Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Kremmling, CO for senior drivers are $2,267/year
  • The cheapest car insurance company in Kremmling for teen drivers is Liberty Mutual
  • Average car insurance rates in Kremmling, CO are $322/month

Average car insurance rates in Kremmling, Colorado are $322 a month. But with a little research you can get a great deal from the top car insurance companies in Kremmling, CO. Before you buy Kremmling, Colorado car insurance, make sure your coverage meets or exceeds the Colorado minimum of 25/50/15.

It may even be helpful to compare Kremmling car insurance rates with Arvada car insurance rates, Greeley car insurance rates, or Fort Collins car insurance rates to make sure you’re getting the best Kremmling, CO car insurance quotes available.

Need affordable Kremmling, CO car insurance? Enter your ZIP code to compare Kremmling car insurance quotes from multiple car insurance companies near you.

Kremmling, CO Minimum Car Insurance Coverage

Kremmling, Colorado law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Kremmling, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Kremmling, CO Car Insurance Rates by Coverage Level

Some Kremmling drivers can get by with the Colorado minimum coverage of 25/50/15. Other drivers may need more. See how much your Kremmling, Colorado car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Kremmling, Colorado

Insurance Company Low Medium High
Allstate $5,811 $6,071 $6,381
American Family $3,521 $3,751 $3,754
Farmers $4,644 $5,153 $5,860
GEICO $2,892 $3,096 $3,442
Liberty Mutual $2,671 $2,790 $2,931
Nationwide $3,535 $3,511 $3,491
Progressive $3,648 $3,912 $4,144
State Farm $2,999 $3,170 $3,348
USAA $3,096 $3,225 $3,356

Kremmling, CO Car Insurance Rates by Age, Gender, and Marital Status

Kremmling, Colorado car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Kremmling, CO car insurance, get quotes from multiple car insurance companies in the Kremmling area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kremmling, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,702 $3,456 $3,315 $3,352 $12,998 $13,655 $4,095 $4,130
American Family $2,508 $2,508 $2,263 $2,263 $6,096 $8,166 $2,508 $3,089
Farmers $3,083 $3,064 $2,791 $2,990 $11,408 $11,548 $3,400 $3,468
GEICO $2,017 $2,193 $2,090 $2,332 $6,178 $6,577 $1,852 $1,906
Liberty Mutual $1,879 $1,863 $1,573 $1,726 $5,473 $5,991 $1,909 $1,964
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,376 $2,220 $2,057 $2,052 $8,116 $9,086 $2,686 $2,616
State Farm $2,016 $2,016 $1,799 $1,799 $5,663 $7,156 $2,250 $2,680
USAA $2,166 $2,173 $2,054 $2,068 $5,365 $6,151 $2,787 $3,043

Kremmling, CO Car Insurance Rates for Teens

How much is Kremmling, Colorado car insurance for teens? Compare rates from top Kremmling car insurance companies below to help find the cheapest teen car insurance in Kremmling, CO.

Annual Car Insurance Rates for Teen Drivers in Kremmling, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,998 $13,655
American Family $6,096 $8,166
Farmers $11,408 $11,548
GEICO $6,178 $6,577
Liberty Mutual $5,473 $5,991
Nationwide $5,929 $7,587
Progressive $8,116 $9,086
State Farm $5,663 $7,156
USAA $5,365 $6,151

Kremmling, CO Car Insurance Rates for Seniors

Before seniors buy Kremmling, Colorado car insurance, they should make sure to shop around. Some Kremmling, CO car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Kremmling, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,315 $3,352
American Family $2,263 $2,263
Farmers $2,791 $2,990
GEICO $2,090 $2,332
Liberty Mutual $1,573 $1,726
Nationwide $2,085 $2,204
Progressive $2,057 $2,052
State Farm $1,799 $1,799
USAA $2,054 $2,068

Kremmling, CO Car Insurance Rates by Credit History

How does your credit history affect Kremmling, CO car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Kremmling, Colorado

Insurance Company Poor Fair Good
Allstate $7,764 $5,984 $4,515
American Family $4,787 $3,396 $2,842
Farmers $6,053 $4,923 $4,681
GEICO $3,780 $3,143 $2,506
Liberty Mutual $4,008 $2,438 $1,945
Nationwide $4,245 $3,363 $2,929
Progressive $4,431 $3,788 $3,485
State Farm $4,401 $2,832 $2,284
USAA $4,786 $2,717 $2,174

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Kremmling, CO Car Insurance Rates by Driver History

How does a single speeding ticket affect your Kremmling, Colorado car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Kremmling.

Annual Kremmling, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,173 $5,961 $7,337 $5,880
American Family $2,716 $3,857 $5,047 $3,081
Farmers $4,416 $5,656 $5,576 $5,228
GEICO $2,239 $3,440 $3,949 $2,945
Liberty Mutual $2,444 $2,862 $2,990 $2,892
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,385 $4,705 $3,571 $3,944
State Farm $2,928 $3,416 $3,172 $3,172
USAA $2,359 $2,868 $5,018 $2,659

Kremmling, CO Car Insurance Rates With a DUI

Even a single DUI can increase your Kremmling, CO car insurance rates. Compare rates below to see which Kremmling car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Kremmling, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,337
American Family $5,047
Farmers $5,576
GEICO $3,949
Liberty Mutual $2,990
Nationwide $4,685
Progressive $3,571
State Farm $3,172
USAA $5,018

Kremmling, CO Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Kremmling, CO car insurance rates may be. Let’s take a look at average car insurance rates from top Kremmling companies based on commute time.

Annual Car Insurance Rates by Commute Length in Kremmling, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,088 $6,088
American Family $3,597 $3,754
Farmers $5,219 $5,219
GEICO $3,075 $3,212
Liberty Mutual $2,797 $2,797
Nationwide $3,512 $3,512
Progressive $3,901 $3,901
State Farm $3,098 $3,246
USAA $3,134 $3,317

Kremmling, CO Cheapest Car Insurance Rates

How do the top Kremmling, Colorado car insurance companies’ average rates stack up against the Kremmling average monthly car insurance rates of $322? Take a look and see.

Best Annual Car Insurance Rates by Company in Kremmling, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Kremmling, CO Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Kremmling, Colorado car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Kremmling, Colorado

Insurance Company Average Annual Rates
Allstate $6,088
American Family $3,675
Farmers $5,219
GEICO $3,143
Liberty Mutual $2,797
Nationwide $3,512
Progressive $3,901
State Farm $3,172
USAA $3,226

Other Factors Affecting Kremmling, CO Car Insurance Rates

Before you buy Kremmling, Colorado car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Kremmling, CO Commute Time

How does your Kremmling, CO commute time compare with the average driver? In Kremmling, the average commute is 30.2 minutes.

Kremmling, CO Car Insurance Quotes

Compare Kremmling, CO car insurance quotes from multiple companies by entering your ZIP code now.