Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Elfrida for teen drivers is GEICO
  • The cheapest car insurance company in Elfrida after a DUI is GEICO
  • Average car insurance rates in Elfrida, AZ are $251/month

Average car insurance rates in Elfrida, Arizona are $251 a month. But with a little research you can get a great deal from the top car insurance companies in Elfrida, AZ. Before you buy Elfrida, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Elfrida car insurance rates with Surprise car insurance rates, Phoenix car insurance rates, or Peoria car insurance rates to make sure you’re getting the best Elfrida, AZ car insurance quotes available.

Need affordable Elfrida, AZ car insurance? Enter your ZIP code to compare Elfrida car insurance quotes from multiple car insurance companies near you.

Elfrida, AZ Minimum Car Insurance Coverage

Elfrida, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Elfrida, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Elfrida, AZ Car Insurance Rates by Coverage Level

Some Elfrida drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Elfrida, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Elfrida, Arizona

Insurance Company Low Medium High
Allstate $3,365 $3,567 $3,720
American Family $3,307 $3,544 $3,451
Farmers $3,097 $3,562 $3,933
GEICO $1,597 $1,901 $2,134
Nationwide $2,838 $2,942 $2,978
Progressive $2,558 $2,887 $3,087
State Farm $3,148 $3,539 $3,759
Travelers $2,183 $2,435 $2,590
USAA $2,780 $3,090 $3,261

Elfrida, AZ Car Insurance Rates by Age, Gender, and Marital Status

Elfrida, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Elfrida, AZ car insurance, get quotes from multiple car insurance companies in the Elfrida area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elfrida, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,492 $2,492 $2,427 $2,427 $5,514 $7,191 $2,804 $3,057
American Family $2,298 $2,298 $2,111 $2,111 $5,942 $7,712 $2,298 $2,701
Farmers $1,944 $1,936 $1,734 $1,839 $8,007 $8,275 $2,210 $2,303
GEICO $1,291 $1,437 $1,086 $1,371 $3,637 $3,843 $1,182 $1,172
Nationwide $2,000 $2,043 $1,792 $1,901 $4,755 $6,098 $2,289 $2,475
Progressive $1,612 $1,428 $1,444 $1,376 $6,333 $7,074 $1,740 $1,745
State Farm $2,138 $2,138 $1,882 $1,882 $6,481 $8,136 $2,299 $2,901
Travelers $1,567 $1,648 $1,436 $1,525 $4,306 $5,333 $1,661 $1,745
USAA $1,688 $1,696 $1,572 $1,598 $6,173 $7,031 $2,221 $2,374

Elfrida, AZ Car Insurance Rates for Teens

How much is Elfrida, Arizona car insurance for teens? Compare rates from top Elfrida car insurance companies below to help find the cheapest teen car insurance in Elfrida, AZ.

Annual Car Insurance Rates for Teen Drivers in Elfrida, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,514 $7,191
American Family $5,942 $7,712
Farmers $8,007 $8,275
GEICO $3,637 $3,843
Nationwide $4,755 $6,098
Progressive $6,333 $7,074
State Farm $6,481 $8,136
Travelers $4,306 $5,333
USAA $6,173 $7,031

Elfrida, AZ Car Insurance Rates for Seniors

Before seniors buy Elfrida, Arizona car insurance, they should make sure to shop around. Some Elfrida, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Elfrida, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,427 $2,427
American Family $2,111 $2,111
Farmers $1,734 $1,839
GEICO $1,086 $1,371
Nationwide $1,792 $1,901
Progressive $1,444 $1,376
State Farm $1,882 $1,882
Travelers $1,436 $1,525
USAA $1,572 $1,598

Elfrida, AZ Car Insurance Rates by Credit History

How does your credit history affect Elfrida, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Elfrida, Arizona

Insurance Company Poor Fair Good
Allstate $4,552 $3,239 $2,861
American Family $4,315 $3,216 $2,772
Farmers $4,036 $3,361 $3,196
GEICO $2,572 $1,694 $1,366
Nationwide $3,510 $2,794 $2,454
Progressive $3,185 $2,767 $2,580
State Farm $6,386 $2,490 $1,570
Travelers $2,932 $2,388 $1,887
USAA $4,000 $2,799 $2,332

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Elfrida, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Elfrida, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Elfrida.

Annual Elfrida, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,853 $3,587 $4,083 $3,679
American Family $2,419 $3,845 $4,663 $2,810
Farmers $2,980 $3,840 $3,746 $3,559
GEICO $1,465 $1,969 $2,611 $1,465
Nationwide $2,475 $2,600 $3,837 $2,766
Progressive $2,517 $3,283 $2,657 $2,918
State Farm $3,176 $3,788 $3,482 $3,482
Travelers $1,932 $2,504 $2,771 $2,404
USAA $2,217 $3,165 $4,187 $2,607

Elfrida, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Elfrida, AZ car insurance rates. Compare rates below to see which Elfrida car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Elfrida, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,083
American Family $4,663
Farmers $3,746
GEICO $2,611
Nationwide $3,837
Progressive $2,657
State Farm $3,482
Travelers $2,771
USAA $4,187

Elfrida, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Elfrida, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Elfrida companies based on commute time.

Annual Car Insurance Rates by Commute Length in Elfrida, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,551 $3,551
American Family $3,400 $3,468
Farmers $3,531 $3,531
GEICO $1,845 $1,909
Nationwide $2,919 $2,919
Progressive $2,844 $2,844
State Farm $3,396 $3,568
Travelers $2,402 $2,402
USAA $3,010 $3,077

Elfrida, AZ Cheapest Car Insurance Rates

How do the top Elfrida, Arizona car insurance companies’ average rates stack up against the Elfrida average monthly car insurance rates of $251? Take a look and see.

Best Annual Car Insurance Rates by Company in Elfrida, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Elfrida, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Elfrida, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Elfrida, Arizona

Insurance Company Average Annual Rates
Allstate $3,551
American Family $3,434
Farmers $3,531
GEICO $1,877
Nationwide $2,919
Progressive $2,844
State Farm $3,482
Travelers $2,402
USAA $3,044

Other Factors Affecting Elfrida, AZ Car Insurance Rates

Before you buy Elfrida, Arizona car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Elfrida, AZ Commute Time

How does your Elfrida, AZ commute time compare with the average driver? In Elfrida, the average commute is 22.5 minutes.

Elfrida, AZ Car Insurance Quotes

Compare Elfrida, AZ car insurance quotes from multiple companies by entering your ZIP code now.