Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Bar Harbor, ME for senior drivers are $1,595/year
  • The cheapest car insurance company in Bar Harbor for teen drivers is GEICO
  • The cheapest car insurance company in Bar Harbor after a DUI is State Farm

Average car insurance rates in Bar Harbor, Maine are $227 a month. But with a little research you can get a great deal from the top car insurance companies in Bar Harbor, ME. Before you buy Bar Harbor, Maine car insurance, make sure your coverage meets or exceeds the Maine minimum of 50/100/25.

It may even be helpful to compare Bar Harbor car insurance rates with Augusta car insurance rates, Biddeford car insurance rates, or Sanford car insurance rates to make sure you’re getting the best Bar Harbor, ME car insurance quotes available.

Need affordable Bar Harbor, ME car insurance? Enter your ZIP code to compare Bar Harbor car insurance quotes from multiple car insurance companies near you.

Bar Harbor, ME Minimum Car Insurance Coverage

Bar Harbor, Maine law requires drivers carry a minimum of 50/100/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Bar Harbor, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Bar Harbor, ME Car Insurance Rates by Coverage Level

Some Bar Harbor drivers can get by with the Maine minimum coverage of 50/100/25. Other drivers may need more. See how much your Bar Harbor, Maine car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Bar Harbor, Maine

Insurance Company Low Medium High
Allstate $2,577 $2,578 $2,666
Farmers $2,901 $2,918 $3,242
GEICO $1,474 $1,481 $1,545
Liberty Mutual $4,419 $4,419 $4,565
Progressive $4,030 $4,037 $4,271
State Farm $2,074 $2,103 $2,194
Travelers $2,362 $2,366 $2,467
USAA $1,524 $1,534 $1,596

Bar Harbor, ME Car Insurance Rates by Age, Gender, and Marital Status

Bar Harbor, Maine car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Bar Harbor, ME car insurance, get quotes from multiple car insurance companies in the Bar Harbor area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bar Harbor, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,724 $1,770 $1,549 $1,679 $4,334 $5,830 $1,873 $2,097
Farmers $1,886 $1,906 $1,755 $1,898 $5,767 $6,474 $2,196 $2,281
GEICO $1,018 $1,055 $1,018 $1,018 $2,429 $3,165 $1,109 $1,189
Liberty Mutual $3,072 $3,072 $2,925 $2,925 $6,543 $9,799 $3,072 $4,332
Progressive $2,152 $2,110 $2,152 $2,110 $8,956 $10,073 $2,509 $2,843
State Farm $1,276 $1,276 $1,200 $1,200 $4,034 $5,024 $1,421 $1,558
Travelers $1,235 $1,283 $1,121 $1,147 $4,991 $6,748 $1,232 $1,429
USAA $923 $914 $917 $899 $3,008 $3,326 $1,178 $1,246

Bar Harbor, ME Car Insurance Rates for Teens

How much is Bar Harbor, Maine car insurance for teens? Compare rates from top Bar Harbor car insurance companies below to help find the cheapest teen car insurance in Bar Harbor, ME.

Annual Car Insurance Rates for Teen Drivers in Bar Harbor, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,334 $5,830
Farmers $5,767 $6,474
GEICO $2,429 $3,165
Liberty Mutual $6,543 $9,799
Progressive $8,956 $10,073
State Farm $4,034 $5,024
Travelers $4,991 $6,748
USAA $3,008 $3,326

Bar Harbor, ME Car Insurance Rates for Seniors

Before seniors buy Bar Harbor, Maine car insurance, they should make sure to shop around. Some Bar Harbor, ME car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Bar Harbor, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,549 $1,679
Farmers $1,755 $1,898
GEICO $1,018 $1,018
Liberty Mutual $2,925 $2,925
Progressive $2,152 $2,110
State Farm $1,200 $1,200
Travelers $1,121 $1,147
USAA $917 $899

Bar Harbor, ME Car Insurance Rates by Credit History

How does your credit history affect Bar Harbor, ME car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Bar Harbor, Maine

Insurance Company Poor Fair Good
Allstate $3,273 $2,499 $2,049
Farmers $3,524 $2,884 $2,654
GEICO $2,019 $1,339 $1,142
Liberty Mutual $6,221 $4,030 $3,152
Progressive $4,654 $3,985 $3,700
State Farm $3,093 $1,848 $1,431
Travelers $2,823 $2,313 $2,059
USAA $2,041 $1,398 $1,215

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Bar Harbor, ME Car Insurance Rates by Driver History

How does a single speeding ticket affect your Bar Harbor, Maine car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Bar Harbor.

Annual Bar Harbor, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,124 $2,882 $3,019 $2,404
Farmers $2,642 $3,366 $2,917 $3,156
GEICO $1,086 $1,535 $2,292 $1,086
Liberty Mutual $3,462 $4,051 $6,601 $3,756
Progressive $3,297 $5,566 $3,670 $3,920
State Farm $1,930 $2,318 $2,124 $2,124
Travelers $1,998 $2,221 $2,783 $2,590
USAA $1,181 $1,551 $2,175 $1,299

Bar Harbor, ME Car Insurance Rates With a DUI

Even a single DUI can increase your Bar Harbor, ME car insurance rates. Compare rates below to see which Bar Harbor car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Bar Harbor, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,019
Farmers $2,917
GEICO $2,292
Liberty Mutual $6,601
Progressive $3,670
State Farm $2,124
Travelers $2,783
USAA $2,175

Bar Harbor, ME Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Bar Harbor, ME car insurance rates may be. Let’s take a look at average car insurance rates from top Bar Harbor companies based on commute time.

Annual Car Insurance Rates by Commute Length in Bar Harbor, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,607 $2,607
Farmers $3,021 $3,021
GEICO $1,475 $1,524
Liberty Mutual $4,375 $4,560
Progressive $4,113 $4,113
State Farm $2,054 $2,193
Travelers $2,398 $2,398
USAA $1,508 $1,595

Bar Harbor, ME Cheapest Car Insurance Rates

How do the top Bar Harbor, Maine car insurance companies’ average rates stack up against the Bar Harbor average monthly car insurance rates of $227? Take a look and see.

Best Annual Car Insurance Rates by Company in Bar Harbor, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Bar Harbor, ME Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Bar Harbor, Maine car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Bar Harbor, Maine

Insurance Company Average Annual Rates
Allstate $2,607
Farmers $3,021
GEICO $1,500
Liberty Mutual $4,468
Progressive $4,113
State Farm $2,124
Travelers $2,398
USAA $1,551

Other Factors Affecting Bar Harbor, ME Car Insurance Rates

Before you buy Bar Harbor, Maine car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Bar Harbor, ME Commute Time

How does your Bar Harbor, ME commute time compare with the average driver? In Bar Harbor, the average commute is 12.5 minutes.

Bar Harbor, ME Car Insurance Quotes

Compare Bar Harbor, ME car insurance quotes from multiple companies by entering your ZIP code now.