Nationwide vs Tennessee Farm Bureau Car Insurance for 2023

Are you in the market for car insurance and wondering which company to go with? Look no further than Nationwide car insurance and Tennessee Farm Bureau car insurance. These two insurance companies are both known for their excellent coverage and customer service, but they also have their own unique strengths and weaknesses.

Here are three bullet points that highlight interesting attributes of these companies:

• Nationwide has a wide range of coverage options, including liability, collision, and comprehensive coverage, as well as roadside assistance and rental car coverage.
• Tennessee Farm Bureau is a local insurance company that prides itself on its community involvement and personal touch.
• Both companies offer discounts for safe driving habits, good grades for students, and bundling policies.

Now let’s dive into a more detailed comparison of Nationwide vs Tennessee Farm Bureau car insurance.

History and Mission of Nationwise vs Tennessee Farm Bureau

Nationwide was founded in 1926 as the Ohio Farm Bureau Federation and initially only provided car insurance to farmers. Over the years, it expanded its coverage to other industries and eventually became known as Nationwide in 1955. Today, Nationwide is one of the largest insurance and financial services companies in the United States, offering a wide range of insurance products, banking services, and retirement solutions.

Tennessee Farm Bureau was established in 1921 to provide affordable insurance to Tennessee farmers. It has since expanded to offer coverage to all Tennesseans and has grown to become one of the largest insurance companies in the state. Tennessee Farm Bureau’s mission is to protect their clients’ lifestyles and livelihoods by providing personalized, quality insurance and services.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Products and Services

Nationwide offers a wide range of insurance products and financial services, including car insurance, home insurance, life insurance, pet insurance, as well as banking services and retirement solutions. Here are some of the car insurance coverage options that Nationwide offers:

• Liability Coverage: Liability coverage pays for the damages and injuries you cause to other drivers and their vehicles. It is required by law in most states.
• Collision Coverage: Collision coverage pays for the damages to your vehicle if you collide with another vehicle or object, regardless of who is at fault.
• Comprehensive Coverage: Comprehensive coverage pays for damages to your vehicle that are not caused by a collision, such as theft, vandalism, or natural disasters.
• Roadside Assistance: Nationwide’s roadside assistance program offers services like towing, fuel delivery, lockout assistance, and jump-starts.
• Rental Car Reimbursement: If your car is being repaired after an accident, Nationwide will reimburse you for the cost of renting a car.

Tennessee Farm Bureau offers car insurance, home insurance, and life insurance, as well as other types of insurance products. Here are some of the car insurance coverage options that Tennessee Farm Bureau offers:

• Liability Coverage: Liability coverage pays for the damages and injuries you cause to other drivers and their vehicles. It is required by law in most states.
• Collision Coverage: Collision coverage pays for the damages to your vehicle if you collide with another vehicle or object, regardless of who is at fault.
• Comprehensive Coverage: Comprehensive coverage pays for damages to your vehicle that are not caused by a collision, such as theft, vandalism, or natural disasters.
• Uninsured/Underinsured Motorist Coverage: This coverage pays for your damages and injuries if you are in an accident with an uninsured or underinsured driver.
• Roadside Assistance: Tennessee Farm Bureau’s roadside assistance program offers services like towing, fuel delivery, lockout assistance, and jump-starts.
• Rental Car Reimbursement: If your car is being repaired after an accident, Tennessee Farm Bureau will reimburse you for the cost of renting a car.

Overall, both Nationwide and Tennessee Farm Bureau offer a wide range of car insurance coverage options and additional benefits to their customers. When comparing these two companies, it’s important to consider your own unique needs and budget to determine which one is the best fit for you.

Cost of Insurance at Nationwide and Tennessee Farm Bureau

The cost of car insurance can vary widely depending on a variety of factors, such as your age, driving record, location, and the type of vehicle you drive. That being said, both Nationwide and Tennessee Farm Bureau offer competitive rates for their car insurance products.

The cost of car insurance from Nationwide can also vary depending on the state where you live. According to a recent study by U.S. News & World Report, the average cost of car insurance from Nationwide is $1,926 per year, which is slightly higher than the national average of $1,674 per year.

According to a recent study by U.S. News & World Report, the average cost of car insurance from Tennessee Farm Bureau is $1,398 per year, which is significantly lower than the national average of $1,674 per year.

It’s important to keep in mind that the cost of car insurance can vary widely depending on your individual circumstances. It’s always a good idea to get quotes from multiple insurance companies to find the best rate for your needs and budget. Additionally, it’s important to remember that the cheapest policy may not always be the best option, as it may not provide the coverage you need in the event of an accident.

