Affordable Car Insurance Rates in Leadville, CO (2021)
Car insurance rates in Leadville, CO are $322/month on average. By law, Colorado drivers need to carry at least 25/50/15 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Leadville car insurance companies to get the coverage you need at the best rates available.
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Written by
Leslie Kasperowicz
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Reviewed by
Melanie Musson
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UPDATED: Apr 14, 2022
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- Average car insurance rates in Leadville, CO are $322/month
- The cheapest car insurance company in Leadville after a DUI is Liberty Mutual
- Average car insurance rates in Leadville, CO for senior drivers are $2,252/year
Average car insurance rates in Leadville, Colorado are $322 a month. But with a little research you can get a great deal from the top car insurance companies in Leadville, CO. Before you buy Leadville, Colorado car insurance, make sure your coverage meets or exceeds the Colorado minimum of 25/50/15.
It may even be helpful to compare Leadville car insurance rates with Greeley car insurance rates, Aurora car insurance rates, or Boulder car insurance rates to make sure you’re getting the best Leadville, CO car insurance quotes available.
Need affordable Leadville, CO car insurance? Enter your ZIP code to compare Leadville car insurance quotes from multiple car insurance companies near you.
Table of Contents
Leadville, CO Minimum Car Insurance Coverage
Leadville, Colorado law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Leadville, CO Car Insurance Rates by Coverage Level
Some Leadville drivers can get by with the Colorado minimum coverage of 25/50/15. Other drivers may need more. See how much your Leadville, Colorado car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,816 | $6,078 | $6,392 |
| American Family | $3,605 | $3,834 | $3,832 |
| Farmers | $4,390 | $4,865 | $5,528 |
| GEICO | $2,486 | $2,640 | $2,890 |
| Liberty Mutual | $2,495 | $2,610 | $2,745 |
| Nationwide | $3,323 | $3,295 | $3,276 |
| Progressive | $4,099 | $4,369 | $4,605 |
| State Farm | $3,227 | $3,427 | $3,620 |
| USAA | $3,471 | $3,613 | $3,756 |
Leadville, CO Car Insurance Rates by Age, Gender, and Marital Status
Leadville, Colorado car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Leadville, CO car insurance, get quotes from multiple car insurance companies in the Leadville area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,710 | $3,464 | $3,322 | $3,360 | $13,006 | $13,663 | $4,103 | $4,138 |
| American Family | $2,565 | $2,565 | $2,316 | $2,316 | $6,230 | $8,345 | $2,565 | $3,159 |
| Farmers | $2,891 | $2,866 | $2,619 | $2,810 | $10,827 | $10,929 | $3,206 | $3,273 |
| GEICO | $1,686 | $1,849 | $1,751 | $1,963 | $5,302 | $5,671 | $1,551 | $1,603 |
| Liberty Mutual | $1,751 | $1,744 | $1,474 | $1,616 | $5,139 | $5,614 | $1,776 | $1,817 |
| Nationwide | $2,210 | $2,255 | $1,977 | $2,093 | $5,513 | $7,064 | $2,533 | $2,738 |
| Progressive | $2,610 | $2,429 | $2,253 | $2,244 | $9,180 | $10,302 | $2,961 | $2,884 |
| State Farm | $2,144 | $2,144 | $1,920 | $1,920 | $6,187 | $7,821 | $2,401 | $2,862 |
| USAA | $2,407 | $2,412 | $2,283 | $2,292 | $6,065 | $6,955 | $3,104 | $3,387 |
Leadville, CO Car Insurance Rates for Teens
How much is Leadville, Colorado car insurance for teens? Compare rates from top Leadville car insurance companies below to help find the cheapest teen car insurance in Leadville, CO.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $13,006 | $13,663 |
| American Family | $6,230 | $8,345 |
| Farmers | $10,827 | $10,929 |
| GEICO | $5,302 | $5,671 |
| Liberty Mutual | $5,139 | $5,614 |
| Nationwide | $5,513 | $7,064 |
| Progressive | $9,180 | $10,302 |
| State Farm | $6,187 | $7,821 |
