Affordable Car Insurance Rates in Littleton, CO (2021)
Car insurance rates in Littleton, CO are $328/month on average. By law, Colorado drivers need to carry at least 25/50/15 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Littleton car insurance companies to get the coverage you need at the best rates available.
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Written by
Leslie Kasperowicz
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Reviewed by
Melanie Musson
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UPDATED: Apr 14, 2022
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- The cheapest car insurance company in Littleton after a DUI is Liberty Mutual
- The cheapest car insurance company in Littleton for teen drivers is USAA
- Average car insurance rates in Littleton, CO for senior drivers are $2,304/year
Average car insurance rates in Littleton, Colorado are $328 a month. But with a little research you can get a great deal from the top car insurance companies in Littleton, CO. Before you buy Littleton, Colorado car insurance, make sure your coverage meets or exceeds the Colorado minimum of 25/50/15.
It may even be helpful to compare Littleton car insurance rates with Arvada car insurance rates, Aurora car insurance rates, or Lakewood car insurance rates to make sure you’re getting the best Littleton, CO car insurance quotes available.
Need affordable Littleton, CO car insurance? Enter your ZIP code to compare Littleton car insurance quotes from multiple car insurance companies near you.
Table of Contents
Littleton, CO Minimum Car Insurance Coverage
Littleton, Colorado law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Littleton, CO Car Insurance Rates by Coverage Level
Some Littleton drivers can get by with the Colorado minimum coverage of 25/50/15. Other drivers may need more. See how much your Littleton, Colorado car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,099 | $5,410 | $5,781 |
| American Family | $3,616 | $3,910 | $3,966 |
| Farmers | $4,582 | $5,239 | $6,160 |
| GEICO | $2,785 | $3,103 | $3,635 |
| Liberty Mutual | $2,755 | $2,934 | $3,147 |
| Nationwide | $3,958 | $3,983 | $3,994 |
| Progressive | $3,584 | $3,921 | $4,213 |
| State Farm | $3,187 | $3,465 | $3,737 |
| USAA | $3,202 | $3,371 | $3,538 |
Littleton, CO Car Insurance Rates by Age, Gender, and Marital Status
Littleton, Colorado car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Littleton, CO car insurance, get quotes from multiple car insurance companies in the Littleton area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,241 | $3,017 | $2,945 | $2,971 | $11,801 | $12,436 | $3,518 | $3,509 |
| American Family | $2,616 | $2,616 | $2,360 | $2,360 | $6,343 | $8,534 | $2,616 | $3,199 |
| Farmers | $3,064 | $3,037 | $2,773 | $3,008 | $11,974 | $12,050 | $3,352 | $3,357 |
| GEICO | $1,986 | $2,182 | $2,151 | $2,476 | $6,324 | $6,648 | $1,809 | $1,817 |
| Liberty Mutual | $1,856 | $1,774 | $1,583 | $1,748 | $6,142 | $6,705 | $1,876 | $1,878 |
| Nationwide | $2,632 | $2,674 | $2,358 | $2,486 | $6,750 | $8,611 | $3,039 | $3,277 |
| Progressive | $2,345 | $2,188 | $2,064 | $2,053 | $8,238 | $9,173 | $2,637 | $2,552 |
| State Farm | $2,116 | $2,116 | $1,932 | $1,932 | $6,378 | $8,029 | $2,379 | $2,822 |
| USAA | $2,228 | $2,210 | $2,140 | $2,128 | $5,745 | $6,558 | $2,862 | $3,091 |
Littleton, CO Car Insurance Rates for Teens
How much is Littleton, Colorado car insurance for teens? Compare rates from top Littleton car insurance companies below to help find the cheapest teen car insurance in Littleton, CO.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,801 | $12,436 |
| American Family | $6,343 | $8,534 |
| Farmers | $11,974 | $12,050 |
| GEICO | $6,324 | $6,648 |
| Liberty Mutual | $6,142 | $6,705 |
| Nationwide | $6,750 | $8,611 |
| Progressive | $8,238 | $9,173 |
| State Farm | $6,378 | $8,029 |
| USAA | $5,745 | $6,558 |
Littleton, CO Car Insurance Rates for Seniors
