Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Aiken, SC for senior drivers are $2,012/year
  • Average car insurance rates in Aiken, SC are $284/month
  • The cheapest car insurance company in Aiken after a DUI is State Farm

Average car insurance rates in Aiken, South Carolina are $284 a month. But with a little research you can get a great deal from the top car insurance companies in Aiken, SC. Before you buy Aiken, South Carolina car insurance, make sure your coverage meets or exceeds the South Carolina minimum of 25/50/25.

It may even be helpful to compare Aiken car insurance rates with Charleston car insurance rates, Rock Hill car insurance rates, or Hilton Head Island car insurance rates to make sure you’re getting the best Aiken, SC car insurance quotes available.

Need affordable Aiken, SC car insurance? Enter your ZIP code to compare Aiken car insurance quotes from multiple car insurance companies near you.

Aiken, SC Minimum Car Insurance Coverage

Aiken, South Carolina law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Aiken, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Aiken, SC Car Insurance Rates by Coverage Level

Some Aiken drivers can get by with the South Carolina minimum coverage of 25/50/25. Other drivers may need more. See how much your Aiken, South Carolina car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Aiken, South Carolina

Insurance Company Low Medium High
Allstate $3,518 $3,713 $3,960
Farmers $3,787 $4,237 $4,696
GEICO $2,509 $2,651 $2,865
Nationwide $3,005 $3,034 $3,072
Progressive $3,947 $4,202 $4,619
State Farm $2,591 $2,797 $3,006
USAA $2,985 $3,142 $3,311

Aiken, SC Car Insurance Rates by Age, Gender, and Marital Status

Aiken, South Carolina car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Aiken, SC car insurance, get quotes from multiple car insurance companies in the Aiken area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Aiken, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,469 $2,469 $2,359 $2,359 $6,342 $8,117 $2,741 $2,984
Farmers $2,898 $2,903 $2,755 $3,001 $7,584 $8,444 $3,155 $3,179
GEICO $1,910 $1,910 $1,742 $1,742 $4,727 $4,834 $2,237 $2,297
Nationwide $2,103 $2,132 $1,898 $1,972 $4,916 $6,335 $2,364 $2,578
Progressive $2,286 $2,110 $1,968 $2,059 $9,615 $10,620 $2,635 $2,752
State Farm $1,767 $1,767 $1,603 $1,603 $5,069 $6,361 $1,982 $2,232
USAA $1,693 $1,701 $1,553 $1,555 $6,720 $7,370 $2,227 $2,349

Aiken, SC Car Insurance Rates for Teens

How much is Aiken, South Carolina car insurance for teens? Compare rates from top Aiken car insurance companies below to help find the cheapest teen car insurance in Aiken, SC.

Annual Car Insurance Rates for Teen Drivers in Aiken, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,342 $8,117
Farmers $7,584 $8,444
GEICO $4,727 $4,834
Nationwide $4,916 $6,335
Progressive $9,615 $10,620
State Farm $5,069 $6,361
USAA $6,720 $7,370

Aiken, SC Car Insurance Rates for Seniors

Before seniors buy Aiken, South Carolina car insurance, they should make sure to shop around. Some Aiken, SC car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Aiken, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,359 $2,359
Farmers $2,755 $3,001
GEICO $1,742 $1,742
Nationwide $1,898 $1,972
Progressive $1,968 $2,059
State Farm $1,603 $1,603
USAA $1,553 $1,555

Aiken, SC Car Insurance Rates by Credit History

How does your credit history affect Aiken, SC car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Aiken, South Carolina

Insurance Company Poor Fair Good
Allstate $4,692 $3,525 $2,972
Farmers $4,858 $4,114 $3,747
GEICO $4,080 $2,194 $1,751
Nationwide $3,600 $2,928 $2,584
Progressive $4,730 $4,156 $3,882
State Farm $4,007 $2,453 $1,933
USAA $4,921 $2,411 $2,106

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Aiken, SC Car Insurance Rates by Driver History

How does a single speeding ticket affect your Aiken, South Carolina car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Aiken.

Annual Aiken, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,825 $4,450 $3,930 $3,716
Farmers $3,541 $4,901 $4,075 $4,442
GEICO $2,044 $2,638 $3,974 $2,044
Nationwide $2,432 $3,121 $3,924 $2,671
Progressive $3,490 $5,081 $4,239 $4,213
State Farm $2,540 $3,113 $2,769 $2,769
USAA $2,485 $3,062 $4,254 $2,784

Aiken, SC Car Insurance Rates With a DUI

Even a single DUI can increase your Aiken, SC car insurance rates. Compare rates below to see which Aiken car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Aiken, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,930
Farmers $4,075
GEICO $3,974
Nationwide $3,924
Progressive $4,239
State Farm $2,769
USAA $4,254

Aiken, SC Car Insurance Rates by ZIP Code

Just like Aiken car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Aiken, SC car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Aiken, South Carolina

ZIP Code Average Annual Rates
29801 $3,133
29803 $3,144
29805 $3,229

Aiken, SC Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Aiken, SC car insurance rates may be. Let’s take a look at average car insurance rates from top Aiken companies based on commute time.

Annual Car Insurance Rates by Commute Length in Aiken, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,653 $3,808
Farmers $4,240 $4,240
GEICO $2,660 $2,690
Nationwide $3,037 $3,037
Progressive $4,256 $4,256
State Farm $2,729 $2,867
USAA $3,113 $3,179

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Aiken, SC Cheapest Car Insurance Rates

How do the top Aiken, South Carolina car insurance companies’ average rates stack up against the Aiken average monthly car insurance rates of $284? Take a look and see.

Best Annual Car Insurance Rates by Company in Aiken, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Aiken, SC Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Aiken, South Carolina car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Aiken, South Carolina

Insurance Company Average Annual Rates
Allstate $3,730
Farmers $4,240
GEICO $2,675
Nationwide $3,037
Progressive $4,256
State Farm $2,798
USAA $3,146

Other Factors Affecting Aiken, SC Car Insurance Rates

Before you buy Aiken, South Carolina car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Aiken, SC Commute Time

How does your Aiken, SC commute time compare with the average driver? In Aiken, the average commute is 23.2 minutes.

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Aiken, SC Car Insurance Quotes

Compare Aiken, SC car insurance quotes from multiple companies by entering your ZIP code now.