Nationwide vs Progressive Car Insurance for 2023

When it comes to car insurance, there are many options to choose from. Two popular companies in the United States are Nationwide car insurance and Progressive car insurance. If you’re trying to decide between the two, it’s important to know what each company offers and how they compare.

• Nationwide provides customers with a wide range of insurance products, including auto, home, life, and pet insurance. They also offer retirement planning and investment services.
• Progressive is known for its usage-based insurance program, Snapshot, which rewards safe driving habits with discounts on car insurance premiums. They also provide customers with a wide range of insurance products, including auto, home, and commercial insurance.
• Both Nationwide and Progressive offer online tools and mobile apps that make it easy for customers to manage their policies and file claims.

In this article, we’ll take a look at the history and mission of each company, the products and services they offer, the cost of those services, and the different types of discounts available to customers. We’ll also provide a summary of customer reviews for each company, so you can get an idea of what it’s like to work with them.

History and Mission: Nationwide vs Progressive

Nationwide was founded in 1925 as the Farm Bureau Mutual Automobile Insurance Company. Today, the company has grown to become one of the largest insurance and financial services companies in the United States, with over $43 billion in revenue in 2020.

Nationwide’s mission is to provide “protection, retirement and investment solutions that empower people to achieve financial security and peace of mind.”

Progressive was founded in 1937 by Joseph Lewis and Jack Green, who believed that car insurance should be more affordable and accessible to everyone.

Today, the company is known for its innovative approach to insurance and has become one of the largest car insurance providers in the United States, with over $42 billion in revenue in 2020. Progressive’s mission is to “provide our customers with the best value in car insurance and other products.”

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Products and Services: Nationwide vs Progressive

Nationwide offers a wide range of insurance products, including auto, home, life, and pet insurance. They also offer retirement planning and investment services. Auto insurance policies from Nationwide include liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage.

Nationwide also offers roadside assistance and rental reimbursement coverage.

Progressive also offers a wide range of insurance products, including auto, home, and commercial insurance. In addition to standard auto insurance policies, Progressive offers usage-based insurance through its Snapshot program. Snapshot uses telematics technology to track a customer’s driving habits, such as how far they drive, how hard they brake, and how often they drive at night. Customers who exhibit safe driving habits can receive discounts on their car insurance premiums.

Progressive also offers roadside assistance and rental car reimbursement coverage.

Cost and Availability: Nationwide vs Progressive Car Insurance

The cost of car insurance varies depending on a number of factors, including the customer’s age, driving history, and location. Both Nationwide and Progressive offer free online quotes that allow customers to get an idea of how much their car insurance policy will cost.

Nationwide provides car insurance in all 50 states and the District of Columbia. The cost of Nationwide’s car insurance policies varies by state and by the level of coverage a customer chooses. According to ValuePenguin, the average cost of car insurance from Nationwide is $1,485 per year.

Progressive also provides car insurance in all 50 states and the District of Columbia. The cost of Progressive’s car insurance policies varies by state and by the level of coverage a customer chooses. According to ValuePenguin, the average cost of car insurance from Progressive is $1,373 per year.

Discounts Available: Nationwide vs Progressive Car Insurance

Both Nationwide and Progressive offer a range of discounts to their customers. These discounts can help customers save money on their car insurance premiums. Here’s a closer look at the discounts offered by each company:

Nationwide Discounts:

• Multi-policy discount: Customers who have multiple policies with Nationwide, such as auto and home insurance, can receive a discount on their car insurance premiums.
• Safe driver discount: Customers who have a safe driving record and haven’t had any accidents or violations in the past five years can receive a discount on their car insurance premiums.
• Accident-free discount: Customers who have been accident-free for at least five years can receive a discount on their car insurance premiums.
• Anti-theft discount: Customers who have anti-theft devices installed in their vehicles can receive a discount on their car insurance premiums.
• Good student discount: Full-time students who maintain a certain grade point average can receive a discount on their car insurance premiums.
• Defensive driving discount: Customers who complete an approved defensive driving course can receive a discount on their car insurance premiums.

Progressive Discounts:

• Multi-policy discount: Customers who have multiple policies with Progressive, such as auto and home insurance, can receive a discount on their car insurance premiums.
• Snapshot discount: Customers who participate in Progressive’s Snapshot program and exhibit safe driving habits can receive a discount on their car insurance premiums.
• Safe driver discount: Customers who have a safe driving record and haven’t had any accidents or violations in the past three years can receive a discount on their car insurance premiums.
• Multi-car discount: Customers who insure more than one vehicle with Progressive can receive a discount on their car insurance premiums.
• Homeowner discount: Customers who own their home can receive a discount on their car insurance premiums.
• Good student discount: Full-time students who maintain a certain grade point average can receive a discount on their car insurance premiums.

It’s worth noting that the discounts offered by each company may vary by state and by the individual customer. Customers should contact their insurance agent or visit the company’s website to see what discounts they may be eligible for.

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Customer Feedback: Nationwide vs Progressive

Customers seem to be happy with Nationwide’s customer service and claims handling process. Many customers appreciate the company’s online tools and mobile app, which make it easy to manage their policies and file claims.

Some customers have reported that Nationwide’s rates are higher than other insurance companies, but others feel that the company’s customer service justifies the higher cost.

Like Nationwide, customers seem to be happy with Progressive’s customer service and claims handling process. Many customers appreciate the company’s Snapshot program, which can help them save money on their car insurance premiums.

Some customers have reported that Progressive’s rates are higher than other insurance companies, but others feel that the company’s innovative approach to insurance justifies the higher cost.

In Summary: Nationwide vs Progressive

In conclusion, both Nationwide and Progressive are well-established and respected car insurance companies that offer a range of products and services to their customers.

Nationwide has been in business for over 90 years and has a strong reputation for customer service and claims handling. Progressive, on the other hand, is known for its innovative approach to insurance and its Snapshot program, which can help customers save money on their premiums.

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