Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Preston after a DUI is State Farm
  • Average car insurance rates in Preston, ID for senior drivers are $1,525/year
  • The annual number of car thefts in Preston is 2.

Average car insurance rates in Preston, Idaho are $238 a month. But with a little research you can get a great deal from the top car insurance companies in Preston, ID. Before you buy Preston, Idaho car insurance, make sure your coverage meets or exceeds the Idaho minimum of 25/50/15.

It may even be helpful to compare Preston car insurance rates with Caldwell car insurance rates, Twin Falls car insurance rates, or Meridian car insurance rates to make sure you’re getting the best Preston, ID car insurance quotes available.

Need affordable Preston, ID car insurance? Enter your ZIP code to compare Preston car insurance quotes from multiple car insurance companies near you.

Preston, ID Minimum Car Insurance Coverage

Preston, Idaho law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Preston, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Preston, ID Car Insurance Rates by Coverage Level

Some Preston drivers can get by with the Idaho minimum coverage of 25/50/15. Other drivers may need more. See how much your Preston, Idaho car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Preston, Idaho

Insurance Company Low Medium High
Allstate $3,968 $4,109 $4,271
American Family $3,705 $3,879 $3,502
Farmers $3,076 $3,195 $3,424
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,147 $2,258 $2,380
Nationwide $2,595 $2,764 $2,534
State Farm $1,657 $1,748 $1,832
Travelers $3,317 $3,414 $3,363
USAA $1,817 $1,864 $1,920

Preston, ID Car Insurance Rates by Age, Gender, and Marital Status

Preston, Idaho car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Preston, ID car insurance, get quotes from multiple car insurance companies in the Preston area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Preston, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,388 $2,382 $2,069 $2,147 $8,554 $9,862 $2,684 $2,843
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,616 $1,607 $1,426 $1,507 $7,794 $8,074 $1,862 $1,966
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,462 $1,578 $1,191 $1,330 $4,420 $4,917 $1,552 $1,646
Nationwide $1,798 $1,843 $1,621 $1,723 $4,347 $5,363 $2,096 $2,258
State Farm $1,092 $1,092 $977 $977 $3,176 $4,002 $1,230 $1,420
Travelers $1,419 $1,441 $1,426 $1,419 $6,973 $10,999 $1,508 $1,733
USAA $1,100 $1,103 $1,070 $1,059 $3,565 $3,999 $1,458 $1,579

Preston, ID Car Insurance Rates for Teens

How much is Preston, Idaho car insurance for teens? Compare rates from top Preston car insurance companies below to help find the cheapest teen car insurance in Preston, ID.

Annual Car Insurance Rates for Teen Drivers in Preston, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,554 $9,862
American Family $7,355 $9,596
Farmers $7,794 $8,074
GEICO $4,278 $5,328
Liberty Mutual $4,420 $4,917
Nationwide $4,347 $5,363
State Farm $3,176 $4,002
Travelers $6,973 $10,999
USAA $3,565 $3,999

Preston, ID Car Insurance Rates for Seniors

Before seniors buy Preston, Idaho car insurance, they should make sure to shop around. Some Preston, ID car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Preston, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,069 $2,147
American Family $1,859 $1,859
Farmers $1,426 $1,507
GEICO $1,919 $1,863
Liberty Mutual $1,191 $1,330
Nationwide $1,621 $1,723
State Farm $977 $977
Travelers $1,426 $1,419
USAA $1,070 $1,059

Preston, ID Car Insurance Rates by Credit History

How does your credit history affect Preston, ID car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Preston, Idaho

Insurance Company Poor Fair Good
Allstate $5,435 $3,690 $3,224
American Family $4,776 $3,404 $2,905
Farmers $3,645 $3,093 $2,956
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,235 $1,978 $1,573
Nationwide $3,144 $2,530 $2,219
State Farm $2,452 $1,551 $1,235
Travelers $3,855 $3,241 $2,999
USAA $2,742 $1,585 $1,273

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Preston, ID Car Insurance Rates by Driver History

How does a single speeding ticket affect your Preston, Idaho car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Preston.

Annual Preston, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,411 $4,275 $4,752 $4,028
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,822 $3,571 $3,347 $3,188
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $1,880 $2,347 $2,435 $2,385
Nationwide $2,008 $2,609 $3,651 $2,257
State Farm $1,598 $1,894 $1,746 $1,746
Travelers $2,075 $2,952 $5,131 $3,302
USAA $1,341 $1,908 $2,595 $1,623

Preston, ID Car Insurance Rates With a DUI

Even a single DUI can increase your Preston, ID car insurance rates. Compare rates below to see which Preston car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Preston, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,752
American Family $4,444
Farmers $3,347
GEICO $3,808
Liberty Mutual $2,435
Nationwide $3,651
State Farm $1,746
Travelers $5,131
USAA $2,595

Preston, ID Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Preston, ID car insurance rates may be. Let’s take a look at average car insurance rates from top Preston companies based on commute time.

Annual Car Insurance Rates by Commute Length in Preston, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,116 $4,116
American Family $3,619 $3,771
Farmers $3,232 $3,232
GEICO $2,730 $2,825
Liberty Mutual $2,262 $2,262
Nationwide $2,631 $2,631
State Farm $1,705 $1,787
Travelers $3,365 $3,365
USAA $1,844 $1,889

Preston, ID Cheapest Car Insurance Rates

How do the top Preston, Idaho car insurance companies’ average rates stack up against the Preston average monthly car insurance rates of $238? Take a look and see.

Best Annual Car Insurance Rates by Company in Preston, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Preston, ID Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Preston, Idaho car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Preston, Idaho

Insurance Company Average Annual Rates
Allstate $4,116
American Family $3,695
Farmers $3,232
GEICO $2,778
Liberty Mutual $2,262
Nationwide $2,631
State Farm $1,746
Travelers $3,365
USAA $1,867

Other Factors Affecting Preston, ID Car Insurance Rates

Before you buy Preston, Idaho car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Preston, ID Car Theft Rates

The car theft rate in Preston, ID will affect your car insurance rates. FBI data shows that the annual car theft rate for Preston, Idaho is 2 stolen cars.

Preston, ID Commute Time

How does your Preston, ID commute time compare with the average driver? In Preston, the average commute is 26.6 minutes.

Preston, ID Car Insurance Quotes

Compare Preston, ID car insurance quotes from multiple companies by entering your ZIP code now.