Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The annual number of car thefts in Lewiston is 63.
  • The cheapest car insurance company in Lewiston after a DUI is State Farm
  • The cheapest car insurance company in Lewiston for teen drivers is USAA

Average car insurance rates in Lewiston, Idaho are $241 a month. But with a little research you can get a great deal from the top car insurance companies in Lewiston, ID. Before you buy Lewiston, Idaho car insurance, make sure your coverage meets or exceeds the Idaho minimum of 25/50/15.

It may even be helpful to compare Lewiston car insurance rates with Nampa car insurance rates, Post Falls car insurance rates, or Caldwell car insurance rates to make sure you’re getting the best Lewiston, ID car insurance quotes available.

Need affordable Lewiston, ID car insurance? Enter your ZIP code to compare Lewiston car insurance quotes from multiple car insurance companies near you.

Lewiston, ID Minimum Car Insurance Coverage

Lewiston, Idaho law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Lewiston, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Lewiston, ID Car Insurance Rates by Coverage Level

Some Lewiston drivers can get by with the Idaho minimum coverage of 25/50/15. Other drivers may need more. See how much your Lewiston, Idaho car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Lewiston, Idaho

Insurance Company Low Medium High
Allstate $4,552 $4,685 $4,838
American Family $3,560 $3,729 $3,369
Farmers $3,056 $3,174 $3,397
GEICO $2,457 $2,593 $2,740
Liberty Mutual $2,098 $2,222 $2,357
Nationwide $2,770 $2,945 $2,697
State Farm $1,740 $1,851 $1,950
Travelers $3,182 $3,285 $3,244
USAA $1,801 $1,851 $1,910

Lewiston, ID Car Insurance Rates by Age, Gender, and Marital Status

Lewiston, Idaho car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Lewiston, ID car insurance, get quotes from multiple car insurance companies in the Lewiston area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lewiston, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,689 $2,677 $2,327 $2,412 $9,827 $11,368 $3,021 $3,212
American Family $1,995 $1,995 $1,774 $1,774 $7,113 $9,251 $1,995 $2,523
Farmers $1,581 $1,565 $1,392 $1,475 $7,816 $8,079 $1,831 $1,931
GEICO $1,870 $1,846 $1,779 $1,727 $4,033 $5,015 $2,549 $1,954
Liberty Mutual $1,374 $1,481 $1,111 $1,241 $4,550 $5,057 $1,456 $1,534
Nationwide $1,889 $1,933 $1,704 $1,807 $4,697 $5,796 $2,218 $2,389
State Farm $1,130 $1,130 $1,022 $1,022 $3,417 $4,303 $1,276 $1,475
Travelers $1,352 $1,373 $1,365 $1,357 $6,729 $10,640 $1,439 $1,641
USAA $1,083 $1,081 $1,056 $1,040 $3,584 $4,008 $1,436 $1,546

Lewiston, ID Car Insurance Rates for Teens

How much is Lewiston, Idaho car insurance for teens? Compare rates from top Lewiston car insurance companies below to help find the cheapest teen car insurance in Lewiston, ID.

Annual Car Insurance Rates for Teen Drivers in Lewiston, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,827 $11,368
American Family $7,113 $9,251
Farmers $7,816 $8,079
GEICO $4,033 $5,015
Liberty Mutual $4,550 $5,057
Nationwide $4,697 $5,796
State Farm $3,417 $4,303
Travelers $6,729 $10,640
USAA $3,584 $4,008

Lewiston, ID Car Insurance Rates for Seniors

Before seniors buy Lewiston, Idaho car insurance, they should make sure to shop around. Some Lewiston, ID car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Lewiston, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,327 $2,412
American Family $1,774 $1,774
Farmers $1,392 $1,475
GEICO $1,779 $1,727
Liberty Mutual $1,111 $1,241
Nationwide $1,704 $1,807
State Farm $1,022 $1,022
Travelers $1,365 $1,357
USAA $1,056 $1,040

Lewiston, ID Car Insurance Rates by Credit History

How does your credit history affect Lewiston, ID car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Lewiston, Idaho

Insurance Company Poor Fair Good
Allstate $6,200 $4,207 $3,668
American Family $4,589 $3,273 $2,796
Farmers $3,614 $3,075 $2,937
GEICO $3,156 $2,521 $2,112
Liberty Mutual $3,166 $1,959 $1,552
Nationwide $3,348 $2,701 $2,363
State Farm $2,594 $1,640 $1,306
Travelers $3,705 $3,119 $2,887
USAA $2,708 $1,581 $1,274

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Lewiston, ID Car Insurance Rates by Driver History

How does a single speeding ticket affect your Lewiston, Idaho car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Lewiston.

Annual Lewiston, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,869 $4,859 $5,446 $4,594
American Family $2,795 $3,962 $4,282 $3,170
Farmers $2,802 $3,556 $3,317 $3,160
GEICO $1,600 $2,546 $3,551 $2,689
Liberty Mutual $1,850 $2,319 $2,383 $2,349
Nationwide $2,144 $2,781 $3,884 $2,408
State Farm $1,682 $2,012 $1,847 $1,847
Travelers $1,992 $2,841 $4,936 $3,180
USAA $1,329 $1,898 $2,578 $1,612

Lewiston, ID Car Insurance Rates With a DUI

Even a single DUI can increase your Lewiston, ID car insurance rates. Compare rates below to see which Lewiston car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Lewiston, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,446
American Family $4,282
Farmers $3,317
GEICO $3,551
Liberty Mutual $2,383
Nationwide $3,884
State Farm $1,847
Travelers $4,936
USAA $2,578

Lewiston, ID Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Lewiston, ID car insurance rates may be. Let’s take a look at average car insurance rates from top Lewiston companies based on commute time.

Annual Car Insurance Rates by Commute Length in Lewiston, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,692 $4,692
American Family $3,480 $3,625
Farmers $3,209 $3,209
GEICO $2,552 $2,641
Liberty Mutual $2,225 $2,225
Nationwide $2,804 $2,804
State Farm $1,802 $1,891
Travelers $3,237 $3,237
USAA $1,832 $1,876

Lewiston, ID Cheapest Car Insurance Rates

How do the top Lewiston, Idaho car insurance companies’ average rates stack up against the Lewiston average monthly car insurance rates of $241? Take a look and see.

Best Annual Car Insurance Rates by Company in Lewiston, Idaho

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Lewiston, ID Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Lewiston, Idaho car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Lewiston, Idaho

Insurance Company Average Annual Rates
Allstate $4,692
American Family $3,553
Farmers $3,209
GEICO $2,597
Liberty Mutual $2,225
Nationwide $2,804
State Farm $1,847
Travelers $3,237
USAA $1,854

Other Factors Affecting Lewiston, ID Car Insurance Rates

Before you buy Lewiston, Idaho car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Lewiston, ID Car Theft Rates

The car theft rate in Lewiston, ID will affect your car insurance rates. FBI data shows that the annual car theft rate for Lewiston, Idaho is 63 stolen cars.

Lewiston, ID Commute Time

How does your Lewiston, ID commute time compare with the average driver? In Lewiston, the average commute is 15.4 minutes.

Lewiston, ID Car Insurance Quotes

Compare Lewiston, ID car insurance quotes from multiple companies by entering your ZIP code now.