A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Jun 7, 2022

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Just What's Essential

  • The cheapest car insurance company in Southern Pines for teen drivers is Liberty Mutual
  • Average car insurance rates in Southern Pines, NC are $261/month
  • The cheapest car insurance company in Southern Pines after a DUI is Liberty Mutual

Average car insurance rates in Southern Pines, North Carolina are $261 a month. But with a little research you can get a great deal from the top car insurance companies in Southern Pines, NC. Before you buy Southern Pines, North Carolina car insurance, make sure your coverage meets or exceeds the North Carolina minimum of 30/60/25.

It may even be helpful to compare Southern Pines car insurance rates with Durham car insurance rates, Raleigh car insurance rates, or Greensboro car insurance rates to make sure you’re getting the best Southern Pines, NC car insurance quotes available.

Need affordable Southern Pines, NC car insurance? Enter your ZIP code to compare Southern Pines car insurance quotes from multiple car insurance companies near you.

Southern Pines, NC Minimum Car Insurance Coverage

Southern Pines, North Carolina law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Southern Pines, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Southern Pines, NC Car Insurance Rates by Coverage Level

Some Southern Pines drivers can get by with the North Carolina minimum coverage of 30/60/25. Other drivers may need more. See how much your Southern Pines, North Carolina car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Southern Pines, North Carolina

Insurance Company Low Medium High
Allstate $6,588 $6,797 $7,076
GEICO $2,698 $2,806 $2,944
Liberty Mutual $1,916 $1,996 $2,113
Nationwide $2,515 $2,604 $2,732
Progressive $2,040 $2,133 $2,264
State Farm $2,509 $2,592 $2,713
Travelers $2,790 $2,891 $3,037

Southern Pines, NC Car Insurance Rates by Age, Gender, and Marital Status

Southern Pines, North Carolina car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Southern Pines, NC car insurance, get quotes from multiple car insurance companies in the Southern Pines area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Southern Pines, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,218 $5,218 $4,286 $4,286 $12,456 $12,456 $5,321 $5,321
GEICO $2,423 $2,376 $2,380 $2,335 $4,417 $4,378 $2,115 $2,102
Liberty Mutual $1,683 $1,683 $1,742 $1,742 $2,926 $2,926 $1,683 $1,683
Nationwide $2,241 $2,241 $2,241 $2,241 $3,744 $3,744 $2,241 $2,241
Progressive $1,602 $1,602 $1,446 $1,446 $3,744 $3,744 $1,790 $1,790
State Farm $2,279 $2,279 $1,971 $1,971 $3,354 $3,354 $2,816 $2,816
Travelers $2,478 $2,478 $2,458 $2,458 $4,143 $4,143 $2,544 $2,544

Southern Pines, NC Car Insurance Rates for Teens

How much is Southern Pines, North Carolina car insurance for teens? Compare rates from top Southern Pines car insurance companies below to help find the cheapest teen car insurance in Southern Pines, NC.

Annual Car Insurance Rates for Teen Drivers in Southern Pines, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,456 $12,456
GEICO $4,417 $4,378
Liberty Mutual $2,926 $2,926
Nationwide $3,744 $3,744
Progressive $3,744 $3,744
State Farm $3,354 $3,354
Travelers $4,143 $4,143

Southern Pines, NC Car Insurance Rates for Seniors

Before seniors buy Southern Pines, North Carolina car insurance, they should make sure to shop around. Some Southern Pines, NC car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Southern Pines, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,286 $4,286
GEICO $2,380 $2,335
Liberty Mutual $1,742 $1,742
Nationwide $2,241 $2,241
Progressive $1,446 $1,446
State Farm $1,971 $1,971
Travelers $2,458 $2,458

Southern Pines, NC Car Insurance Rates by Credit History

How does your credit history affect Southern Pines, NC car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Southern Pines, North Carolina

Insurance Company Poor Fair Good
Allstate $9,242 $5,985 $5,234
GEICO $3,055 $2,801 $2,591
Liberty Mutual $2,008 $2,008 $2,008
Nationwide $2,617 $2,617 $2,617
Progressive $2,440 $2,087 $1,911
State Farm $3,659 $2,339 $1,817
Travelers $3,102 $2,823 $2,792

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Southern Pines, NC Car Insurance Rates by Driver History

How does a single speeding ticket affect your Southern Pines, North Carolina car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Southern Pines.

Annual Southern Pines, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,687 $6,497 $12,107 $4,992
GEICO $1,549 $2,266 $5,348 $2,099
Liberty Mutual $1,193 $1,535 $3,771 $1,535
Nationwide $1,534 $1,988 $4,958 $1,988
Progressive $1,010 $1,475 $4,670 $1,428
State Farm $1,402 $2,008 $5,000 $2,008
Travelers $1,727 $2,264 $5,402 $2,231

Southern Pines, NC Car Insurance Rates With a DUI

Even a single DUI can increase your Southern Pines, NC car insurance rates. Compare rates below to see which Southern Pines car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Southern Pines, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,107
GEICO $5,348
Liberty Mutual $3,771
Nationwide $4,958
Progressive $4,670
State Farm $5,000
Travelers $5,402

Southern Pines, NC Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Southern Pines, NC car insurance rates may be. Let’s take a look at average car insurance rates from top Southern Pines companies based on commute time.

Annual Car Insurance Rates by Commute Length in Southern Pines, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,821 $6,821
GEICO $2,816 $2,816
Liberty Mutual $2,008 $2,008
Nationwide $2,617 $2,617
Progressive $2,146 $2,146
State Farm $2,589 $2,620
Travelers $2,906 $2,906

Southern Pines, NC Cheapest Car Insurance Rates

How do the top Southern Pines, North Carolina car insurance companies’ average rates stack up against the Southern Pines average monthly car insurance rates of $261? Take a look and see.

Best Annual Car Insurance Rates by Company in Southern Pines, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Southern Pines, NC Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Southern Pines, North Carolina car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Southern Pines, North Carolina

Insurance Company Average Annual Rates
Allstate $6,821
GEICO $2,816
Liberty Mutual $2,008
Nationwide $2,617
Progressive $2,146
State Farm $2,605
Travelers $2,906

Other Factors Affecting Southern Pines, NC Car Insurance Rates

Before you buy Southern Pines, North Carolina car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Southern Pines, NC Commute Time

How does your Southern Pines, NC commute time compare with the average driver? In Southern Pines, the average commute is 24.7 minutes.

Southern Pines, NC Car Insurance Quotes

Compare Southern Pines, NC car insurance quotes from multiple companies by entering your ZIP code now.