Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Big Sandy, MT are $276/month
  • The cheapest car insurance company in Big Sandy after a DUI is Liberty Mutual
  • The cheapest car insurance company in Big Sandy for teen drivers is Liberty Mutual

Average car insurance rates in Big Sandy, Montana are $276 a month. But with a little research you can get a great deal from the top car insurance companies in Big Sandy, MT. Before you buy Big Sandy, Montana car insurance, make sure your coverage meets or exceeds the Montana minimum of 25/50/20.

It may even be helpful to compare Big Sandy car insurance rates with Belgrade car insurance rates, Billings car insurance rates, or Whitefish car insurance rates to make sure you’re getting the best Big Sandy, MT car insurance quotes available.

Need affordable Big Sandy, MT car insurance? Enter your ZIP code to compare Big Sandy car insurance quotes from multiple car insurance companies near you.

Big Sandy, MT Minimum Car Insurance Coverage

Big Sandy, Montana law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Big Sandy, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Big Sandy, MT Car Insurance Rates by Coverage Level

Some Big Sandy drivers can get by with the Montana minimum coverage of 25/50/20. Other drivers may need more. See how much your Big Sandy, Montana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Big Sandy, Montana

Insurance Company Low Medium High
Allstate $4,524 $4,737 $4,983
Farmers $3,567 $3,788 $4,016
GEICO $3,896 $4,012 $4,208
Liberty Mutual $1,265 $1,367 $1,458
Nationwide $2,821 $3,894 $4,232
Progressive $4,223 $4,433 $4,675
State Farm $2,332 $2,434 $2,567
USAA $1,975 $2,048 $2,150

Big Sandy, MT Car Insurance Rates by Age, Gender, and Marital Status

Big Sandy, Montana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Big Sandy, MT car insurance, get quotes from multiple car insurance companies in the Big Sandy area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Big Sandy, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,787 $2,787 $2,550 $2,550 $10,648 $10,648 $3,007 $3,007
Farmers $2,753 $2,753 $2,453 $2,453 $6,953 $6,953 $3,003 $3,003
GEICO $3,181 $2,973 $3,103 $2,830 $7,774 $7,235 $2,728 $2,486
Liberty Mutual $1,052 $1,052 $1,032 $1,032 $2,117 $2,117 $1,253 $1,253
Nationwide $2,916 $2,916 $2,647 $2,647 $5,941 $5,941 $3,093 $3,093
Progressive $3,354 $3,354 $2,993 $2,993 $7,643 $7,643 $3,785 $3,785
State Farm $1,686 $1,686 $1,466 $1,466 $4,805 $4,805 $1,821 $1,821
USAA $1,316 $1,316 $1,166 $1,166 $4,089 $4,089 $1,661 $1,661

Big Sandy, MT Car Insurance Rates for Teens

How much is Big Sandy, Montana car insurance for teens? Compare rates from top Big Sandy car insurance companies below to help find the cheapest teen car insurance in Big Sandy, MT.

Annual Car Insurance Rates for Teen Drivers in Big Sandy, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,648 $10,648
Farmers $6,953 $6,953
GEICO $7,774 $7,235
Liberty Mutual $2,117 $2,117
Nationwide $5,941 $5,941
Progressive $7,643 $7,643
State Farm $4,805 $4,805
USAA $4,089 $4,089

Big Sandy, MT Car Insurance Rates for Seniors

Before seniors buy Big Sandy, Montana car insurance, they should make sure to shop around. Some Big Sandy, MT car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Big Sandy, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,550 $2,550
Farmers $2,453 $2,453
GEICO $3,103 $2,830
Liberty Mutual $1,032 $1,032
Nationwide $2,647 $2,647
Progressive $2,993 $2,993
State Farm $1,466 $1,466
USAA $1,166 $1,166

Big Sandy, MT Car Insurance Rates by Credit History

How does your credit history affect Big Sandy, MT car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Big Sandy, Montana

Insurance Company Poor Fair Good
Allstate $5,735 $4,595 $3,914
Farmers $4,480 $3,544 $3,346
GEICO $6,363 $3,392 $2,362
Liberty Mutual $1,364 $1,364 $1,364
Nationwide $4,618 $3,324 $3,006
Progressive $5,393 $4,102 $3,836
State Farm $3,516 $2,139 $1,678
USAA $2,788 $1,875 $1,511

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Big Sandy, MT Car Insurance Rates by Driver History

How does a single speeding ticket affect your Big Sandy, Montana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Big Sandy.

Annual Big Sandy, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,993 $4,723 $5,718 $4,558
Farmers $3,341 $4,293 $4,185 $3,341
GEICO $2,595 $4,108 $6,353 $3,100
Liberty Mutual $930 $1,614 $1,614 $1,297
Nationwide $2,643 $3,818 $4,940 $3,196
Progressive $3,848 $4,931 $4,737 $4,259
State Farm $2,300 $2,589 $2,445 $2,445
USAA $1,556 $1,923 $2,852 $1,900

Big Sandy, MT Car Insurance Rates With a DUI

Even a single DUI can increase your Big Sandy, MT car insurance rates. Compare rates below to see which Big Sandy car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Big Sandy, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,718
Farmers $4,185
GEICO $6,353
Liberty Mutual $1,614
Nationwide $4,940
Progressive $4,737
State Farm $2,445
USAA $2,852

Big Sandy, MT Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Big Sandy, MT car insurance rates may be. Let’s take a look at average car insurance rates from top Big Sandy companies based on commute time.

Annual Car Insurance Rates by Commute Length in Big Sandy, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,635 $4,861
Farmers $3,790 $3,790
GEICO $3,967 $4,111
Liberty Mutual $1,364 $1,364
Nationwide $3,649 $3,649
Progressive $4,444 $4,444
State Farm $2,372 $2,518
USAA $2,033 $2,083

Big Sandy, MT Cheapest Car Insurance Rates

How do the top Big Sandy, Montana car insurance companies’ average rates stack up against the Big Sandy average monthly car insurance rates of $276? Take a look and see.

Best Annual Car Insurance Rates by Company in Big Sandy, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Big Sandy, MT Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Big Sandy, Montana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Big Sandy, Montana

Insurance Company Average Annual Rates
Allstate $4,748
Farmers $3,790
GEICO $4,039
Liberty Mutual $1,364
Nationwide $3,649
Progressive $4,444
State Farm $2,445
USAA $2,058

Other Factors Affecting Big Sandy, MT Car Insurance Rates

Before you buy Big Sandy, Montana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Big Sandy, MT Commute Time

How does your Big Sandy, MT commute time compare with the average driver? In Big Sandy, the average commute is 17.7 minutes.

Big Sandy, MT Car Insurance Quotes

Compare Big Sandy, MT car insurance quotes from multiple companies by entering your ZIP code now.