Before seniors buy Littleton, Colorado car insurance, they should make sure to shop around. Some Littleton, CO car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,945 | $2,971 |
| American Family | $2,360 | $2,360 |
| Farmers | $2,773 | $3,008 |
| GEICO | $2,151 | $2,476 |
| Liberty Mutual | $1,583 | $1,748 |
| Nationwide | $2,358 | $2,486 |
| Progressive | $2,064 | $2,053 |
| State Farm | $1,932 | $1,932 |
| USAA | $2,140 | $2,128 |
Littleton, CO Car Insurance Rates by Credit History
How does your credit history affect Littleton, CO car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,917 | $5,345 | $4,028 |
| American Family | $4,968 | $3,547 | $2,978 |
| Farmers | $6,182 | $5,026 | $4,773 |
| GEICO | $3,817 | $3,174 | $2,531 |
| Liberty Mutual | $4,192 | $2,589 | $2,055 |
| Nationwide | $4,806 | $3,813 | $3,318 |
| Progressive | $4,426 | $3,797 | $3,496 |
| State Farm | $4,799 | $3,093 | $2,498 |
| USAA | $4,965 | $2,853 | $2,293 |
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Littleton, CO Car Insurance Rates by Driver History
How does a single speeding ticket affect your Littleton, Colorado car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Littleton.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,594 | $5,322 | $6,565 | $5,239 |
| American Family | $2,834 | $4,014 | $5,261 | $3,214 |
| Farmers | $4,497 | $5,795 | $5,716 | $5,298 |
| GEICO | $2,217 | $3,493 | $4,102 | $2,884 |
| Liberty Mutual | $2,595 | $3,029 | $3,117 | $3,040 |
| Nationwide | $3,065 | $4,181 | $5,297 | $3,371 |
| Progressive | $3,375 | $4,762 | $3,560 | $3,928 |
| State Farm | $3,163 | $3,763 | $3,463 | $3,463 |
| USAA | $2,451 | $3,008 | $5,261 | $2,761 |
Littleton, CO Car Insurance Rates With a DUI
Even a single DUI can increase your Littleton, CO car insurance rates. Compare rates below to see which Littleton car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,565 |
| American Family | $5,261 |
| Farmers | $5,716 |
| GEICO | $4,102 |
| Liberty Mutual | $3,117 |
| Nationwide | $5,297 |
| Progressive | $3,560 |
| State Farm | $3,463 |
| USAA | $5,261 |
Littleton, CO Car Insurance Rates by ZIP Code
Just like Littleton car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Littleton, CO car insurance rates fluctuate by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 80120 | $3,622 |
| 80125 | $3,654 |
Littleton, CO Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Littleton, CO car insurance rates may be. Let’s take a look at average car insurance rates from top Littleton companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,430 | $5,430 |
| American Family | $3,748 | $3,914 |
| Farmers | $5,327 | $5,327 |
| GEICO | $3,109 | $3,239 |
| Liberty Mutual | $2,945 | $2,945 |
| Nationwide | $3,979 | $3,979 |
| Progressive | $3,906 | $3,906 |
| State Farm | $3,376 | $3,549 |
| USAA | $3,275 | $3,466 |
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Littleton, CO Cheapest Car Insurance Rates
How do the top Littleton, Colorado car insurance companies’ average rates stack up against the Littleton average monthly car insurance rates of $328? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Liberty Mutual |
| Clean Record | GEICO |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
Littleton, CO Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Littleton, Colorado car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,430 |
| American Family | $3,831 |
| Farmers | $5,327 |
| GEICO | $3,174 |
| Liberty Mutual | $2,945 |
| Nationwide | $3,979 |
| Progressive | $3,906 |
| State Farm | $3,463 |
| USAA | $3,370 |
Other Factors Affecting Littleton, CO Car Insurance Rates
Before you buy Littleton, Colorado car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Littleton, CO Commute Time
How does your Littleton, CO commute time compare with the average driver? In Littleton, the average commute is 26.4 minutes.
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Littleton, CO Car Insurance Quotes
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