Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Denison, KS are $277/month
  • Average car insurance rates in Denison, KS for senior drivers are $1,933/year
  • The cheapest car insurance company in Denison for teen drivers is American Family

Average car insurance rates in Denison, Kansas are $277 a month. But with a little research you can get a great deal from the top car insurance companies in Denison, KS. Before you buy Denison, Kansas car insurance, make sure your coverage meets or exceeds the Kansas minimum of 25/50/25.

It may even be helpful to compare Denison car insurance rates with Shawnee car insurance rates, Salina car insurance rates, or Overland Park car insurance rates to make sure you’re getting the best Denison, KS car insurance quotes available.

Need affordable Denison, KS car insurance? Enter your ZIP code to compare Denison car insurance quotes from multiple car insurance companies near you.

Denison, KS Minimum Car Insurance Coverage

Denison, Kansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Denison, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Denison, KS Car Insurance Rates by Coverage Level

Some Denison drivers can get by with the Kansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Denison, Kansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Denison, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,067 $2,151 $1,925
Farmers $3,570 $3,695 $3,882
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,652 $4,747 $4,873
Nationwide $2,514 $2,367 $2,300
Progressive $4,142 $4,343 $4,642
State Farm $2,394 $2,490 $2,566
Travelers $3,983 $4,199 $4,394
USAA $2,253 $2,318 $2,398

Denison, KS Car Insurance Rates by Age, Gender, and Marital Status

Denison, Kansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Denison, KS car insurance, get quotes from multiple car insurance companies in the Denison area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Denison, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,605 $1,605 $1,449 $1,449 $3,119 $3,742 $1,605 $1,805
Farmers $2,581 $2,571 $2,309 $2,405 $6,820 $7,076 $2,902 $3,063
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,371 $2,562 $2,254 $2,514 $10,841 $12,107 $2,597 $2,811
Nationwide $1,744 $1,793 $1,555 $1,672 $3,678 $4,498 $2,041 $2,169
Progressive $2,505 $2,387 $2,019 $2,107 $9,311 $10,517 $2,969 $3,194
State Farm $1,634 $1,634 $1,429 $1,429 $4,322 $5,512 $1,835 $2,072
Travelers $2,027 $2,063 $1,976 $2,000 $8,183 $12,758 $2,076 $2,451
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

Denison, KS Car Insurance Rates for Teens

How much is Denison, Kansas car insurance for teens? Compare rates from top Denison car insurance companies below to help find the cheapest teen car insurance in Denison, KS.

Annual Car Insurance Rates for Teen Drivers in Denison, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,119 $3,742
Farmers $6,820 $7,076
GEICO $4,439 $5,960
Liberty Mutual $10,841 $12,107
Nationwide $3,678 $4,498
Progressive $9,311 $10,517
State Farm $4,322 $5,512
Travelers $8,183 $12,758
USAA $4,580 $4,837

Denison, KS Car Insurance Rates for Seniors

Before seniors buy Denison, Kansas car insurance, they should make sure to shop around. Some Denison, KS car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Denison, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,449 $1,449
Farmers $2,309 $2,405
GEICO $2,443 $2,273
Liberty Mutual $2,254 $2,514
Nationwide $1,555 $1,672
Progressive $2,019 $2,107
State Farm $1,429 $1,429
Travelers $1,976 $2,000
USAA $1,272 $1,296

Denison, KS Car Insurance Rates by Credit History

How does your credit history affect Denison, KS car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Denison, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,673 $1,891 $1,578
Farmers $4,380 $3,481 $3,286
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,757 $4,757 $4,757
Nationwide $2,650 $2,346 $2,185
Progressive $5,014 $4,217 $3,898
State Farm $3,615 $2,161 $1,674
Travelers $4,844 $3,944 $3,788
USAA $3,182 $2,079 $1,707

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Denison, KS Car Insurance Rates by Driver History

How does a single speeding ticket affect your Denison, Kansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Denison.

Annual Denison, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,010 $2,160 $2,010 $2,010
Farmers $3,140 $4,023 $3,922 $3,777
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,591 $5,393 $5,296 $4,748
Nationwide $1,810 $2,076 $3,625 $2,064
Progressive $4,045 $4,725 $4,224 $4,511
State Farm $2,306 $2,661 $2,483 $2,483
Travelers $3,057 $3,986 $5,492 $4,232
USAA $1,705 $2,284 $3,352 $1,950

Denison, KS Car Insurance Rates With a DUI

Even a single DUI can increase your Denison, KS car insurance rates. Compare rates below to see which Denison car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Denison, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,515
American Family $2,010
Farmers $3,922
GEICO $4,922
Liberty Mutual $5,296
Nationwide $3,625
Progressive $4,224
State Farm $2,483
Travelers $5,492
USAA $3,352

Denison, KS Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Denison, KS car insurance rates may be. Let’s take a look at average car insurance rates from top Denison companies based on commute time.

Annual Car Insurance Rates by Commute Length in Denison, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,021 $2,074
Farmers $3,716 $3,716
GEICO $3,027 $3,159
Liberty Mutual $4,757 $4,757
Nationwide $2,394 $2,394
Progressive $4,376 $4,376
State Farm $2,422 $2,545
Travelers $4,192 $4,192
USAA $2,254 $2,392

Denison, KS Cheapest Car Insurance Rates

How do the top Denison, Kansas car insurance companies’ average rates stack up against the Denison average monthly car insurance rates of $277? Take a look and see.

Best Annual Car Insurance Rates by Company in Denison, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Denison, KS Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Denison, Kansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Denison, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,047
Farmers $3,716
GEICO $3,093
Liberty Mutual $4,757
Nationwide $2,394
Progressive $4,376
State Farm $2,483
Travelers $4,192
USAA $2,323

Other Factors Affecting Denison, KS Car Insurance Rates

Before you buy Denison, Kansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Denison, KS Commute Time

How does your Denison, KS commute time compare with the average driver? In Denison, the average commute is 38.6 minutes.

Denison, KS Car Insurance Quotes

Compare Denison, KS car insurance quotes from multiple companies by entering your ZIP code now.