Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Seymour for teen drivers is USAA
  • Average car insurance rates in Seymour, IN are $279/month
  • The cheapest car insurance company in Seymour after a DUI is USAA

Average car insurance rates in Seymour, Indiana are $279 a month. But with a little research you can get a great deal from the top car insurance companies in Seymour, IN. Before you buy Seymour, Indiana car insurance, make sure your coverage meets or exceeds the Indiana minimum of 25/50/25.

It may even be helpful to compare Seymour car insurance rates with Hammond car insurance rates, Bloomington car insurance rates, or Fishers car insurance rates to make sure you’re getting the best Seymour, IN car insurance quotes available.

Need affordable Seymour, IN car insurance? Enter your ZIP code to compare Seymour car insurance quotes from multiple car insurance companies near you.

Seymour, IN Minimum Car Insurance Coverage

Seymour, Indiana law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Seymour, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Seymour, IN Car Insurance Rates by Coverage Level

Some Seymour drivers can get by with the Indiana minimum coverage of 25/50/25. Other drivers may need more. See how much your Seymour, Indiana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Seymour, Indiana

Insurance Company Low Medium High
Allstate $3,853 $4,012 $4,213
American Family $3,603 $3,754 $3,544
Farmers $3,527 $3,671 $3,832
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $3,204 $3,123 $3,118
Progressive $3,456 $3,607 $3,934
State Farm $2,354 $2,469 $2,586
Travelers $3,138 $3,241 $3,252
USAA $1,517 $1,565 $1,625

Seymour, IN Car Insurance Rates by Age, Gender, and Marital Status

Seymour, Indiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Seymour, IN car insurance, get quotes from multiple car insurance companies in the Seymour area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Seymour, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,498 $2,561 $2,188 $2,392 $7,645 $9,608 $2,545 $2,772
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,628 $1,603 $1,391 $1,569 $9,042 $9,692 $2,163 $2,326
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,921 $1,967 $1,676 $1,795 $5,684 $7,404 $2,260 $2,479
Progressive $1,556 $1,470 $1,412 $1,420 $9,192 $10,341 $1,949 $1,987
State Farm $1,518 $1,518 $1,352 $1,352 $4,589 $5,883 $1,679 $1,868
Travelers $1,156 $1,176 $1,088 $1,086 $7,185 $11,358 $1,224 $1,410
USAA $1,003 $988 $930 $939 $2,775 $3,108 $1,355 $1,453

Seymour, IN Car Insurance Rates for Teens

How much is Seymour, Indiana car insurance for teens? Compare rates from top Seymour car insurance companies below to help find the cheapest teen car insurance in Seymour, IN.

Annual Car Insurance Rates for Teen Drivers in Seymour, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,645 $9,608
American Family $6,259 $9,073
Farmers $9,042 $9,692
GEICO $4,871 $4,549
Liberty Mutual $8,383 $12,656
Nationwide $5,684 $7,404
Progressive $9,192 $10,341
State Farm $4,589 $5,883
Travelers $7,185 $11,358
USAA $2,775 $3,108

Seymour, IN Car Insurance Rates for Seniors

Before seniors buy Seymour, Indiana car insurance, they should make sure to shop around. Some Seymour, IN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Seymour, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,188 $2,392
American Family $2,048 $2,048
Farmers $1,391 $1,569
GEICO $1,547 $1,591
Liberty Mutual $3,522 $3,522
Nationwide $1,676 $1,795
Progressive $1,412 $1,420
State Farm $1,352 $1,352
Travelers $1,088 $1,086
USAA $930 $939

Seymour, IN Car Insurance Rates by Credit History

How does your credit history affect Seymour, IN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Seymour, Indiana

Insurance Company Poor Fair Good
Allstate $4,993 $3,714 $3,370
American Family $4,970 $3,229 $2,702
Farmers $4,281 $3,501 $3,248
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $3,589 $3,028 $2,828
Progressive $4,039 $3,581 $3,377
State Farm $3,600 $2,147 $1,664
Travelers $3,575 $3,029 $3,027
USAA $2,118 $1,395 $1,194

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Seymour, IN Car Insurance Rates by Driver History

How does a single speeding ticket affect your Seymour, Indiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Seymour.

Annual Seymour, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,210 $4,713 $4,354 $3,827
American Family $2,504 $3,994 $5,054 $2,983
Farmers $3,297 $3,823 $3,952 $3,634
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,700 $3,496 $3,350 $3,048
Progressive $2,746 $4,822 $3,276 $3,819
State Farm $2,412 $2,644 $2,412 $2,412
Travelers $2,727 $3,370 $3,819 $2,926
USAA $1,186 $1,685 $1,934 $1,470

Seymour, IN Car Insurance Rates With a DUI

Even a single DUI can increase your Seymour, IN car insurance rates. Compare rates below to see which Seymour car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Seymour, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,354
American Family $5,054
Farmers $3,952
GEICO $3,385
Liberty Mutual $8,085
Nationwide $3,350
Progressive $3,276
State Farm $2,412
Travelers $3,819
USAA $1,934

Seymour, IN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Seymour, IN car insurance rates may be. Let’s take a look at average car insurance rates from top Seymour companies based on commute time.

Annual Car Insurance Rates by Commute Length in Seymour, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,026 $4,026
American Family $3,590 $3,677
Farmers $3,677 $3,677
GEICO $2,392 $2,483
Liberty Mutual $5,455 $5,752
Nationwide $3,148 $3,148
Progressive $3,666 $3,666
State Farm $2,400 $2,540
Travelers $3,210 $3,210
USAA $1,548 $1,590

Seymour, IN Cheapest Car Insurance Rates

How do the top Seymour, Indiana car insurance companies’ average rates stack up against the Seymour average monthly car insurance rates of $279? Take a look and see.

Best Annual Car Insurance Rates by Company in Seymour, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Seymour, IN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Seymour, Indiana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Seymour, Indiana

Insurance Company Average Annual Rates
Allstate $4,026
American Family $3,634
Farmers $3,677
GEICO $2,438
Liberty Mutual $5,604
Nationwide $3,148
Progressive $3,666
State Farm $2,470
Travelers $3,210
USAA $1,569

Other Factors Affecting Seymour, IN Car Insurance Rates

Before you buy Seymour, Indiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Seymour, IN Car Theft Rates

The car theft rate in Seymour, IN will affect your car insurance rates. FBI data shows that the annual car theft rate for Seymour, Indiana is 68 stolen cars.

Seymour, IN Commute Time

How does your Seymour, IN commute time compare with the average driver? In Seymour, the average commute is 17.8 minutes.

Seymour, IN Car Insurance Quotes

Compare Seymour, IN car insurance quotes from multiple companies by entering your ZIP code now.