Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in Endicott for teen drivers is GEICO
  • The cheapest car insurance company in Endicott after a DUI is Progressive
  • Average car insurance rates in Endicott, NY are $243/month

Average car insurance rates in Endicott, New York are $243 a month. But with a little research you can get a great deal from the top car insurance companies in Endicott, NY. Before you buy Endicott, New York car insurance, make sure your coverage meets or exceeds the New York minimum of 25/50/10.

It may even be helpful to compare Endicott car insurance rates with Schenectady car insurance rates, Rochester car insurance rates, or Syracuse car insurance rates to make sure you’re getting the best Endicott, NY car insurance quotes available.

Need affordable Endicott, NY car insurance? Enter your ZIP code to compare Endicott car insurance quotes from multiple car insurance companies near you.

Endicott, NY Minimum Car Insurance Coverage

Endicott, New York law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Endicott, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Endicott, NY Car Insurance Rates by Coverage Level

Some Endicott drivers can get by with the New York minimum coverage of 25/50/10. Other drivers may need more. See how much your Endicott, New York car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Endicott, New York

Insurance Company Low Medium High
Allstate $3,086 $3,258 $3,463
GEICO $1,905 $2,000 $2,104
Liberty Mutual $4,200 $4,374 $4,592
Nationwide $2,332 $2,444 $2,608
Progressive $2,140 $2,236 $2,367
State Farm $2,891 $3,053 $3,167
Travelers $2,987 $3,101 $3,285
USAA $2,742 $2,804 $2,903

Endicott, NY Car Insurance Rates by Age, Gender, and Marital Status

Endicott, New York car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Endicott, NY car insurance, get quotes from multiple car insurance companies in the Endicott area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Endicott, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,250 $2,125 $2,101 $2,130 $6,294 $6,734 $2,248 $2,270
GEICO $1,454 $1,403 $1,418 $1,398 $3,104 $4,584 $1,309 $1,352
Liberty Mutual $3,188 $3,188 $2,972 $2,972 $6,193 $10,028 $3,188 $3,383
Nationwide $1,874 $1,874 $1,773 $1,773 $3,285 $4,862 $1,874 $2,372
Progressive $1,361 $1,268 $1,085 $1,106 $4,595 $5,103 $1,754 $1,709
State Farm $1,904 $1,904 $1,660 $1,660 $5,614 $7,242 $2,093 $2,220
Travelers $2,250 $2,285 $2,053 $2,212 $5,159 $6,129 $2,398 $2,511
USAA $1,488 $1,465 $1,342 $1,348 $5,866 $7,011 $1,903 $2,103

Endicott, NY Car Insurance Rates for Teens

How much is Endicott, New York car insurance for teens? Compare rates from top Endicott car insurance companies below to help find the cheapest teen car insurance in Endicott, NY.

Annual Car Insurance Rates for Teen Drivers in Endicott, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $6,734
GEICO $3,104 $4,584
Liberty Mutual $6,193 $10,028
Nationwide $3,285 $4,862
Progressive $4,595 $5,103
State Farm $5,614 $7,242
Travelers $5,159 $6,129
USAA $5,866 $7,011

Endicott, NY Car Insurance Rates for Seniors

Before seniors buy Endicott, New York car insurance, they should make sure to shop around. Some Endicott, NY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Endicott, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,101 $2,130
GEICO $1,418 $1,398
Liberty Mutual $2,972 $2,972
Nationwide $1,773 $1,773
Progressive $1,085 $1,106
State Farm $1,660 $1,660
Travelers $2,053 $2,212
USAA $1,342 $1,348

Endicott, NY Car Insurance Rates by Credit History

How does your credit history affect Endicott, NY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Endicott, New York

Insurance Company Poor Fair Good
Allstate $4,672 $2,750 $2,385
GEICO $2,510 $1,844 $1,655
Liberty Mutual $6,126 $4,020 $3,021
Nationwide $2,461 $2,461 $2,461
Progressive $3,556 $1,838 $1,349
State Farm $4,287 $2,689 $2,135
Travelers $4,260 $2,728 $2,386
USAA $4,364 $2,169 $1,916

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Endicott, NY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Endicott, New York car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Endicott.

Annual Endicott, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,798 $2,798 $4,000 $3,480
GEICO $1,563 $1,704 $3,181 $1,563
Liberty Mutual $3,511 $3,511 $7,023 $3,511
Nationwide $1,897 $1,897 $4,113 $1,938
Progressive $2,185 $2,185 $2,421 $2,199
State Farm $2,893 $2,893 $3,181 $3,181
Travelers $2,687 $3,327 $3,375 $3,109
USAA $2,510 $2,549 $3,655 $2,549

Endicott, NY Car Insurance Rates With a DUI

Even a single DUI can increase your Endicott, NY car insurance rates. Compare rates below to see which Endicott car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Endicott, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,000
GEICO $3,181
Liberty Mutual $7,023
Nationwide $4,113
Progressive $2,421
State Farm $3,181
Travelers $3,375
USAA $3,655

Endicott, NY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Endicott, NY car insurance rates may be. Let’s take a look at average car insurance rates from top Endicott companies based on commute time.

Annual Car Insurance Rates by Commute Length in Endicott, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,226 $3,312
GEICO $1,943 $2,062
Liberty Mutual $4,267 $4,511
Nationwide $2,461 $2,461
Progressive $2,248 $2,248
State Farm $2,932 $3,142
Travelers $3,125 $3,125
USAA $2,788 $2,844

Endicott, NY Cheapest Car Insurance Rates

How do the top Endicott, New York car insurance companies’ average rates stack up against the Endicott average monthly car insurance rates of $243? Take a look and see.

Best Annual Car Insurance Rates by Company in Endicott, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Endicott, NY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Endicott, New York car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Endicott, New York

Insurance Company Average Annual Rates
Allstate $3,269
GEICO $2,003
Liberty Mutual $4,389
Nationwide $2,461
Progressive $2,248
State Farm $3,037
Travelers $3,125
USAA $2,816

Other Factors Affecting Endicott, NY Car Insurance Rates

Before you buy Endicott, New York car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Endicott, NY Commute Time

How does your Endicott, NY commute time compare with the average driver? In Endicott, the average commute is 18.0 minutes.

Endicott, NY Car Insurance Quotes

Compare Endicott, NY car insurance quotes from multiple companies by entering your ZIP code now.