A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Shallotte, NC are $298/month
  • The cheapest car insurance company in Shallotte for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Shallotte after a DUI is Liberty Mutual

Average car insurance rates in Shallotte, North Carolina are $298 a month. But with a little research you can get a great deal from the top car insurance companies in Shallotte, NC. Before you buy Shallotte, North Carolina car insurance, make sure your coverage meets or exceeds the North Carolina minimum of 30/60/25.

It may even be helpful to compare Shallotte car insurance rates with Concord car insurance rates, Durham car insurance rates, or Winston-Salem car insurance rates to make sure you’re getting the best Shallotte, NC car insurance quotes available.

Need affordable Shallotte, NC car insurance? Enter your ZIP code to compare Shallotte car insurance quotes from multiple car insurance companies near you.

Shallotte, NC Minimum Car Insurance Coverage

Shallotte, North Carolina law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Shallotte, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Shallotte, NC Car Insurance Rates by Coverage Level

Some Shallotte drivers can get by with the North Carolina minimum coverage of 30/60/25. Other drivers may need more. See how much your Shallotte, North Carolina car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Shallotte, North Carolina

Insurance Company Low Medium High
Allstate $7,367 $7,629 $7,988
GEICO $2,886 $3,029 $3,207
Liberty Mutual $2,203 $2,309 $2,463
Nationwide $2,932 $3,058 $3,233
Progressive $2,321 $2,449 $2,625
State Farm $2,984 $3,129 $3,327
Travelers $3,168 $3,304 $3,497

Shallotte, NC Car Insurance Rates by Age, Gender, and Marital Status

Shallotte, North Carolina car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Shallotte, NC car insurance, get quotes from multiple car insurance companies in the Shallotte area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shallotte, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,842 $5,842 $4,793 $4,793 $14,054 $14,054 $5,957 $5,957
GEICO $2,599 $2,552 $2,564 $2,519 $4,785 $4,744 $2,288 $2,275
Liberty Mutual $1,934 $1,934 $2,001 $2,001 $3,430 $3,430 $1,934 $1,934
Nationwide $2,616 $2,616 $2,616 $2,616 $4,448 $4,448 $2,616 $2,616
Progressive $1,808 $1,808 $1,656 $1,656 $4,367 $4,367 $2,029 $2,029
State Farm $2,750 $2,750 $2,378 $2,378 $4,061 $4,061 $3,398 $3,398
Travelers $2,814 $2,814 $2,792 $2,792 $4,799 $4,799 $2,888 $2,888

Shallotte, NC Car Insurance Rates for Teens

How much is Shallotte, North Carolina car insurance for teens? Compare rates from top Shallotte car insurance companies below to help find the cheapest teen car insurance in Shallotte, NC.

Annual Car Insurance Rates for Teen Drivers in Shallotte, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,054 $14,054
GEICO $4,785 $4,744
Liberty Mutual $3,430 $3,430
Nationwide $4,448 $4,448
Progressive $4,367 $4,367
State Farm $4,061 $4,061
Travelers $4,799 $4,799

Shallotte, NC Car Insurance Rates for Seniors

Before seniors buy Shallotte, North Carolina car insurance, they should make sure to shop around. Some Shallotte, NC car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Shallotte, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,793 $4,793
GEICO $2,564 $2,519
Liberty Mutual $2,001 $2,001
Nationwide $2,616 $2,616
Progressive $1,656 $1,656
State Farm $2,378 $2,378
Travelers $2,792 $2,792

Shallotte, NC Car Insurance Rates by Credit History

How does your credit history affect Shallotte, NC car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Shallotte, North Carolina

Insurance Company Poor Fair Good
Allstate $10,362 $6,723 $5,898
GEICO $3,284 $3,027 $2,812
Liberty Mutual $2,325 $2,325 $2,325
Nationwide $3,074 $3,074 $3,074
Progressive $2,793 $2,401 $2,201
State Farm $4,420 $2,825 $2,195
Travelers $3,542 $3,230 $3,197

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Shallotte, NC Car Insurance Rates by Driver History

How does a single speeding ticket affect your Shallotte, North Carolina car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Shallotte.

Annual Shallotte, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,150 $7,307 $13,579 $5,609
GEICO $1,613 $2,404 $5,912 $2,234
Liberty Mutual $1,386 $1,780 $4,355 $1,780
Nationwide $1,809 $2,339 $5,810 $2,339
Progressive $1,167 $1,698 $5,350 $1,645
State Farm $1,681 $2,425 $6,055 $2,425
Travelers $1,987 $2,591 $6,159 $2,556

Shallotte, NC Car Insurance Rates With a DUI

Even a single DUI can increase your Shallotte, NC car insurance rates. Compare rates below to see which Shallotte car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Shallotte, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $13,579
GEICO $5,912
Liberty Mutual $4,355
Nationwide $5,810
Progressive $5,350
State Farm $6,055
Travelers $6,159

Shallotte, NC Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Shallotte, NC car insurance rates may be. Let’s take a look at average car insurance rates from top Shallotte companies based on commute time.

Annual Car Insurance Rates by Commute Length in Shallotte, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,661 $7,661
GEICO $3,041 $3,041
Liberty Mutual $2,325 $2,325
Nationwide $3,074 $3,074
Progressive $2,465 $2,465
State Farm $3,133 $3,160
Travelers $3,323 $3,323

Shallotte, NC Cheapest Car Insurance Rates

How do the top Shallotte, North Carolina car insurance companies’ average rates stack up against the Shallotte average monthly car insurance rates of $298? Take a look and see.

Best Annual Car Insurance Rates by Company in Shallotte, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Shallotte, NC Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Shallotte, North Carolina car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Shallotte, North Carolina

Insurance Company Average Annual Rates
Allstate $7,661
GEICO $3,041
Liberty Mutual $2,325
Nationwide $3,074
Progressive $2,465
State Farm $3,147
Travelers $3,323

Other Factors Affecting Shallotte, NC Car Insurance Rates

Before you buy Shallotte, North Carolina car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Shallotte, NC Commute Time

How does your Shallotte, NC commute time compare with the average driver? In Shallotte, the average commute is 22.6 minutes.

Shallotte, NC Car Insurance Quotes

Compare Shallotte, NC car insurance quotes from multiple companies by entering your ZIP code now.