Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Winthrop Town for teen drivers is State Farm
  • Average car insurance rates in Winthrop Town, MA are $346/month
  • The cheapest car insurance company in Winthrop Town after a DUI is State Farm

Average car insurance rates in Winthrop Town, Massachusetts are $346 a month. But with a little research you can get a great deal from the top car insurance companies in Winthrop Town, MA. Before you buy Winthrop Town, Massachusetts car insurance, make sure your coverage meets or exceeds the Massachusetts minimum of 20/40/5.

It may even be helpful to compare Winthrop Town car insurance rates with Brockton car insurance rates, Lowell car insurance rates, or Boston car insurance rates to make sure you’re getting the best Winthrop Town, MA car insurance quotes available.

Need affordable Winthrop Town, MA car insurance? Enter your ZIP code to compare Winthrop Town car insurance quotes from multiple car insurance companies near you.

Winthrop Town, MA Minimum Car Insurance Coverage

Winthrop Town, Massachusetts law requires drivers carry a minimum of 20/40/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Winthrop Town, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Winthrop Town, MA Car Insurance Rates by Coverage Level

Some Winthrop Town drivers can get by with the Massachusetts minimum coverage of 20/40/5. Other drivers may need more. See how much your Winthrop Town, Massachusetts car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Winthrop Town, Massachusetts

Insurance Company Low Medium High
Allstate $4,222 $4,648 $4,853
GEICO $3,564 $3,932 $4,096
Liberty Mutual $5,100 $5,550 $5,780
Progressive $5,059 $5,592 $5,849
State Farm $1,864 $2,081 $2,196
Travelers $4,621 $5,186 $5,452
USAA $2,345 $2,581 $2,691

Winthrop Town, MA Car Insurance Rates by Age, Gender, and Marital Status

Winthrop Town, Massachusetts car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Winthrop Town, MA car insurance, get quotes from multiple car insurance companies in the Winthrop Town area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Winthrop Town, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,051 $3,051 $3,051 $3,051 $8,775 $8,775 $3,420 $3,420
GEICO $3,164 $3,164 $2,932 $2,932 $6,079 $6,079 $3,280 $3,280
Liberty Mutual $3,917 $3,917 $3,412 $3,412 $10,476 $10,476 $4,100 $4,100
Progressive $3,186 $3,186 $3,051 $3,051 $12,306 $12,306 $3,457 $3,457
State Farm $1,641 $1,641 $1,641 $1,641 $3,265 $3,265 $1,641 $1,641
Travelers $4,003 $4,003 $3,505 $3,505 $8,367 $8,367 $4,471 $4,471
USAA $1,863 $1,863 $1,833 $1,833 $4,403 $4,403 $2,058 $2,058

Winthrop Town, MA Car Insurance Rates for Teens

How much is Winthrop Town, Massachusetts car insurance for teens? Compare rates from top Winthrop Town car insurance companies below to help find the cheapest teen car insurance in Winthrop Town, MA.

Annual Car Insurance Rates for Teen Drivers in Winthrop Town, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,775 $8,775
GEICO $6,079 $6,079
Liberty Mutual $10,476 $10,476
Progressive $12,306 $12,306
State Farm $3,265 $3,265
Travelers $8,367 $8,367
USAA $4,403 $4,403

Winthrop Town, MA Car Insurance Rates for Seniors

Before seniors buy Winthrop Town, Massachusetts car insurance, they should make sure to shop around. Some Winthrop Town, MA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Winthrop Town, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,051 $3,051
GEICO $2,932 $2,932
Liberty Mutual $3,412 $3,412
Progressive $3,051 $3,051
State Farm $1,641 $1,641
Travelers $3,505 $3,505
USAA $1,833 $1,833

Winthrop Town, MA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Winthrop Town, Massachusetts car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Winthrop Town.

Annual Winthrop Town, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,511 $5,309 $5,967 $3,511
GEICO $3,048 $4,273 $4,883 $3,251
Liberty Mutual $4,286 $5,915 $7,097 $4,608
Progressive $4,600 $6,531 $5,163 $5,706
State Farm $1,598 $2,218 $2,643 $1,731
Travelers $3,928 $5,507 $5,870 $5,041
USAA $1,798 $2,344 $3,999 $2,015

Winthrop Town, MA Car Insurance Rates With a DUI

Even a single DUI can increase your Winthrop Town, MA car insurance rates. Compare rates below to see which Winthrop Town car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Winthrop Town, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,967
GEICO $4,883
Liberty Mutual $7,097
Progressive $5,163
State Farm $2,643
Travelers $5,870
USAA $3,999

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Winthrop Town, MA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Winthrop Town, MA car insurance rates may be. Let’s take a look at average car insurance rates from top Winthrop Town companies based on commute time.

Annual Car Insurance Rates by Commute Length in Winthrop Town, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,425 $4,723
GEICO $3,793 $3,935
Liberty Mutual $5,264 $5,689
Progressive $5,500 $5,500
State Farm $2,000 $2,094
Travelers $4,838 $5,335
USAA $2,468 $2,610

Winthrop Town, MA Cheapest Car Insurance Rates

How do the top Winthrop Town, Massachusetts car insurance companies’ average rates stack up against the Winthrop Town average monthly car insurance rates of $346? Take a look and see.

Best Annual Car Insurance Rates by Company in Winthrop Town, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Winthrop Town, MA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Winthrop Town, Massachusetts car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Winthrop Town, Massachusetts

Insurance Company Average Annual Rates
Allstate $4,574
GEICO $3,864
Liberty Mutual $5,476
Progressive $5,500
State Farm $2,047
Travelers $5,086
USAA $2,539

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Other Factors Affecting Winthrop Town, MA Car Insurance Rates

Before you buy Winthrop Town, Massachusetts car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Winthrop Town, MA Commute Time

How does your Winthrop Town, MA commute time compare with the average driver? In Winthrop Town, the average commute is 34.8 minutes.

Winthrop Town, MA Car Insurance Quotes

Compare Winthrop Town, MA car insurance quotes from multiple companies by entering your ZIP code now.