Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Leadville, CO are $322/month
  • The cheapest car insurance company in Leadville after a DUI is Liberty Mutual
  • Average car insurance rates in Leadville, CO for senior drivers are $2,252/year

Average car insurance rates in Leadville, Colorado are $322 a month. But with a little research you can get a great deal from the top car insurance companies in Leadville, CO. Before you buy Leadville, Colorado car insurance, make sure your coverage meets or exceeds the Colorado minimum of 25/50/15.

It may even be helpful to compare Leadville car insurance rates with Greeley car insurance rates, Aurora car insurance rates, or Boulder car insurance rates to make sure you’re getting the best Leadville, CO car insurance quotes available.

Need affordable Leadville, CO car insurance? Enter your ZIP code to compare Leadville car insurance quotes from multiple car insurance companies near you.

Leadville, CO Minimum Car Insurance Coverage

Leadville, Colorado law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Leadville, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Leadville, CO Car Insurance Rates by Coverage Level

Some Leadville drivers can get by with the Colorado minimum coverage of 25/50/15. Other drivers may need more. See how much your Leadville, Colorado car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Leadville, Colorado

Insurance Company Low Medium High
Allstate $5,816 $6,078 $6,392
American Family $3,605 $3,834 $3,832
Farmers $4,390 $4,865 $5,528
GEICO $2,486 $2,640 $2,890
Liberty Mutual $2,495 $2,610 $2,745
Nationwide $3,323 $3,295 $3,276
Progressive $4,099 $4,369 $4,605
State Farm $3,227 $3,427 $3,620
USAA $3,471 $3,613 $3,756

Leadville, CO Car Insurance Rates by Age, Gender, and Marital Status

Leadville, Colorado car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Leadville, CO car insurance, get quotes from multiple car insurance companies in the Leadville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Leadville, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,710 $3,464 $3,322 $3,360 $13,006 $13,663 $4,103 $4,138
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,891 $2,866 $2,619 $2,810 $10,827 $10,929 $3,206 $3,273
GEICO $1,686 $1,849 $1,751 $1,963 $5,302 $5,671 $1,551 $1,603
Liberty Mutual $1,751 $1,744 $1,474 $1,616 $5,139 $5,614 $1,776 $1,817
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,610 $2,429 $2,253 $2,244 $9,180 $10,302 $2,961 $2,884
State Farm $2,144 $2,144 $1,920 $1,920 $6,187 $7,821 $2,401 $2,862
USAA $2,407 $2,412 $2,283 $2,292 $6,065 $6,955 $3,104 $3,387

Leadville, CO Car Insurance Rates for Teens

How much is Leadville, Colorado car insurance for teens? Compare rates from top Leadville car insurance companies below to help find the cheapest teen car insurance in Leadville, CO.

Annual Car Insurance Rates for Teen Drivers in Leadville, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,006 $13,663
American Family $6,230 $8,345
Farmers $10,827 $10,929
GEICO $5,302 $5,671
Liberty Mutual $5,139 $5,614
Nationwide $5,513 $7,064
Progressive $9,180 $10,302
State Farm $6,187 $7,821
USAA $6,065 $6,955

Leadville, CO Car Insurance Rates for Seniors

Before seniors buy Leadville, Colorado car insurance, they should make sure to shop around. Some Leadville, CO car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Leadville, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,322 $3,360
American Family $2,316 $2,316
Farmers $2,619 $2,810
GEICO $1,751 $1,963
Liberty Mutual $1,474 $1,616
Nationwide $1,977 $2,093
Progressive $2,253 $2,244
State Farm $1,920 $1,920
USAA $2,283 $2,292

Leadville, CO Car Insurance Rates by Credit History

How does your credit history affect Leadville, CO car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Leadville, Colorado

Insurance Company Poor Fair Good
Allstate $7,775 $5,991 $4,520
American Family $4,893 $3,473 $2,906
Farmers $5,721 $4,647 $4,415
GEICO $3,209 $2,672 $2,136
Liberty Mutual $3,741 $2,285 $1,823
Nationwide $3,990 $3,154 $2,751
Progressive $4,939 $4,232 $3,902
State Farm $4,763 $3,054 $2,458
USAA $5,365 $3,042 $2,432

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Leadville, CO Car Insurance Rates by Driver History

How does a single speeding ticket affect your Leadville, Colorado car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Leadville.

Annual Leadville, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,181 $5,968 $7,345 $5,888
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,155 $5,339 $5,272 $4,945
GEICO $1,895 $2,915 $3,404 $2,475
Liberty Mutual $2,289 $2,679 $2,793 $2,705
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,776 $5,269 $3,986 $4,401
State Farm $3,151 $3,699 $3,425 $3,425
USAA $2,625 $3,204 $5,661 $2,962

Leadville, CO Car Insurance Rates With a DUI

Even a single DUI can increase your Leadville, CO car insurance rates. Compare rates below to see which Leadville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Leadville, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,345
American Family $5,160
Farmers $5,272
GEICO $3,404
Liberty Mutual $2,793
Nationwide $4,398
Progressive $3,986
State Farm $3,425
USAA $5,661

Leadville, CO Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Leadville, CO car insurance rates may be. Let’s take a look at average car insurance rates from top Leadville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Leadville, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,096 $6,096
American Family $3,678 $3,837
Farmers $4,928 $4,928
GEICO $2,618 $2,726
Liberty Mutual $2,616 $2,616
Nationwide $3,298 $3,298
Progressive $4,358 $4,358
State Farm $3,343 $3,507
USAA $3,510 $3,716

Leadville, CO Cheapest Car Insurance Rates

How do the top Leadville, Colorado car insurance companies’ average rates stack up against the Leadville average monthly car insurance rates of $322? Take a look and see.

Best Annual Car Insurance Rates by Company in Leadville, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Leadville, CO Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Leadville, Colorado car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Leadville, Colorado

Insurance Company Average Annual Rates
Allstate $6,096
American Family $3,757
Farmers $4,928
GEICO $2,672
Liberty Mutual $2,616
Nationwide $3,298
Progressive $4,358
State Farm $3,425
USAA $3,613

Other Factors Affecting Leadville, CO Car Insurance Rates

Before you buy Leadville, Colorado car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Leadville, CO Commute Time

How does your Leadville, CO commute time compare with the average driver? In Leadville, the average commute is 34.5 minutes.

Leadville, CO Car Insurance Quotes

Compare Leadville, CO car insurance quotes from multiple companies by entering your ZIP code now.