Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Louisburg, KS for senior drivers are $1,903/year
  • The cheapest car insurance company in Louisburg for teen drivers is American Family
  • The cheapest car insurance company in Louisburg after a DUI is American Family

Average car insurance rates in Louisburg, Kansas are $276 a month. But with a little research you can get a great deal from the top car insurance companies in Louisburg, KS. Before you buy Louisburg, Kansas car insurance, make sure your coverage meets or exceeds the Kansas minimum of 25/50/25.

It may even be helpful to compare Louisburg car insurance rates with Overland Park car insurance rates, Shawnee car insurance rates, or Wichita car insurance rates to make sure you’re getting the best Louisburg, KS car insurance quotes available.

Need affordable Louisburg, KS car insurance? Enter your ZIP code to compare Louisburg car insurance quotes from multiple car insurance companies near you.

Louisburg, KS Minimum Car Insurance Coverage

Louisburg, Kansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Louisburg, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Louisburg, KS Car Insurance Rates by Coverage Level

Some Louisburg drivers can get by with the Kansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Louisburg, Kansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Louisburg, Kansas

Insurance Company Low Medium High
Allstate $3,622 $3,727 $3,858
American Family $2,172 $2,266 $2,034
Farmers $3,476 $3,604 $3,792
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,465 $4,575 $4,721
Nationwide $2,406 $2,274 $2,216
Progressive $3,950 $4,176 $4,508
State Farm $2,623 $2,726 $2,807
Travelers $4,008 $4,241 $4,456
USAA $2,328 $2,406 $2,504

Louisburg, KS Car Insurance Rates by Age, Gender, and Marital Status

Louisburg, Kansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Louisburg, KS car insurance, get quotes from multiple car insurance companies in the Louisburg area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Louisburg, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,459 $2,365 $2,233 $2,291 $7,272 $8,233 $2,482 $2,552
American Family $1,679 $1,679 $1,517 $1,517 $3,310 $3,987 $1,679 $1,893
Farmers $2,453 $2,432 $2,189 $2,289 $6,846 $7,087 $2,776 $2,922
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,211 $2,387 $2,135 $2,384 $10,677 $11,925 $2,394 $2,584
Nationwide $1,659 $1,702 $1,483 $1,591 $3,574 $4,354 $1,952 $2,072
Progressive $2,388 $2,257 $1,925 $2,014 $9,067 $10,212 $2,812 $3,017
State Farm $1,801 $1,801 $1,571 $1,571 $4,701 $6,007 $2,022 $2,277
Travelers $2,029 $2,065 $1,985 $2,008 $8,292 $12,976 $2,079 $2,445
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Louisburg, KS Car Insurance Rates for Teens

How much is Louisburg, Kansas car insurance for teens? Compare rates from top Louisburg car insurance companies below to help find the cheapest teen car insurance in Louisburg, KS.

Annual Car Insurance Rates for Teen Drivers in Louisburg, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,272 $8,233
American Family $3,310 $3,987
Farmers $6,846 $7,087
GEICO $4,439 $5,960
Liberty Mutual $10,677 $11,925
Nationwide $3,574 $4,354
Progressive $9,067 $10,212
State Farm $4,701 $6,007
Travelers $8,292 $12,976
USAA $4,807 $5,062

Louisburg, KS Car Insurance Rates for Seniors

Before seniors buy Louisburg, Kansas car insurance, they should make sure to shop around. Some Louisburg, KS car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Louisburg, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,233 $2,291
American Family $1,517 $1,517
Farmers $2,189 $2,289
GEICO $2,443 $2,273
Liberty Mutual $2,135 $2,384
Nationwide $1,483 $1,591
Progressive $1,925 $2,014
State Farm $1,571 $1,571
Travelers $1,985 $2,008
USAA $1,313 $1,333

Louisburg, KS Car Insurance Rates by Credit History

How does your credit history affect Louisburg, KS car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Louisburg, Kansas

Insurance Company Poor Fair Good
Allstate $4,608 $3,534 $3,066
American Family $2,818 $1,991 $1,663
Farmers $4,260 $3,404 $3,209
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,587 $4,587 $4,587
Nationwide $2,537 $2,257 $2,102
Progressive $4,810 $4,063 $3,761
State Farm $3,959 $2,366 $1,832
Travelers $4,889 $3,986 $3,830
USAA $3,299 $2,163 $1,778

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Louisburg, KS Car Insurance Rates by Driver History

How does a single speeding ticket affect your Louisburg, Kansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Louisburg.

Annual Louisburg, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,179 $3,721 $4,425 $3,619
American Family $2,120 $2,270 $2,120 $2,120
Farmers $3,048 $3,934 $3,834 $3,682
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,438 $5,217 $5,121 $4,572
Nationwide $1,746 $1,999 $3,463 $1,986
Progressive $3,881 $4,566 $4,065 $4,333
State Farm $2,529 $2,909 $2,719 $2,719
Travelers $3,081 $4,026 $5,555 $4,278
USAA $1,765 $2,373 $3,494 $2,020

Louisburg, KS Car Insurance Rates With a DUI

Even a single DUI can increase your Louisburg, KS car insurance rates. Compare rates below to see which Louisburg car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Louisburg, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,425
American Family $2,120
Farmers $3,834
GEICO $4,922
Liberty Mutual $5,121
Nationwide $3,463
Progressive $4,065
State Farm $2,719
Travelers $5,555
USAA $3,494

Louisburg, KS Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Louisburg, KS car insurance rates may be. Let’s take a look at average car insurance rates from top Louisburg companies based on commute time.

Annual Car Insurance Rates by Commute Length in Louisburg, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,736 $3,736
American Family $2,130 $2,185
Farmers $3,624 $3,624
GEICO $3,027 $3,159
Liberty Mutual $4,587 $4,587
Nationwide $2,299 $2,299
Progressive $4,211 $4,211
State Farm $2,651 $2,787
Travelers $4,235 $4,235
USAA $2,341 $2,485

Louisburg, KS Cheapest Car Insurance Rates

How do the top Louisburg, Kansas car insurance companies’ average rates stack up against the Louisburg average monthly car insurance rates of $276? Take a look and see.

Best Annual Car Insurance Rates by Company in Louisburg, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Louisburg, KS Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Louisburg, Kansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Louisburg, Kansas

Insurance Company Average Annual Rates
Allstate $3,736
American Family $2,157
Farmers $3,624
GEICO $3,093
Liberty Mutual $4,587
Nationwide $2,299
Progressive $4,211
State Farm $2,719
Travelers $4,235
USAA $2,413

Other Factors Affecting Louisburg, KS Car Insurance Rates

Before you buy Louisburg, Kansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Louisburg, KS Commute Time

How does your Louisburg, KS commute time compare with the average driver? In Louisburg, the average commute is 25.7 minutes.

Louisburg, KS Car Insurance Quotes

Compare Louisburg, KS car insurance quotes from multiple companies by entering your ZIP code now.