| USAA | $6,065 | $6,955 |
Leadville, CO Car Insurance Rates for Seniors
Before seniors buy Leadville, Colorado car insurance, they should make sure to shop around. Some Leadville, CO car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,322 | $3,360 |
| American Family | $2,316 | $2,316 |
| Farmers | $2,619 | $2,810 |
| GEICO | $1,751 | $1,963 |
| Liberty Mutual | $1,474 | $1,616 |
| Nationwide | $1,977 | $2,093 |
| Progressive | $2,253 | $2,244 |
| State Farm | $1,920 | $1,920 |
| USAA | $2,283 | $2,292 |
Leadville, CO Car Insurance Rates by Credit History
How does your credit history affect Leadville, CO car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,775 | $5,991 | $4,520 |
| American Family | $4,893 | $3,473 | $2,906 |
| Farmers | $5,721 | $4,647 | $4,415 |
| GEICO | $3,209 | $2,672 | $2,136 |
| Liberty Mutual | $3,741 | $2,285 | $1,823 |
| Nationwide | $3,990 | $3,154 | $2,751 |
| Progressive | $4,939 | $4,232 | $3,902 |
| State Farm | $4,763 | $3,054 | $2,458 |
| USAA | $5,365 | $3,042 | $2,432 |
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Leadville, CO Car Insurance Rates by Driver History
How does a single speeding ticket affect your Leadville, Colorado car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Leadville.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,181 | $5,968 | $7,345 | $5,888 |
| American Family | $2,779 | $3,940 | $5,160 | $3,151 |
| Farmers | $4,155 | $5,339 | $5,272 | $4,945 |
| GEICO | $1,895 | $2,915 | $3,404 | $2,475 |
| Liberty Mutual | $2,289 | $2,679 | $2,793 | $2,705 |
| Nationwide | $2,537 | $3,465 | $4,398 | $2,792 |
| Progressive | $3,776 | $5,269 | $3,986 | $4,401 |
| State Farm | $3,151 | $3,699 | $3,425 | $3,425 |
| USAA | $2,625 | $3,204 | $5,661 | $2,962 |
Leadville, CO Car Insurance Rates With a DUI
Even a single DUI can increase your Leadville, CO car insurance rates. Compare rates below to see which Leadville car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,345 |
| American Family | $5,160 |
| Farmers | $5,272 |
| GEICO | $3,404 |
| Liberty Mutual | $2,793 |
| Nationwide | $4,398 |
| Progressive | $3,986 |
| State Farm | $3,425 |
| USAA | $5,661 |
Leadville, CO Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Leadville, CO car insurance rates may be. Let’s take a look at average car insurance rates from top Leadville companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,096 | $6,096 |
| American Family | $3,678 | $3,837 |
| Farmers | $4,928 | $4,928 |
| GEICO | $2,618 | $2,726 |
| Liberty Mutual | $2,616 | $2,616 |
| Nationwide | $3,298 | $3,298 |
| Progressive | $4,358 | $4,358 |
| State Farm | $3,343 | $3,507 |
| USAA | $3,510 | $3,716 |
Leadville, CO Cheapest Car Insurance Rates
How do the top Leadville, Colorado car insurance companies’ average rates stack up against the Leadville average monthly car insurance rates of $322? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Liberty Mutual |
| Clean Record | GEICO |
| With 1 Accident | Liberty Mutual |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | GEICO |
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Leadville, CO Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Leadville, Colorado car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,096 |
| American Family | $3,757 |
| Farmers | $4,928 |
| GEICO | $2,672 |
| Liberty Mutual | $2,616 |
| Nationwide | $3,298 |
| Progressive | $4,358 |
| State Farm | $3,425 |
| USAA | $3,613 |
Other Factors Affecting Leadville, CO Car Insurance Rates
Before you buy Leadville, Colorado car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Leadville, CO Commute Time
How does your Leadville, CO commute time compare with the average driver? In Leadville, the average commute is 34.5 minutes.
Leadville, CO Car Insurance Quotes
Compare Leadville, CO car insurance quotes from multiple companies by entering your ZIP code now.