State Auto Car Insurance Review for 2023
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Jan 26, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 26, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- AM Best Rating: A
- Monthly Rates From:$57-$179
- Types of Coverage: Aircraft, Auto, Commercial Auto, Earthquake, Flood, Homeowners
- Customer Service & Claims Number: 833-724-3577
Are you in the market for reliable and affordable car insurance? Look no further than State Auto Car Insurance. With a history of excellence and a mission to protect drivers like you, State Auto Car Insurance is a top choice for car insurance coverage.
Here are three interesting attributes that make State Auto Car Insurance stand out:
- Customizable policies: State Auto Car Insurance allows you to tailor your coverage to fit your unique needs. From liability insurance to comprehensive coverage, you can choose the level of protection that works best for you.
- Multiple discounts available: With a variety of discounts available, State Auto Car Insurance helps you save money while still getting the coverage you need. From safe driving discounts to multi-policy discounts, there are plenty of ways to lower your premiums.
- Superior claims service: In the unfortunate event that you need to file a claim, State Auto Car Insurance is there to help. With a fast and easy claims process, you can get back on the road in no time.
State Auto Insurance Average Monthly Rates vs U.S. Average
| Coverage Type | State Auto | U.S. Average |
|---|---|---|
| Full Coverage | $157 | $119 |
| Minimum Coverage | $79 | $45 |
Cost of State Auto Car Insurance
When considering car insurance, one of the critical factors that come into play is the cost. Understanding the pricing of an insurance policy is crucial for making informed decisions about your coverage. The cost of State Auto Car Insurance can vary widely depending on a range of factors. Some of the primary variables that influence the price of your policy include:
- Driving Record: Your driving history plays a significant role in determining your insurance premium. If you have a clean record with no accidents or traffic violations, you’re likely to receive lower rates.
- Vehicle Make and Model: The type of car you drive is another key element. Generally, more expensive or high-performance vehicles can result in higher premiums.
- Coverage Level: The extent of coverage you choose will also affect the cost. Opting for comprehensive coverage with added features will typically result in a higher premium.
- Location: Your geographic location can influence your car insurance rates. Urban areas, where the risk of accidents or theft is higher, tend to have higher premiums compared to rural areas.
- Age and Gender: Younger, less experienced drivers often pay more for insurance. Additionally, statistical data may lead to differences in premiums between genders in some regions.
- Discounts: State Auto Car Insurance offers various discounts, such as safe driver discounts and multi-car discounts, which can help reduce the overall cost of your policy.
Obtain a personalized quote from State Auto Car Insurance to determine the exact cost based on your unique circumstances. You can do this by visiting their website or contacting a representative directly. Understanding the factors that influence the cost of your car insurance policy with State Auto is essential for making an informed decision.
By considering your personal driving history, vehicle details, coverage preferences, location, and available discounts, you can get a better estimate of what your insurance costs may be. To get an accurate quote tailored to your situation, reach out to State Auto Car Insurance through their website or by contacting their representatives.
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Products and Services Offered
The cost of State Auto Car Insurance varies depending on factors such as your driving record, the make and model of your car, and the level of coverage you choose. However, State Auto Car Insurance is known for offering affordable rates without sacrificing quality coverage. State Auto Car Insurance offers a variety of products and services to meet your insurance needs. Their main products include:
- Liability insurance
- Collision coverage
- Comprehensive coverage
- Personal injury protection
- Uninsured/underinsured motorist coverage
State Auto Car Insurance is available in 33 states across the United States, including Ohio, Indiana, and Georgia. To find out if State Auto Car Insurance is available in your state, visit their website or contact a representative.
How State Compares Against Other Auto Insurance Providers
This table offers a concise comparison of State Auto car insurance with various competitors, including AAA, Century, Kemper, Allstate, Liberty Mutual, Geico, and others. Swiftly evaluate State Auto’s position in the insurance market against key rivals to make well-informed decisions about your coverage.
Discounts Available to Customers
State Auto Car Insurance offers a variety of discounts to help you save money on your car insurance premiums. Some of the most popular discounts include:
- Safe driving discounts: If you maintain a safe driving record, you may be eligible for a discount on your premiums.
- Multi-policy discounts: If you have multiple insurance policies with State Auto, such as home insurance and car insurance, you may qualify for a discount.
- Vehicle safety discounts: If your car has safety features such as airbags, anti-lock brakes, or an anti-theft system, you may be eligible for a discount.
- Good student discounts: If you are a student with good grades, you may qualify for a discount on your car insurance premiums.
State Auto Car Insurance offers various discounts aimed at making insurance more affordable and encouraging safe driving practices. By leveraging these discounts, policyholders can enjoy reduced premiums while maintaining adequate coverage. It’s essential to discuss and explore the available discounts with State Auto Car Insurance to maximize potential savings and tailor the policy to individual needs.
State Auto Car Insurance Claims Process
Ease of Filing a Claim
State Auto Car Insurance offers a user-friendly claims process that caters to modern conveniences. Policyholders can file claims through multiple channels, including online, over the phone, and via mobile apps. This flexibility ensures that customers can choose the method that suits them best, making the claims process more accessible and convenient.
