Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Davenport, FL are $371/month
  • The annual number of car thefts in Davenport is 4.
  • Average car insurance rates in Davenport, FL for senior drivers are $2,681/year

Average car insurance rates in Davenport, Florida are $371 a month. But with a little research you can get a great deal from the top car insurance companies in Davenport, FL. Before you buy Davenport, Florida car insurance, make sure your coverage meets or exceeds the Florida minimum of 10/20/10.

It may even be helpful to compare Davenport car insurance rates with Miami car insurance rates, Tampa car insurance rates, or Port St. Lucie car insurance rates to make sure you’re getting the best Davenport, FL car insurance quotes available.

Need affordable Davenport, FL car insurance? Enter your ZIP code to compare Davenport car insurance quotes from multiple car insurance companies near you.

Davenport, FL Minimum Car Insurance Coverage

Davenport, Florida law requires drivers carry a minimum of 10/20/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Davenport, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Davenport, FL Car Insurance Rates by Coverage Level

Some Davenport drivers can get by with the Florida minimum coverage of 10/20/10. Other drivers may need more. See how much your Davenport, Florida car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Davenport, Florida

Insurance Company Low Medium High
Allstate $5,530 $7,511 $8,388
GEICO $2,844 $3,568 $3,941
Liberty Mutual $4,517 $4,982 $5,226
Nationwide $3,250 $4,245 $4,768
Progressive $4,629 $5,693 $6,359
State Farm $2,677 $3,220 $3,531
USAA $2,452 $2,956 $3,148

Davenport, FL Car Insurance Rates by Age, Gender, and Marital Status

Davenport, Florida car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Davenport, FL car insurance, get quotes from multiple car insurance companies in the Davenport area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Davenport, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,420 $4,209 $3,841 $3,895 $15,373 $16,608 $4,373 $4,425
GEICO $2,728 $2,738 $2,556 $2,556 $4,877 $6,109 $3,003 $3,042
Liberty Mutual $3,404 $3,404 $3,119 $3,119 $7,172 $11,039 $3,404 $4,607
Nationwide $2,856 $2,816 $2,548 $2,635 $6,918 $8,512 $3,145 $3,269
Progressive $3,712 $3,499 $3,185 $3,408 $10,502 $11,437 $4,477 $4,261
State Farm $1,988 $1,988 $1,804 $1,804 $5,705 $7,286 $2,208 $2,358
USAA $1,645 $1,617 $1,539 $1,524 $5,660 $6,561 $2,055 $2,217

Davenport, FL Car Insurance Rates for Teens

How much is Davenport, Florida car insurance for teens? Compare rates from top Davenport car insurance companies below to help find the cheapest teen car insurance in Davenport, FL.

Annual Car Insurance Rates for Teen Drivers in Davenport, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,373 $16,608
GEICO $4,877 $6,109
Liberty Mutual $7,172 $11,039
Nationwide $6,918 $8,512
Progressive $10,502 $11,437
State Farm $5,705 $7,286
USAA $5,660 $6,561

Davenport, FL Car Insurance Rates for Seniors

Before seniors buy Davenport, Florida car insurance, they should make sure to shop around. Some Davenport, FL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Davenport, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,841 $3,895
GEICO $2,556 $2,556
Liberty Mutual $3,119 $3,119
Nationwide $2,548 $2,635
Progressive $3,185 $3,408
State Farm $1,804 $1,804
USAA $1,539 $1,524

Davenport, FL Car Insurance Rates by Credit History

How does your credit history affect Davenport, FL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Davenport, Florida

Insurance Company Poor Fair Good
Allstate $9,993 $6,318 $5,118
GEICO $5,030 $3,041 $2,282
Liberty Mutual $6,319 $4,641 $3,765
Nationwide $5,119 $3,752 $3,391
Progressive $7,242 $5,148 $4,291
State Farm $4,297 $2,818 $2,311
USAA $4,648 $2,267 $1,642

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Davenport, FL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Davenport, Florida car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Davenport.

Annual Davenport, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,144 $7,390 $8,207 $6,831
GEICO $2,402 $3,072 $4,576 $3,755
Liberty Mutual $3,552 $4,599 $6,649 $4,834
Nationwide $3,484 $3,826 $5,166 $3,874
Progressive $4,380 $6,500 $5,469 $5,893
State Farm $2,873 $3,412 $3,142 $3,142
USAA $2,231 $2,757 $4,080 $2,340

Davenport, FL Car Insurance Rates With a DUI

Even a single DUI can increase your Davenport, FL car insurance rates. Compare rates below to see which Davenport car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Davenport, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,207
GEICO $4,576
Liberty Mutual $6,649
Nationwide $5,166
Progressive $5,469
State Farm $3,142
USAA $4,080

Davenport, FL Car Insurance Rates by ZIP Code

Just like Davenport car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Davenport, FL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Davenport, Florida

ZIP Code Average Annual Rates
33837 $3,459
33896 $3,459
33897 $3,370

Davenport, FL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Davenport, FL car insurance rates may be. Let’s take a look at average car insurance rates from top Davenport companies based on commute time.

Annual Car Insurance Rates by Commute Length in Davenport, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,943 $7,343
GEICO $3,435 $3,468
Liberty Mutual $4,750 $5,067
Nationwide $4,088 $4,088
Progressive $5,560 $5,560
State Farm $3,034 $3,251
USAA $2,820 $2,885

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Davenport, FL Cheapest Car Insurance Rates

How do the top Davenport, Florida car insurance companies’ average rates stack up against the Davenport average monthly car insurance rates of $371? Take a look and see.

Best Annual Car Insurance Rates by Company in Davenport, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Davenport, FL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Davenport, Florida car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Davenport, Florida

Insurance Company Average Annual Rates
Allstate $7,143
GEICO $3,451
Liberty Mutual $4,908
Nationwide $4,088
Progressive $5,560
State Farm $3,142
USAA $2,852

Other Factors Affecting Davenport, FL Car Insurance Rates

Before you buy Davenport, Florida car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Davenport, FL Car Theft Rates

The car theft rate in Davenport, FL will affect your car insurance rates. FBI data shows that the annual car theft rate for Davenport, Florida is 4 stolen cars.

Davenport, FL Commute Time

How does your Davenport, FL commute time compare with the average driver? In Davenport, the average commute is 35.0 minutes.

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Davenport, FL Car Insurance Quotes

Compare Davenport, FL car insurance quotes from multiple companies by entering your ZIP code now.