Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Valley Falls, KS for senior drivers are $1,916/year
  • The cheapest car insurance company in Valley Falls after a DUI is American Family
  • The cheapest car insurance company in Valley Falls for teen drivers is American Family

Average car insurance rates in Valley Falls, Kansas are $277 a month. But with a little research you can get a great deal from the top car insurance companies in Valley Falls, KS. Before you buy Valley Falls, Kansas car insurance, make sure your coverage meets or exceeds the Kansas minimum of 25/50/25.

It may even be helpful to compare Valley Falls car insurance rates with Olathe car insurance rates, Salina car insurance rates, or Lawrence car insurance rates to make sure you’re getting the best Valley Falls, KS car insurance quotes available.

Need affordable Valley Falls, KS car insurance? Enter your ZIP code to compare Valley Falls car insurance quotes from multiple car insurance companies near you.

Valley Falls, KS Minimum Car Insurance Coverage

Valley Falls, Kansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Valley Falls, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Valley Falls, KS Car Insurance Rates by Coverage Level

Some Valley Falls drivers can get by with the Kansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Valley Falls, Kansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Valley Falls, Kansas

Insurance Company Low Medium High
Allstate $3,845 $3,975 $4,133
American Family $2,154 $2,243 $2,010
Farmers $3,432 $3,562 $3,751
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,525 $4,621 $4,748
Nationwide $2,483 $2,347 $2,284
Progressive $3,935 $4,128 $4,417
State Farm $2,686 $2,802 $2,894
Travelers $3,965 $4,195 $4,407
USAA $2,191 $2,262 $2,350

Valley Falls, KS Car Insurance Rates by Age, Gender, and Marital Status

Valley Falls, Kansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Valley Falls, KS car insurance, get quotes from multiple car insurance companies in the Valley Falls area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Valley Falls, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,667 $2,580 $2,402 $2,470 $7,634 $8,599 $2,717 $2,804
American Family $1,667 $1,667 $1,506 $1,506 $3,266 $3,926 $1,667 $1,878
Farmers $2,437 $2,418 $2,174 $2,273 $6,742 $6,982 $2,745 $2,883
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,284 $2,467 $2,183 $2,434 $10,628 $11,866 $2,492 $2,695
Nationwide $1,708 $1,751 $1,527 $1,638 $3,701 $4,499 $2,011 $2,135
Progressive $2,373 $2,256 $1,911 $1,997 $8,886 $10,027 $2,809 $3,022
State Farm $1,802 $1,802 $1,589 $1,589 $4,950 $6,293 $2,028 $2,298
Travelers $2,011 $2,047 $1,965 $1,989 $8,196 $12,821 $2,060 $2,423
USAA $1,327 $1,347 $1,220 $1,225 $4,615 $4,827 $1,755 $1,825

Valley Falls, KS Car Insurance Rates for Teens

How much is Valley Falls, Kansas car insurance for teens? Compare rates from top Valley Falls car insurance companies below to help find the cheapest teen car insurance in Valley Falls, KS.

Annual Car Insurance Rates for Teen Drivers in Valley Falls, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,634 $8,599
American Family $3,266 $3,926
Farmers $6,742 $6,982
GEICO $4,439 $5,960
Liberty Mutual $10,628 $11,866
Nationwide $3,701 $4,499
Progressive $8,886 $10,027
State Farm $4,950 $6,293
Travelers $8,196 $12,821
USAA $4,615 $4,827

Valley Falls, KS Car Insurance Rates for Seniors

Before seniors buy Valley Falls, Kansas car insurance, they should make sure to shop around. Some Valley Falls, KS car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Valley Falls, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,402 $2,470
American Family $1,506 $1,506
Farmers $2,174 $2,273
GEICO $2,443 $2,273
Liberty Mutual $2,183 $2,434
Nationwide $1,527 $1,638
Progressive $1,911 $1,997
State Farm $1,589 $1,589
Travelers $1,965 $1,989
USAA $1,220 $1,225

Valley Falls, KS Car Insurance Rates by Credit History

How does your credit history affect Valley Falls, KS car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Valley Falls, Kansas

Insurance Company Poor Fair Good
Allstate $4,929 $3,758 $3,265
American Family $2,789 $1,971 $1,646
Farmers $4,209 $3,363 $3,173
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,631 $4,631 $4,631
Nationwide $2,616 $2,329 $2,170
Progressive $4,762 $4,010 $3,708
State Farm $4,068 $2,431 $1,882
Travelers $4,837 $3,942 $3,788
USAA $3,093 $2,035 $1,675

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Valley Falls, KS Car Insurance Rates by Driver History

How does a single speeding ticket affect your Valley Falls, Kansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Valley Falls.

Annual Valley Falls, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,410 $3,991 $4,678 $3,857
American Family $2,098 $2,248 $2,098 $2,098
Farmers $3,018 $3,888 $3,789 $3,632
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,486 $5,257 $5,161 $4,620
Nationwide $1,800 $2,062 $3,575 $2,048
Progressive $3,844 $4,493 $4,017 $4,286
State Farm $2,582 $3,006 $2,794 $2,794
Travelers $3,050 $3,983 $5,492 $4,231
USAA $1,656 $2,239 $3,278 $1,898

Valley Falls, KS Car Insurance Rates With a DUI

Even a single DUI can increase your Valley Falls, KS car insurance rates. Compare rates below to see which Valley Falls car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Valley Falls, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,678
American Family $2,098
Farmers $3,789
GEICO $4,922
Liberty Mutual $5,161
Nationwide $3,575
Progressive $4,017
State Farm $2,794
Travelers $5,492
USAA $3,278

Valley Falls, KS Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Valley Falls, KS car insurance rates may be. Let’s take a look at average car insurance rates from top Valley Falls companies based on commute time.

Annual Car Insurance Rates by Commute Length in Valley Falls, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,984 $3,984
American Family $2,108 $2,163
Farmers $3,582 $3,582
GEICO $3,027 $3,159
Liberty Mutual $4,631 $4,631
Nationwide $2,371 $2,371
Progressive $4,160 $4,160
State Farm $2,724 $2,864
Travelers $4,189 $4,189
USAA $2,203 $2,333

Valley Falls, KS Cheapest Car Insurance Rates

How do the top Valley Falls, Kansas car insurance companies’ average rates stack up against the Valley Falls average monthly car insurance rates of $277? Take a look and see.

Best Annual Car Insurance Rates by Company in Valley Falls, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Valley Falls, KS Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Valley Falls, Kansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Valley Falls, Kansas

Insurance Company Average Annual Rates
Allstate $3,984
American Family $2,135
Farmers $3,582
GEICO $3,093
Liberty Mutual $4,631
Nationwide $2,371
Progressive $4,160
State Farm $2,794
Travelers $4,189
USAA $2,268

Other Factors Affecting Valley Falls, KS Car Insurance Rates

Before you buy Valley Falls, Kansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Valley Falls, KS Commute Time

How does your Valley Falls, KS commute time compare with the average driver? In Valley Falls, the average commute is 27.8 minutes.

Valley Falls, KS Car Insurance Quotes

Compare Valley Falls, KS car insurance quotes from multiple companies by entering your ZIP code now.