Mercury vs NJM Insurance Car Insurance for 2023

Car insurance is a necessary expense for any driver, but choosing the right insurance company can make all the difference. Two popular car insurance providers are Mercury car insurance and NJM Insurance car insurance, but how do they compare? In this article, we will compare the two companies in terms of their history, products and services, cost, discounts, and customer reviews. We will also provide an FAQ section to answer common questions about these companies.

Car insurance is a must-have for any driver, but finding the right provider can be overwhelming. In this article, we will compare Mercury and NJM Insurance, two popular car insurance companies, to help you make an informed decision. By the end of this article, you will have a better understanding of their history, products and services, cost, discounts, and customer reviews.

Interesting Attributes:

• Mercury has a mobile app that allows customers to manage their policies, file claims, and get roadside assistance.
• NJM Insurance offers a safe driving bonus program that rewards customers with a discount on their premium for safe driving.
• Both companies have high customer satisfaction ratings, with Mercury earning a 4.2 out of 5 on Trustpilot and NJM Insurance earning an A+ rating from the Better Business Bureau.

Company History and Mission:

Mercury Insurance was founded in 1962 and is headquartered in Los Angeles, California. The company’s mission is to provide affordable and reliable insurance products to its customers. NJM Insurance was founded in 1913 and is headquartered in West Trenton, New Jersey. The company’s mission is to provide excellent customer service and affordable insurance products to its policyholders.

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Products and Services:

Mercury Insurance offers a range of insurance products, including liability, collision, and comprehensive coverage, as well as roadside assistance and rental car coverage. The company operates in 11 states, including Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia.

NJM Insurance offers a variety of insurance products, including liability, collision, and comprehensive coverage, as well as personal injury protection and roadside assistance. The company operates in Connecticut, New Jersey, and Pennsylvania.

Cost:

The cost of car insurance can vary depending on a number of factors, including the driver’s age, location, driving history, and the type of coverage they need. Mercury Insurance offers competitive rates for its policies, with the average cost of coverage ranging from $1,485 to $2,246 per year, depending on the state.

NJM Insurance also offers competitive rates, with the average cost of coverage ranging from $977 to $2,265 per year, depending on the state.

Mercury Insurance and NJM Insurance Discounts:

Both Mercury Insurance and NJM Insurance offer a range of discounts to their customers, including:

• Multi-policy discount: Customers can save money by bundling their car insurance policy with another type of insurance, such as homeowners or renters insurance.
• Safe driving discount: Customers who maintain a clean driving record can qualify for a discount on their premium.
• Good student discount: Students who maintain a certain GPA can qualify for a discount on their premium.
• Anti-theft device discount: Customers who install anti-theft devices in their vehicle can qualify for a discount on their premium.

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Customer Reviews:

Mercury Insurance has a 4.2 out of 5 rating on Trustpilot, with customers praising the company’s excellent customer service, competitive rates, and easy claims process. NJM Insurance has an A+ rating from the Better Business Bureau, with customers praising the company’s responsive and helpful customer service.

FAQ:

Q: Does Mercury Insurance offer roadside assistance?

A: Yes, Mercury Insurance offers roadside assistance as part of its car insurance policies.

Q: How can I get a quote for Mercury or NJM car insurance?

A: Both companies offer online quote tools on their websites. You can also call their customer service lines to get a quote.

Q: What types of discounts are available for Mercury and NJM car insurance?

A: Both companies offer a range of discounts, including safe driver, good student, multi-policy, and anti-theft discounts. Check their websites or contact their customer service for more information.

Q: Does Mercury or NJM offer roadside assistance?

A: Yes, both companies offer roadside assistance as an optional add-on to their car insurance policies.

Q: How can I file a claim with Mercury or NJM car insurance?

A: You can file a claim online, through their mobile apps, or by calling their customer service lines. Make sure to have all necessary information, such as your policy number and details about the incident, ready when you file a claim.

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