Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Park City, UT for senior drivers are $1,984/year
  • The cheapest car insurance company in Park City for teen drivers is USAA
  • Average car insurance rates in Park City, UT are $305/month

Average car insurance rates in Park City, Utah are $305 a month. But with a little research you can get a great deal from the top car insurance companies in Park City, UT. Before you buy Park City, Utah car insurance, make sure your coverage meets or exceeds the Utah minimum of 25/65/15.

It may even be helpful to compare Park City car insurance rates with Salt Lake City car insurance rates, Sandy car insurance rates, or Layton car insurance rates to make sure you’re getting the best Park City, UT car insurance quotes available.

Need affordable Park City, UT car insurance? Enter your ZIP code to compare Park City car insurance quotes from multiple car insurance companies near you.

Park City, UT Minimum Car Insurance Coverage

Park City, Utah law requires drivers carry a minimum of 25/65/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Park City, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Park City, UT Car Insurance Rates by Coverage Level

Some Park City drivers can get by with the Utah minimum coverage of 25/65/15. Other drivers may need more. See how much your Park City, Utah car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Park City, Utah

Insurance Company Low Medium High
Allstate $3,758 $3,923 $4,112
American Family $3,455 $3,588 $3,582
Farmers $3,755 $4,066 $4,568
GEICO $2,587 $2,777 $2,997
Liberty Mutual $4,093 $4,279 $4,512
Nationwide $3,425 $2,965 $2,974
Progressive $3,838 $4,030 $4,597
State Farm $4,308 $4,599 $4,853
USAA $2,260 $2,361 $2,459

Park City, UT Car Insurance Rates by Age, Gender, and Marital Status

Park City, Utah car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Park City, UT car insurance, get quotes from multiple car insurance companies in the Park City area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Park City, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,495 $2,310 $2,265 $2,265 $7,926 $8,895 $2,652 $2,643
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $2,240 $2,220 $1,980 $2,108 $9,512 $9,815 $2,536 $2,625
GEICO $1,791 $2,001 $1,977 $2,306 $5,378 $5,736 $1,552 $1,554
Liberty Mutual $2,408 $2,591 $1,994 $2,220 $9,430 $10,469 $2,542 $2,704
Nationwide $2,008 $2,034 $1,792 $1,890 $5,466 $6,970 $2,321 $2,492
Progressive $2,235 $2,075 $1,833 $1,948 $9,368 $10,429 $2,598 $2,755
State Farm $2,787 $2,787 $2,532 $2,532 $8,578 $10,682 $3,160 $3,635
USAA $1,361 $1,338 $1,220 $1,221 $4,736 $5,538 $1,656 $1,809

Park City, UT Car Insurance Rates for Teens

How much is Park City, Utah car insurance for teens? Compare rates from top Park City car insurance companies below to help find the cheapest teen car insurance in Park City, UT.

Annual Car Insurance Rates for Teen Drivers in Park City, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,926 $8,895
American Family $7,096 $9,328
Farmers $9,512 $9,815
GEICO $5,378 $5,736
Liberty Mutual $9,430 $10,469
Nationwide $5,466 $6,970
Progressive $9,368 $10,429
State Farm $8,578 $10,682
USAA $4,736 $5,538

Park City, UT Car Insurance Rates for Seniors

Before seniors buy Park City, Utah car insurance, they should make sure to shop around. Some Park City, UT car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Park City, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,265 $2,265
American Family $1,815 $1,815
Farmers $1,980 $2,108
GEICO $1,977 $2,306
Liberty Mutual $1,994 $2,220
Nationwide $1,792 $1,890
Progressive $1,833 $1,948
State Farm $2,532 $2,532
USAA $1,220 $1,221

Park City, UT Car Insurance Rates by Credit History

How does your credit history affect Park City, UT car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Park City, Utah

Insurance Company Poor Fair Good
Allstate $5,260 $3,527 $3,006
American Family $4,451 $3,337 $2,838
Farmers $4,728 $3,928 $3,732
GEICO $4,244 $2,353 $1,764
Liberty Mutual $6,126 $3,777 $2,981
Nationwide $3,864 $2,922 $2,578
Progressive $4,684 $4,028 $3,754
State Farm $7,465 $3,757 $2,538
USAA $3,387 $2,156 $1,538

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Park City, UT Car Insurance Rates by Driver History

How does a single speeding ticket affect your Park City, Utah car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Park City.

Annual Park City, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,303 $3,991 $4,692 $3,739
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,515 $4,570 $4,437 $3,996
GEICO $2,007 $3,134 $3,674 $2,334
Liberty Mutual $3,365 $4,614 $4,970 $4,230
Nationwide $2,473 $3,337 $3,915 $2,762
Progressive $3,503 $5,348 $3,664 $4,106
State Farm $4,170 $5,004 $4,587 $4,587
USAA $1,857 $2,345 $3,158 $2,080

Park City, UT Car Insurance Rates With a DUI

Even a single DUI can increase your Park City, UT car insurance rates. Compare rates below to see which Park City car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Park City, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,692
American Family $4,307
Farmers $4,437
GEICO $3,674
Liberty Mutual $4,970
Nationwide $3,915
Progressive $3,664
State Farm $4,587
USAA $3,158

Park City, UT Car Insurance Rates by ZIP Code

Just like Park City car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Park City, UT car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Park City, Utah

ZIP Code Average Annual Rates
84060 $3,653
84098 $3,660

Park City, UT Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Park City, UT car insurance rates may be. Let’s take a look at average car insurance rates from top Park City companies based on commute time.

Annual Car Insurance Rates by Commute Length in Park City, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,931 $3,931
American Family $3,539 $3,544
Farmers $4,129 $4,129
GEICO $2,741 $2,833
Liberty Mutual $4,225 $4,365
Nationwide $3,121 $3,121
Progressive $4,155 $4,155
State Farm $4,472 $4,701
USAA $2,334 $2,386

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Park City, UT Cheapest Car Insurance Rates

How do the top Park City, Utah car insurance companies’ average rates stack up against the Park City average monthly car insurance rates of $305? Take a look and see.

Best Annual Car Insurance Rates by Company in Park City, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Park City, UT Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Park City, Utah car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Park City, Utah

Insurance Company Average Annual Rates
Allstate $3,931
American Family $3,542
Farmers $4,129
GEICO $2,787
Liberty Mutual $4,295
Nationwide $3,121
Progressive $4,155
State Farm $4,587
USAA $2,360

Other Factors Affecting Park City, UT Car Insurance Rates

Before you buy Park City, Utah car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Park City, UT Commute Time

How does your Park City, UT commute time compare with the average driver? In Park City, the average commute is 20.0 minutes.

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Park City, UT Car Insurance Quotes

Compare Park City, UT car insurance quotes from multiple companies by entering your ZIP code now.