual Rates
Allstate $3,836
American Family $2,176
Farmers $3,878
GEICO $4,876
Liberty Mutual $6,160
Nationwide $2,515
Progressive $3,596
State Farm $2,484
USAA $2,499

Other Factors Affecting Kimball, NE Car Insurance Rates

Before you buy Kimball, Nebraska car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Kimball, NE Commute Time

How does your Kimball, NE commute time compare with the average driver? In Kimball, the average commute is 12.7 minutes.

Kimball, NE Car Insurance Quotes

Compare Kimball, NE car insurance quotes from multiple companies by entering your ZIP code now.