Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in St. Maries after a DUI is State Farm
  • The cheapest car insurance company in St. Maries for teen drivers is State Farm
  • Average car insurance rates in St. Maries, ID for senior drivers are $1,569/year

Average car insurance rates in St. Maries, Idaho are $245 a month. But with a little research you can get a great deal from the top car insurance companies in St. Maries, ID. Before you buy St. Maries, Idaho car insurance, make sure your coverage meets or exceeds the Idaho minimum of 25/50/15.

It may even be helpful to compare St. Maries car insurance rates with Coeur d’Alene car insurance rates, Nampa car insurance rates, or Post Falls car insurance rates to make sure you’re getting the best St. Maries, ID car insurance quotes available.

Need affordable St. Maries, ID car insurance? Enter your ZIP code to compare St. Maries car insurance quotes from multiple car insurance companies near you.

St. Maries, ID Minimum Car Insurance Coverage

St. Maries, Idaho law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in St. Maries, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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St. Maries, ID Car Insurance Rates by Coverage Level

Some St. Maries drivers can get by with the Idaho minimum coverage of 25/50/15. Other drivers may need more. See how much your St. Maries, Idaho car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in St. Maries, Idaho

Insurance Company Low Medium High
Allstate $3,792 $3,934 $4,099
American Family $3,667 $3,850 $3,487
Farmers $3,161 $3,274 $3,486
GEICO $2,833 $2,981 $3,144
Liberty Mutual $2,319 $2,429 $2,551
Nationwide $2,745 $2,916 $2,668
State Farm $1,869 $1,969 $2,060
Travelers $3,310 $3,409 $3,360
USAA $1,968 $2,025 $2,093

St. Maries, ID Car Insurance Rates by Age, Gender, and Marital Status

St. Maries, Idaho car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy St. Maries, ID car insurance, get quotes from multiple car insurance companies in the St. Maries area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in St. Maries, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,263 $2,250 $1,970 $2,042 $8,262 $9,549 $2,527 $2,671
American Family $2,066 $2,066 $1,836 $1,836 $7,336 $9,550 $2,066 $2,590
Farmers $1,664 $1,651 $1,470 $1,552 $7,947 $8,215 $1,922 $2,035
GEICO $2,162 $2,135 $2,057 $1,998 $4,612 $5,741 $2,925 $2,258
Liberty Mutual $1,545 $1,667 $1,253 $1,397 $4,835 $5,374 $1,645 $1,747
Nationwide $1,900 $1,950 $1,711 $1,821 $4,574 $5,657 $2,212 $2,386
State Farm $1,216 $1,216 $1,091 $1,091 $3,610 $4,539 $1,371 $1,592
Travelers $1,416 $1,438 $1,423 $1,416 $6,961 $10,988 $1,504 $1,728
USAA $1,178 $1,173 $1,152 $1,132 $3,937 $4,411 $1,564 $1,683

St. Maries, ID Car Insurance Rates for Teens

How much is St. Maries, Idaho car insurance for teens? Compare rates from top St. Maries car insurance companies below to help find the cheapest teen car insurance in St. Maries, ID.

Annual Car Insurance Rates for Teen Drivers in St. Maries, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,262 $9,549
American Family $7,336 $9,550
Farmers $7,947 $8,215
GEICO $4,612 $5,741
Liberty Mutual $4,835 $5,374
Nationwide $4,574 $5,657
State Farm $3,610 $4,539
Travelers $6,961 $10,988
USAA $3,937 $4,411

St. Maries, ID Car Insurance Rates for Seniors

Before seniors buy St. Maries, Idaho car insurance, they should make sure to shop around. Some St. Maries, ID car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in St. Maries, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,970 $2,042
American Family $1,836 $1,836
Farmers $1,470 $1,552
GEICO $2,057 $1,998
Liberty Mutual $1,253 $1,397
Nationwide $1,711 $1,821
State Farm $1,091 $1,091
Travelers $1,423 $1,416
USAA $1,152 $1,132

St. Maries, ID Car Insurance Rates by Credit History

How does your credit history affect St. Maries, ID car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in St. Maries, Idaho

Insurance Company Poor Fair Good
Allstate $5,201 $3,535 $3,089
American Family $4,737 $3,381 $2,887
Farmers $3,735 $3,163 $3,023
GEICO $3,630 $2,898 $2,429
Liberty Mutual $3,482 $2,129 $1,688
Nationwide $3,323 $2,668 $2,339
State Farm $2,762 $1,745 $1,390
Travelers $3,848 $3,235 $2,994
USAA $2,960 $1,731 $1,395

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St. Maries, ID Car Insurance Rates by Driver History

How does a single speeding ticket affect your St. Maries, Idaho car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in St. Maries.

Annual St. Maries, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,254 $4,088 $4,568 $3,858
American Family $2,892 $4,091 $4,415 $3,275
Farmers $2,891 $3,656 $3,416 $3,264
GEICO $1,835 $2,926 $4,090 $3,094
Liberty Mutual $2,020 $2,526 $2,617 $2,568
Nationwide $2,113 $2,752 $3,861 $2,379
State Farm $1,795 $2,137 $1,966 $1,966
Travelers $2,071 $2,947 $5,122 $3,297
USAA $1,452 $2,079 $2,824 $1,761

St. Maries, ID Car Insurance Rates With a DUI

Even a single DUI can increase your St. Maries, ID car insurance rates. Compare rates below to see which St. Maries car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in St. Maries, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,568
American Family $4,415
Farmers $3,416
GEICO $4,090
Liberty Mutual $2,617
Nationwide $3,861
State Farm $1,966
Travelers $5,122
USAA $2,824

St. Maries, ID Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your St. Maries, ID car insurance rates may be. Let’s take a look at average car insurance rates from top St. Maries companies based on commute time.

Annual Car Insurance Rates by Commute Length in St. Maries, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,942 $3,942
American Family $3,592 $3,744
Farmers $3,307 $3,307
GEICO $2,935 $3,037
Liberty Mutual $2,433 $2,433
Nationwide $2,776 $2,776
State Farm $1,920 $2,012
Travelers $3,359 $3,359
USAA $2,005 $2,053

St. Maries, ID Cheapest Car Insurance Rates

How do the top St. Maries, Idaho car insurance companies’ average rates stack up against the St. Maries average monthly car insurance rates of $245? Take a look and see.

Best Annual Car Insurance Rates by Company in St. Maries, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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St. Maries, ID Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top St. Maries, Idaho car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in St. Maries, Idaho

Insurance Company Average Annual Rates
Allstate $3,942
American Family $3,668
Farmers $3,307
GEICO $2,986
Liberty Mutual $2,433
Nationwide $2,776
State Farm $1,966
Travelers $3,359
USAA $2,029

Other Factors Affecting St. Maries, ID Car Insurance Rates

Before you buy St. Maries, Idaho car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

St. Maries, ID Commute Time

How does your St. Maries, ID commute time compare with the average driver? In St. Maries, the average commute is 19.3 minutes.

St. Maries, ID Car Insurance Quotes

Compare St. Maries, ID car insurance quotes from multiple companies by entering your ZIP code now.