Discounts Offered

Nationwide offers a variety of discounts that can help customers save money on their car insurance premiums. Here are some of the most common discounts:

• Multi-Policy Discount: If you bundle your car insurance with other Nationwide policies, such as home or life insurance, you may be eligible for a discount.
• Safe Driver Discount: If you have a clean driving record and no at-fault accidents or violations, you may be eligible for a safe driver discount.
• Anti-Theft Device Discount: If your car has an anti-theft device installed, you may be eligible for a discount.
• Good Student Discount: If you are a student with good grades, you may be eligible for a good student discount.
• Accident-Free Discount: If you have been accident-free for a certain period of time, you may be eligible for a discount.
• Defensive Driving Course Discount: If you have completed an approved defensive driving course, you may be eligible for a discount.
• Family Plan Discount: If you have multiple cars on your policy, you may be eligible for a family plan discount.
• SmartRide Program Discount: If you enroll in Nationwide’s SmartRide program, which uses telematics to track your driving habits, you may be eligible for a discount based on your driving behavior.

Tennessee Farm Bureau also offers a variety of discounts that can help customers save money on their car insurance premiums. Here are some of the most common discounts:

• Multi-Policy Discount: If you bundle your car insurance with other Tennessee Farm Bureau policies, such as home or life insurance, you may be eligible for a discount.
• Safe Driver Discount: If you have a clean driving record and no at-fault accidents or violations, you may be eligible for a safe driver discount.
• Good Student Discount: If you are a student with good grades, you may be eligible for a good student discount.
• Mature Driver Discount: If you are over the age of 55 and have completed an approved defensive driving course, you may be eligible for a mature driver discount.
• Farm Bureau Member Discount: If you are a member of the Tennessee Farm Bureau, you may be eligible for a discount on your car insurance premium.
• Low Mileage Discount: If you drive less than a certain number of miles per year, you may be eligible for a low mileage discount.
• New Car Discount: If your car is less than three years old, you may be eligible for a new car discount.
• Hybrid/Electric Car Discount: If you drive a hybrid or electric car, you may be eligible for a discount.

It’s important to keep in mind that the discounts offered by Nationwide and Tennessee Farm Bureau may vary depending on the state where you live and other factors. Additionally, not all discounts may be available in all states or for all customers. It’s always a good idea to talk to an agent from each company to learn more about the discounts that may be available to you and to get a personalized quote based on your individual circumstances.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Case Studies: Nationwide vs Tennessee Farm Bureau Car Insurance

ase Study 1: Sara’s Comprehensive Coverage Dilemma

Sara, a cautious driver from Ohio, wanted comprehensive coverage for her new car. She compared Nationwide and Tennessee Farm Bureau. While Nationwide offered a wider range of coverage options, Tennessee Farm Bureau provided more affordable rates. After careful consideration, Sara chose Tennessee Farm Bureau for its balance of coverage and cost.

Case Study 2: John’s Family-Friendly Choice

John, a Tennessee resident, sought insurance coverage for his family’s vehicles. He compared Nationwide and Tennessee Farm Bureau, focusing on family-friendly benefits. Nationwide stood out with its extensive roadside assistance and accident forgiveness programs. Impressed by the added protection, John selected Nationwide as the best choice for his family’s insurance needs.

Case Study 3: Maria’s Budget-Friendly Option

Maria, a budget-conscious driver from Ohio, wanted to find affordable car insurance without compromising coverage. She compared Nationwide and Tennessee Farm Bureau, looking for discounts. Tennessee Farm Bureau offered a wider variety of discounts, including multi-policy and safe driver discounts, which aligned with Maria’s needs.

Customer Reviews

Nationwide has generally positive customer reviews, with an overall rating of 4.2 out of 5 stars on Trustpilot based on more than 8,000 reviews as of April 2023. Customers praise Nationwide for its easy claims process, helpful customer service, and competitive rates. Many customers also appreciate the company’s mobile app, which allows them to manage their policies and file claims on-the-go. However, some customers have reported issues with billing and payment processing, and a few have complained about rate increases after filing claims.

Tennessee Farm Bureau also has generally positive customer reviews, with an overall rating of 4.3 out of 5 stars on Trustpilot based on more than 1,500 reviews as of April 2023. Customers appreciate the company’s personalized service and competitive rates, as well as its involvement in the local community. Many customers also praise the company’s claims process, which they say is easy and efficient. However, some customers have reported issues with billing and payment processing, and a few have complained about communication issues with their agents.

In Summary:

In conclusion, both Nationwide and Tennessee Farm Bureau are reputable car insurance companies that offer a variety of products and services to meet the needs of different drivers. Nationwide is a well-established company with a long history and a nationwide presence, while Tennessee Farm Bureau is a regional company that focuses on providing personalized service to customers in Tennessee.

Ultimately, the best car insurance company for you will depend on your individual needs and circumstances, such as your driving history, the type of car you drive, and your budget. By doing your research, comparing quotes, and considering factors such as coverage options, discounts, and customer service, you can find the car insurance company that is right for you.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption