Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Newburyport for teen drivers is State Farm
  • Average car insurance rates in Newburyport, MA for senior drivers are $1,622/year
  • Average car insurance rates in Newburyport, MA are $216/month

Average car insurance rates in Newburyport, Massachusetts are $216 a month. But with a little research you can get a great deal from the top car insurance companies in Newburyport, MA. Before you buy Newburyport, Massachusetts car insurance, make sure your coverage meets or exceeds the Massachusetts minimum of 20/40/5.

It may even be helpful to compare Newburyport car insurance rates with Worcester car insurance rates, Boston car insurance rates, or Springfield car insurance rates to make sure you’re getting the best Newburyport, MA car insurance quotes available.

Need affordable Newburyport, MA car insurance? Enter your ZIP code to compare Newburyport car insurance quotes from multiple car insurance companies near you.

Newburyport, MA Minimum Car Insurance Coverage

Newburyport, Massachusetts law requires drivers carry a minimum of 20/40/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Newburyport, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Newburyport, MA Car Insurance Rates by Coverage Level

Some Newburyport drivers can get by with the Massachusetts minimum coverage of 20/40/5. Other drivers may need more. See how much your Newburyport, Massachusetts car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Newburyport, Massachusetts

Insurance Company Low Medium High
Allstate $2,913 $3,188 $3,307
GEICO $2,279 $2,500 $2,596
Liberty Mutual $3,549 $3,828 $3,964
Progressive $2,890 $3,185 $3,311
State Farm $990 $1,101 $1,157
Travelers $2,668 $3,014 $3,186
USAA $1,500 $1,642 $1,706

Newburyport, MA Car Insurance Rates by Age, Gender, and Marital Status

Newburyport, Massachusetts car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Newburyport, MA car insurance, get quotes from multiple car insurance companies in the Newburyport area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Newburyport, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,895 $1,895 $1,895 $1,895 $6,633 $6,633 $2,121 $2,121
GEICO $1,671 $1,671 $1,535 $1,535 $4,896 $4,896 $1,731 $1,731
Liberty Mutual $2,439 $2,439 $2,127 $2,127 $8,005 $8,005 $2,552 $2,552
Progressive $1,854 $1,854 $1,776 $1,776 $6,874 $6,874 $2,009 $2,009
State Farm $740 $740 $740 $740 $2,110 $2,110 $740 $740
Travelers $2,365 $2,365 $2,098 $2,098 $4,744 $4,744 $2,616 $2,616
USAA $1,197 $1,197 $1,180 $1,180 $2,763 $2,763 $1,323 $1,323

Newburyport, MA Car Insurance Rates for Teens

How much is Newburyport, Massachusetts car insurance for teens? Compare rates from top Newburyport car insurance companies below to help find the cheapest teen car insurance in Newburyport, MA.

Annual Car Insurance Rates for Teen Drivers in Newburyport, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,633 $6,633
GEICO $4,896 $4,896
Liberty Mutual $8,005 $8,005
Progressive $6,874 $6,874
State Farm $2,110 $2,110
Travelers $4,744 $4,744
USAA $2,763 $2,763

Newburyport, MA Car Insurance Rates for Seniors

Before seniors buy Newburyport, Massachusetts car insurance, they should make sure to shop around. Some Newburyport, MA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Newburyport, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,895 $1,895
GEICO $1,535 $1,535
Liberty Mutual $2,127 $2,127
Progressive $1,776 $1,776
State Farm $740 $740
Travelers $2,098 $2,098
USAA $1,180 $1,180

Newburyport, MA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Newburyport, Massachusetts car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Newburyport.

Annual Newburyport, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,442 $3,604 $4,056 $2,442
GEICO $1,972 $2,698 $3,086 $2,078
Liberty Mutual $2,983 $4,061 $4,898 $3,181
Progressive $2,635 $3,693 $2,942 $3,243
State Farm $859 $1,166 $1,388 $918
Travelers $2,320 $3,179 $3,401 $2,923
USAA $1,155 $1,494 $2,524 $1,290

Newburyport, MA Car Insurance Rates With a DUI

Even a single DUI can increase your Newburyport, MA car insurance rates. Compare rates below to see which Newburyport car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Newburyport, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,056
GEICO $3,086
Liberty Mutual $4,898
Progressive $2,942
State Farm $1,388
Travelers $3,401
USAA $2,524

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Newburyport, MA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Newburyport, MA car insurance rates may be. Let’s take a look at average car insurance rates from top Newburyport companies based on commute time.

Annual Car Insurance Rates by Commute Length in Newburyport, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,038 $3,234
GEICO $2,410 $2,507
Liberty Mutual $3,634 $3,927
Progressive $3,128 $3,128
State Farm $1,058 $1,108
Travelers $2,819 $3,093
USAA $1,572 $1,660

Newburyport, MA Cheapest Car Insurance Rates

How do the top Newburyport, Massachusetts car insurance companies’ average rates stack up against the Newburyport average monthly car insurance rates of $216? Take a look and see.

Best Annual Car Insurance Rates by Company in Newburyport, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Newburyport, MA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Newburyport, Massachusetts car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Newburyport, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,136
GEICO $2,458
Liberty Mutual $3,781
Progressive $3,128
State Farm $1,083
Travelers $2,956
USAA $1,616

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Other Factors Affecting Newburyport, MA Car Insurance Rates

Before you buy Newburyport, Massachusetts car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Newburyport, MA Commute Time

How does your Newburyport, MA commute time compare with the average driver? In Newburyport, the average commute is 33.6 minutes.

Newburyport, MA Car Insurance Quotes

Compare Newburyport, MA car insurance quotes from multiple companies by entering your ZIP code now.