Average Claim Processing Time
One crucial aspect of any insurance provider is the speed at which they process claims. State Auto Car Insurance prides itself on efficient claim processing. Policyholders often experience prompt responses and resolutions to their claims. The company’s commitment to quick turnaround times can significantly ease the burden on customers during challenging times.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback is a valuable indicator of an insurance company’s performance in handling claims. State Auto Car Insurance has garnered positive reviews for its claim resolutions and payouts. Many policyholders have expressed satisfaction with the company’s fairness and reliability when it comes to settling claims. This positive feedback speaks to the company’s commitment to providing excellent service during critical moments.
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State Auto Car Insurance Digital and Technological Features
Mobile App Features and Functionality
State Auto Car Insurance offers a feature-rich mobile app that empowers policyholders with convenient tools and resources. The app allows users to manage their policies, access digital ID cards, and file claims seamlessly. Its intuitive interface and functionality make it a valuable asset for customers on the go.
Online Account Management Capabilities
Managing your insurance policy online has never been easier with State Auto Car Insurance. The company provides robust online account management capabilities, allowing policyholders to review policy details, make payments, and track claims online. This digital convenience simplifies the insurance experience and gives customers greater control over their policies.
Digital Tools and Resources
State Auto Car Insurance goes the extra mile in providing digital tools and resources to its customers. These resources include educational materials, FAQs, and calculators to help policyholders make informed decisions about their coverage. The availability of these digital tools demonstrates the company’s commitment to empowering customers with knowledge about their insurance options.
Customer Reviews of State Auto Car Insurance
State Auto Car Insurance has a reputation for providing excellent customer service and quality coverage. According to customer reviews, some of the top reasons to choose State Auto Car Insurance include:
- Fast and easy claims process
- Affordable rates
- Customizable coverage options
- Excellent customer service
However, some customers have reported issues with billing and customer service. It’s important to do your research and read customer reviews before choosing an insurance provider.
State Auto Car Insurance: History and Mission
State Auto Car Insurance has been providing reliable insurance coverage for over 100 years. Founded in 1921, the company has a long history of excellence in the insurance industry. Their mission is to protect their customers from financial loss due to car accidents, theft, and other unforeseen events.
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Choose State Auto Car Insurance
State Auto Car Insurance shines as a top-tier choice for drivers seeking reliable and affordable coverage. With a century-long legacy of excellence and a mission to safeguard drivers from unforeseen events, State Auto stands out for its superior claims service and commitment to quick, efficient claims processing.
The company offers a range of customizable products, ensuring that your insurance meets your unique needs without compromising quality. Backed by positive customer reviews and a strong financial strength rating, State Auto Car Insurance provides peace of mind on the road. Drive with confidence and trust in State Auto’s century-old dedication to protecting you and your vehicle.
Frequently Asked Questions
What is State Auto’s claims process like?
State Auto’s claims process is designed to be fast and easy for customers. When you file a claim, a claims representative will be assigned to your case to help you through the process. You can also file a claim online or through the State Auto mobile app. Once your claim is filed, the representative will work with you to get an estimate and schedule any necessary repairs.
Does State Auto offer roadside assistance?
Yes, State Auto offers roadside assistance as an optional coverage add-on. This coverage includes services such as towing, jump starts, flat tire changes, and more.
Can I customize my State Auto car insurance policy?
Yes, State Auto offers a range of optional coverage add-ons that you can use to customize your policy to meet your specific needs. Some of the options include roadside assistance, rental car reimbursement, and full glass coverage.
What is State Auto’s financial strength rating?
State Auto has a strong financial strength rating, which is an indication of its ability to pay out claims. The company has an A- (Excellent) rating from A.M. Best, one of the leading rating agencies in the insurance industry.
How can I get a quote for State Auto car insurance?
You can get a quote for State Auto car insurance online or by contacting a local agent. To get an online quote, simply visit the State Auto website and enter some basic information about yourself and your car. The website will then generate a personalized quote for you.
Does State Auto offer any discounts on car insurance?
Yes, State Auto offers a range of discounts on car insurance. Some of the most common discounts include safe driver discounts, multi-car discounts, and discounts for having certain safety features on your car. Be sure to ask your State Auto agent about all of the available discounts you may be eligible for.
Can I manage my State Auto car insurance policy online?
Yes, State Auto offers an online portal where you can manage your policy, pay your bill, and more. The portal is easy to use and allows you to access your policy information anytime, anywhere. You can also download the State Auto mobile app to manage your policy on the go.
How much does State Auto Car Insurance cost?
The cost of State Auto Car Insurance varies depending on factors such as your driving record, the make and model of your car, and the level of coverage you choose. However, State Auto Car Insurance is known for offering affordable rates without sacrificing quality coverage.
In which states is State Auto Car Insurance available?
State Auto Car Insurance is available in 33 states across the United States, including Ohio, Indiana, and Georgia. To find out if State Auto Car Insurance is available in your state, visit their website or contact a representative.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.