Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in North Platte, NE for senior drivers are $1,981/year
  • The cheapest car insurance company in North Platte for teen drivers is American Family
  • The cheapest car insurance company in North Platte after a DUI is American Family

Average car insurance rates in North Platte, Nebraska are $285 a month. But with a little research you can get a great deal from the top car insurance companies in North Platte, NE. Before you buy North Platte, Nebraska car insurance, make sure your coverage meets or exceeds the Nebraska minimum of 25/50/25.

It may even be helpful to compare North Platte car insurance rates with Norfolk car insurance rates, Bellevue car insurance rates, or Kearney car insurance rates to make sure you’re getting the best North Platte, NE car insurance quotes available.

Need affordable North Platte, NE car insurance? Enter your ZIP code to compare North Platte car insurance quotes from multiple car insurance companies near you.

North Platte, NE Minimum Car Insurance Coverage

North Platte, Nebraska law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in North Platte, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

North Platte, NE Car Insurance Rates by Coverage Level

Some North Platte drivers can get by with the Nebraska minimum coverage of 25/50/25. Other drivers may need more. See how much your North Platte, Nebraska car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in North Platte, Nebraska

Insurance Company Low Medium High
Allstate $3,444 $3,522 $3,621
American Family $2,134 $2,211 $2,097
Farmers $3,570 $3,664 $3,895
GEICO $4,116 $4,193 $4,280
Liberty Mutual $5,910 $6,032 $6,241
Nationwide $2,573 $2,514 $2,488
Progressive $3,483 $3,643 $3,831
State Farm $2,336 $2,422 $2,518
USAA $2,436 $2,504 $2,582

North Platte, NE Car Insurance Rates by Age, Gender, and Marital Status

North Platte, Nebraska car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy North Platte, NE car insurance, get quotes from multiple car insurance companies in the North Platte area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in North Platte, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,275 $2,127 $2,146 $6,742 $7,125 $2,687 $2,739
American Family $1,725 $1,725 $1,569 $1,569 $2,873 $4,208 $1,687 $1,823
Farmers $2,164 $2,153 $1,944 $2,044 $8,059 $8,293 $2,450 $2,571
GEICO $3,271 $3,213 $3,200 $3,079 $6,485 $8,525 $2,940 $2,860
Liberty Mutual $3,257 $3,538 $2,570 $3,127 $13,537 $15,213 $3,434 $3,811
Nationwide $1,781 $1,842 $1,593 $1,709 $4,012 $5,015 $2,039 $2,209
Progressive $2,046 $1,975 $1,681 $1,745 $7,853 $8,855 $2,449 $2,619
State Farm $1,592 $1,592 $1,390 $1,390 $4,256 $5,435 $1,756 $1,992
USAA $1,509 $1,513 $1,359 $1,415 $4,567 $5,506 $1,972 $2,217

North Platte, NE Car Insurance Rates for Teens

How much is North Platte, Nebraska car insurance for teens? Compare rates from top North Platte car insurance companies below to help find the cheapest teen car insurance in North Platte, NE.

Annual Car Insurance Rates for Teen Drivers in North Platte, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,742 $7,125
American Family $2,873 $4,208
Farmers $8,059 $8,293
GEICO $6,485 $8,525
Liberty Mutual $13,537 $15,213
Nationwide $4,012 $5,015
Progressive $7,853 $8,855
State Farm $4,256 $5,435
USAA $4,567 $5,506

North Platte, NE Car Insurance Rates for Seniors

Before seniors buy North Platte, Nebraska car insurance, they should make sure to shop around. Some North Platte, NE car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in North Platte, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,146
American Family $1,569 $1,569
Farmers $1,944 $2,044
GEICO $3,200 $3,079
Liberty Mutual $2,570 $3,127
Nationwide $1,593 $1,709
Progressive $1,681 $1,745
State Farm $1,390 $1,390
USAA $1,359 $1,415

North Platte, NE Car Insurance Rates by Credit History

How does your credit history affect North Platte, NE car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in North Platte, Nebraska

Insurance Company Poor Fair Good
Allstate $4,378 $3,331 $2,879
American Family $2,874 $1,968 $1,600
Farmers $4,260 $3,519 $3,350
GEICO $4,804 $4,162 $3,624
Liberty Mutual $8,763 $5,271 $4,149
Nationwide $3,039 $2,412 $2,124
Progressive $4,191 $3,519 $3,248
State Farm $3,524 $2,113 $1,640
USAA $3,357 $2,256 $1,908

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

North Platte, NE Car Insurance Rates by Driver History

How does a single speeding ticket affect your North Platte, Nebraska car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in North Platte.

Annual North Platte, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,062 $3,456 $4,172 $3,425
American Family $2,101 $2,285 $2,101 $2,101
Farmers $3,140 $4,018 $3,919 $3,761
GEICO $2,666 $3,862 $5,866 $4,392
Liberty Mutual $5,209 $6,112 $6,645 $6,277
Nationwide $1,785 $2,586 $3,702 $2,027
Progressive $3,105 $4,555 $3,473 $3,477
State Farm $2,258 $2,593 $2,425 $2,425
USAA $1,906 $2,389 $3,574 $2,159

North Platte, NE Car Insurance Rates With a DUI

Even a single DUI can increase your North Platte, NE car insurance rates. Compare rates below to see which North Platte car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in North Platte, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,172
American Family $2,101
Farmers $3,919
GEICO $5,866
Liberty Mutual $6,645
Nationwide $3,702
Progressive $3,473
State Farm $2,425
USAA $3,574

North Platte, NE Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your North Platte, NE car insurance rates may be. Let’s take a look at average car insurance rates from top North Platte companies based on commute time.

Annual Car Insurance Rates by Commute Length in North Platte, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,529 $3,529
American Family $2,130 $2,165
Farmers $3,710 $3,710
GEICO $4,131 $4,262
Liberty Mutual $6,061 $6,061
Nationwide $2,525 $2,525
Progressive $3,653 $3,653
State Farm $2,364 $2,487
USAA $2,478 $2,537

North Platte, NE Cheapest Car Insurance Rates

How do the top North Platte, Nebraska car insurance companies’ average rates stack up against the North Platte average monthly car insurance rates of $285? Take a look and see.

Best Annual Car Insurance Rates by Company in North Platte, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation Nationwide

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

North Platte, NE Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top North Platte, Nebraska car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in North Platte, Nebraska

Insurance Company Average Annual Rates
Allstate $3,529
American Family $2,147
Farmers $3,710
GEICO $4,197
Liberty Mutual $6,061
Nationwide $2,525
Progressive $3,653
State Farm $2,425
USAA $2,507

Other Factors Affecting North Platte, NE Car Insurance Rates

Before you buy North Platte, Nebraska car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

North Platte, NE Commute Time

How does your North Platte, NE commute time compare with the average driver? In North Platte, the average commute is 12.5 minutes.

North Platte, NE Car Insurance Quotes

Compare North Platte, NE car insurance quotes from multiple companies by entering your ZIP code now.